Federal credit union · Fort Worth, Texas · NCUA charter #23957
American Airlines
Health score 94/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 94
- Health / 100
- $9.30B
- Total assets
- 385,015
- Members
- 11.5%
- Net-worth ratio
American Airlines scores 94/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $9.30B; members 385,015; net-worth ratio 11.49%; health rank #519 of 4,374; healthier than 87th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#519 of 4,374 health · 2025Q4American Airlines · health 94/100 · $9.30B · 2025Q4
Call Report peers
American Airlines in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
American Airlines vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); American Airlines sits in 90-94 with 747 others.
94 Top 13% higher than 87% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where American Airlines diverges from peer averages
- Strongest edge vs 749 Over $500M peers is Net Worth Ratio: +0.31 pp (11.49% vs 11.18%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -16.72 pp (67.18% vs 83.90%).
American Airlines in Texas
- Health composite ranks #49 of 386 among scored Texas credit unions.
- By total assets, American Airlines is #3 of 386 in Texas.
- Membership ranks #7 of 386 among Texas CUs with a reported count (385,015 members).
- One place up in Texas, VALLEY (#48) ties at 94/100; one place down, Nizari Progressive (#50) ties at 94/100.
Quarter path for American Airlines
American Airlines: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.6% from $9.30B (2025Q4) to $9.45B (2026Q1).
- Net-worth ratio shifted +0.03 pp (11.46% → 11.49%).
At 11.49%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 94/100 score is built
American Airlines gives up 6 points in total. Member Growth costs the most, 2.2 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.7 pts
- Return on Assets 13.1 pts
- Member Growth 12.8 pts
- Loan-to-Share Ratio 14.4 pts
American Airlines health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.49% | +0.31 pp |
| Delinquency Rate | 0.63% | -0.24 pp |
| Return on Assets | 0.38% | -0.13 pp |
| Member Growth | 3.15% | - |
| Loan-to-Share Ratio | 67.18% | -16.72 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Call Report history - American Airlines
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $9.45B | - |
| 2025Q4 | $9.30B | 385,015 |
| 2024Q4 | $9.07B | 373,275 |
| 2023Q4 | $8.64B | 355,473 |
Credit Union Details
- Charter Number
- 23957
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- Texas
- City
- Fort Worth
- Data Quarter
- 2025Q4
Branch Locations (47)
The NCUA branch filing lists 47 physical offices for American Airlines, spread across 29 cities in 13 states.
| Office | City |
|---|---|
| AAFCU Headquarters (Main Office) | Fort Worth, TX |
| AAFCU - BOSC | Boston, MA |
| AAFCU - Broken Arrow | Broken Arrow, OK |
| AAFCU - RDUR | Cary, NC |
| AAFCU - CLT | Charlotte, NC |
| AAFCU - CLT-TC | Charlotte, NC |
| AAFCU - ORD | Chicago, IL |
| AAFCU - ORDC | Chicago, IL |
| AAFCU - ORG | Chicago, IL |
| AAFCU - DFWA | DFW Airport, TX |
| AAFCU - DFWC | DFW Airport, TX |
| AAFCU - DFWD | DFW Airport, TX |
| AAFCU - BOS | East Boston, MA |
| AAFCU - LAXT | El Segundo, CA |
| AAFCU - HTC | Euless, TX |
| AAFCU - FLOMO | Flower Mound, TX |
| AAFCU - LGA | Flushing, NY |
| AAFCU - LGAB | Flushing, NY |
| AAFCU - FLL | Fort Lauderdale, FL |
| AAFCU - Flagship Branch | Fort Worth, TX |
| AAFCU - SV3 | Fort Worth, TX |
| AAFCU - SV1 | Fort Worth, TX |
| AAFCU - SV5 | Fort Worth, TX |
| AAFCU - SV2 | Fort Worth, TX |
| AAFCU - SV8C | Fort Worth, TX |
| AAFCU - SV7 | Fort Worth, TX |
| AAFCU - Hurst | Hurst, TX |
| AAFCU - Envoy | Irving, TX |
| AAFCU - HAJ | Jamaica, NY |
| AAFCU - JFK | Jamaica, NY |
| AAFCU - LAX | Los Angeles, CA |
| AAFCU - MBL | Miami, FL |
| AAFCU - MIAC | Miami, FL |
| AAFCU - MIAM | Miami, FL |
| AAFCU - MIAH | Miami, FL |
| AAFCU - MIAD | Miami, FL |
| AAFCU - BNA | Nashville, TN |
| AAFCU - EWR | Newark, NJ |
| AAFCU - OWA | Owasso, OK |
| AAFCU - PHL | Philadelphia, PA |
| AAFCU - PHX | Phoenix, AZ |
| AAFCU - ROS | Rosemont, IL |
| AAFCU - SFO | San Francisco, CA |
| AAFCU - SLK | Southlake, TX |
| AAFCU - PHX RIO | Tempe, AZ |
| AAFCU - TUL | Tulsa, OK |
| AAFCU - DCAC | Washington, DC |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
Other federally-insured credit unions in Texas, closest first by peer group and asset size.
Other-state peers near American Airlines
Using this data
- American Airlines ranks #519 of 4,374 nationally on financial health and #49 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- COMMUNITYAMERICA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with COMMUNITYAMERICA
Frequently Asked Questions
Is American Airlines financially healthy?
On its 2025Q4 NCUA 5300 filing, American Airlines scores 94/100 (Excellent), with a 11.49% net worth ratio and 0.63% of loans delinquent. It ranks #519 of 4,374 nationally on health and #49 of 386 in Texas.
How does American Airlines compare to other credit unions?
American Airlines scores 94/100, higher than 87% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is net worth ratio (11.49% vs 11.18%). Its widest shortfall is loan-to-share ratio (67.18% vs 83.90%).
How can I join American Airlines?
American Airlines operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact American Airlines directly for the exact boundaries and application steps.
Is my money safe at American Airlines?
American Airlines is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. American Airlines's net worth ratio of 11.49% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.