Federal credit union · UNIVERSAL CITY, Texas · NCUA charter #8111
RANDOLPH-BROOKS
Health score 83/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 83
- Health / 100
- $19.20B
- Total assets
- 1,137,444
- Members
- 13.2%
- Net-worth ratio
RANDOLPH-BROOKS scores 83/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $19.20B; members 1,137,444; net-worth ratio 13.18%; health rank #2,268 of 4,374; healthier than 46th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#2,268 of 4,374 health · 2025Q4RANDOLPH-BROOKS · health 83/100 · $19.20B · 2025Q4
Call Report peers
RANDOLPH-BROOKS in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
RANDOLPH-BROOKS vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); RANDOLPH-BROOKS sits in 80-84 with 767 others.
83 46th percentile higher than 46% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
RANDOLPH-BROOKS vs Over $500M peers
- Net Worth Ratio leads the peer set - 13.18% here, 11.18% peer average (+2.00 pp).
- Delinquency Rate trails the peer set - 1.05% here, 0.87% peer average (+0.17 pp).
RANDOLPH-BROOKS: in-state Call Report ranks
- Texas health ordinal: #207 of 386.
- By total assets, RANDOLPH-BROOKS is #1 of 386 in Texas.
- Texas membership ordinal: #1 of 386.
- One place up in Texas, GECU (#206) ties at 83/100; one place down, BCM (#208) ties at 83/100.
RANDOLPH-BROOKS Call Report trajectory
RANDOLPH-BROOKS: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.1% from $19.20B (2025Q4) to $19.19B (2026Q1).
- Net-worth ratio shifted +0.20 pp (12.98% → 13.18%).
13.18% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 83/100 score is built
RANDOLPH-BROOKS gives up 17 points in total. Member Growth costs the most, 11.5 of its 15; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 19.7 pts
- Return on Assets 15.0 pts
- Member Growth 3.5 pts
- Loan-to-Share Ratio 14.8 pts
RANDOLPH-BROOKS health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.18% | +2.00 pp |
| Delinquency Rate | 1.05% | +0.17 pp |
| Return on Assets | 1.27% | +0.76 pp |
| Member Growth | -3.07% | - |
| Loan-to-Share Ratio | 84.33% | +0.43 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $19.19B | - |
| 2025Q4 | $19.20B | 1,137,444 |
| 2024Q4 | $17.96B | 1,173,479 |
| 2023Q4 | $18.03B | 1,118,688 |
Credit Union Details
- Charter Number
- 8111
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- Texas
- City
- UNIVERSAL CITY
- Data Quarter
- 2025Q4
Branch Locations (65)
Per its most recent NCUA branch filing, RANDOLPH-BROOKS runs 65 offices in 33 different cities.
| Office | City |
|---|---|
| Creswell Admin Service Center (Main Office) | Live Oak, TX |
| Allen | Allen, TX |
| Ben White | Austin, TX |
| Seton | Austin, TX |
| Domain | Austin, TX |
| North Austin | Austin, TX |
| Lake Creek | Austin, TX |
| Southpark Meadows | Austin, TX |
| Mopac | Austin, TX |
| Four Points | Austin, TX |
| Bedford | Bedford, TX |
| Boerne | Boerne, TX |
| Buda | Buda, TX |
| Bulverde Crossing | Bulverde, TX |
| Cedar Park | Cedar Park, TX |
| Parmer Lane | Cedar Park, TX |
| Cimarron | Corpus Christi, TX |
| Staples | Corpus Christi, TX |
| Dripping Springs | Dripping Springs, TX |
| Floresville | Floresville, TX |
| Frisco | Frisco, TX |
| DNT Eldorado | Frisco, TX |
| Garland | Garland, TX |
| Georgetown | Georgetown, TX |
| Gonzales | Gonzales, TX |
| Keller | Keller, TX |
| Kerrville | Kerrville, TX |
| Kyle | Kyle, TX |
| Leon Valley | Leon Valley, TX |
| Lockhart | Lockhart, TX |
| McKinney | McKinney, TX |
| Oak Run | New Braunfels, TX |
| New Braunfels | New Braunfels, TX |
| Creekside | New Braunfels, TX |
| Stone Hill | Pflugerville, TX |
| Plano | Plano, TX |
| Portland | Portland, TX |
| Randolph AFB | Randolph Afb, TX |
| Round Rock | Round Rock, TX |
| Bandera Pointe | San Antonio, TX |
| Mission South | San Antonio, TX |
| Summit | San Antonio, TX |
| Thousand Oaks | San Antonio, TX |
| Woodlake | San Antonio, TX |
| Potranco | San Antonio, TX |
| Gold Canyon | San Antonio, TX |
| Brooks | San Antonio, TX |
| Marshall Road | San Antonio, TX |
| Rigsby | San Antonio, TX |
| IH 10@utsa | San Antonio, TX |
| Culebra | San Antonio, TX |
| Bitters | San Antonio, TX |
| Windcrest | San Antonio, TX |
| Austin Highway | San Antonio, TX |
| Broadway | San Antonio, TX |
| Encino Commons | San Antonio, TX |
| South San | San Antonio, TX |
| Wonder World | San Marcos, TX |
| San Marcos | San Marcos, TX |
| Schertz | Schertz, TX |
| Northcliffe | Schertz, TX |
| Seguin | Seguin, TX |
| Seguin Northwest | Seguin, TX |
| Colony | The Colony, TX |
| Live Oak | Universal City, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
A look at other Texas credit unions, ranked by how closely their peer group and asset size match this one.
RANDOLPH-BROOKS nationwide neighbourhoods
Using this data
- RANDOLPH-BROOKS ranks #2,268 of 4,374 nationally on financial health and #207 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Security Service is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Security Service
Frequently Asked Questions
Is RANDOLPH-BROOKS financially healthy?
RANDOLPH-BROOKS has a financial health score of 83/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,268 of 4,374 nationally on health and #207 of 386 in Texas. Its net worth ratio is 13.18% and its delinquency rate 1.05%.
How does RANDOLPH-BROOKS compare to other credit unions?
RANDOLPH-BROOKS scores 83/100, higher than 46% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is net worth ratio (13.18% vs 11.18%). Its widest shortfall is delinquency rate (1.05% vs 0.87%).
How can I join RANDOLPH-BROOKS?
RANDOLPH-BROOKS operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact RANDOLPH-BROOKS directly for the exact boundaries and application steps.
Is my money safe at RANDOLPH-BROOKS?
RANDOLPH-BROOKS is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. RANDOLPH-BROOKS's net worth ratio of 13.18% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.