State credit union · North Liberty, Iowa · NCUA charter #60269
GREENSTATE
Health score 63/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 63
- Health / 100
- $11.16B
- Total assets
- 402,073
- Members
- 8.7%
- Net-worth ratio
GREENSTATE scores 63/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $11.16B; members 402,073; net-worth ratio 8.71%; health rank #3,959 of 4,374; healthier than 9th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,959 of 4,374 health · 2025Q4GREENSTATE · health 63/100 · $11.16B · 2025Q4
- ASSETS 63/100
- MEM 8.7%
- RANK 1.26%
- PHOTO 0.19%
- BOOK $11.16B
- CHARTER 402,073
- NCUSIF #3,959/4,374
- CAMELS United Nations
- HEALTH 60269
Call Report peers
GREENSTATE in the assets neighbourhood
GREENSTATE's $11.16B assets sit next to United Nations ($10.28B) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
GREENSTATE vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
63 9th percentile higher than 9% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
GREENSTATE - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #60269: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
GREENSTATE: Call Report deltas vs peers
- Loan-to-Share Ratio leads the peer set - 106.60% here, 83.90% peer average (+22.70 pp).
- Net Worth Ratio trails the peer set - 8.71% here, 11.18% peer average (-2.47 pp).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where GREENSTATE sits in Iowa
- Health composite ranks #60 of 66 among scored Iowa credit unions.
- By total assets, GREENSTATE is #1 of 66 in Iowa.
- Membership ranks #1 of 66 among Iowa CUs with a reported count (402,073 members).
In-state ordinals use the live credit_unions table for IA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for GREENSTATE
GREENSTATE: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.3% from $11.16B (2025Q4) to $11.19B (2026Q1).
- Net-worth ratio shifted +0.01 pp (8.70% → 8.71%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 8.71%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 63/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 63.
- Net Worth Ratio 26.8 pts
- Delinquency Rate 18.1 pts
- Return on Assets 10.3 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 7.8 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.71% | -2.47 pp |
| Delinquency Rate | 1.26% | +0.38 pp |
| Return on Assets | 0.19% | -0.32 pp |
| Member Growth | -10.87% | - |
| Loan-to-Share Ratio | 106.60% | +22.70 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
GREENSTATE filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $11.19B | - |
| 2025Q4 | $11.16B | 402,073 |
| 2024Q4 | $10.64B | 451,126 |
| 2023Q4 | $11.35B | 451,291 |
Credit Union Details
- Charter Number
- 60269
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Iowa
- City
- North Liberty
- Data Quarter
- 2025Q4
Branch Locations (35)
Per its most recent NCUA branch filing, GREENSTATE runs 35 offices in 27 different cities across 3 states.
| Office | City |
|---|---|
| Financial Center (Main Office) | North Liberty, IA |
| Addison Road | Addison, IL |
| Lake Street | Addison, IL |
| Altoona | Altoona, IA |
| Ankeny | Ankeny, IA |
| Bettendorf | Bettendorf, IA |
| Cedar Falls | Cedar Falls, IA |
| Cedar Rapids | Cedar Rapids, IA |
| Cedar Rapids Downtown | Cedar Rapids, IA |
| Cedar Rapids - Blairs Ferry | Cedar Rapids, IA |
| Clive - Branch | Clive, IA |
| Coralville | Coralville, IA |
| Davenport - Kimberly Rd | Davenport, IA |
| Beaverdale | Des Moines, IA |
| Des Moines SW 9th | Des Moines, IA |
| Merle Hay Road | Des Moines, IA |
| Dubuque | Dubuque, IA |
| Fort Dodge Main | Fort Dodge, IA |
| Freeport - Park Crest | Freeport, IL |
| Grimes | Grimes, IA |
| Grinnell | Grinnell, IA |
| Downtown Iowa City | Iowa City, IA |
| Eastside Iowa City | Iowa City, IA |
| Westside Iowa City | Iowa City, IA |
| Marion | Marion, IA |
| Route 59 | Naperville, IL |
| North Liberty | North Liberty, IA |
| 181 Street - Omaha, NE | Omaha, NE |
| Plainfield | Plainfield, IL |
| Rockford | Rockford, IL |
| Urbandale | Urbandale, IA |
| Waterloo - San Marnin | Waterloo, IA |
| Waukee | Waukee, IA |
| West Des Moines - Jordan Creek | West Des Moines, IA |
| Westmont | Westmont, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Iowa
More federally-insured credit unions based in Iowa, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Cross-state asset and health neighbours for GREENSTATE - kept outside Iowa; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($11.16B here).
Similar health score
Nearest other-state credit unions by five-factor health composite (63/100 here).
Using this data
- GREENSTATE ranks #3,959 of 4,374 nationally on financial health and #60 of 66 in IA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- VERIDIAN is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with VERIDIAN
- Rates and health both vary by institution, not just by state -- see how Iowa credit unions compare overall before assuming this one is typical. Iowa state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is GREENSTATE financially healthy?
A 8.71% net worth ratio and a 1.26% delinquency rate feed into GREENSTATE's financial health score of 63/100 (Good), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,959 of 4,374; by total assets it ranks #20 of 4,374 nationally (same basis as /rankings/largest); and #1 of 66 within Iowa. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does GREENSTATE compare to other credit unions?
Five weighted metrics from NCUA filings produce GREENSTATE's 63/100 score on PlainCU's health composite, compared to a peer group average for Over $500M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join GREENSTATE?
Membership eligibility for GREENSTATE depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact GREENSTATE directly for current membership requirements and application steps.
Is my money safe at GREENSTATE?
Federal credit unions like GREENSTATE are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. GREENSTATE's net worth ratio of 8.71% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does GREENSTATE offer compared to banks?
Credit unions like GREENSTATE are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact GREENSTATE directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.