Federal credit union · Meriden, Connecticut · NCUA charter #153
Meriden Postal Employees
Health score 51/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.
- 51
- Health / 100
- $349K
- Total assets
- 51
- Members
- 21.3%
- Net-worth ratio
Meriden Postal Employees scores 51/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $349K; members 51; net-worth ratio 21.35%; health rank #4,248 of 4,374; healthier than 3rd of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#4,248 of 4,374 health · 2025Q4Meriden Postal Employees · health 51/100 · $349K · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Meriden Postal Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Meriden Postal Employees sits in 50-54 with 82 others.
51 3rd percentile higher than 3% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Meriden Postal Employees diverges from peer averages
- Largest favorable gap: Return on Assets at 0.45% vs peer 0.22% (+0.23 pp).
- Loan-to-Share Ratio trails the peer set - 12.51% here, 52.70% peer average (-40.19 pp).
Where Meriden Postal Employees sits in Connecticut
- Health composite ranks #61 of 64 among scored Connecticut credit unions.
- Connecticut assets place: #62 of 64.
- Member book place in Connecticut: #64 of 64.
- One place up in Connecticut, ASA (#60) scores 52/100, 1 point higher; one place down, Greater Waterbury Healthcare (#62) scores 50/100, 1 point lower.
How Meriden Postal Employees's 5300 filing moved
Meriden Postal Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.4% from $349K (2025Q4) to $350K (2026Q1).
- Net-worth ratio shifted -1.05 pp (22.40% → 21.35%).
This credit union's 21.35% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 51/100 score is built
Meriden Postal Employees gives up 49 points in total. Delinquency Rate costs the most, 25 of its 25; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 14.3 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 6.7 pts
Call Report ratios for Meriden Postal Employees
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 21.35% | -1.58 pp |
| Delinquency Rate | 23.73% | +19.25 pp |
| Return on Assets | 0.45% | +0.23 pp |
| Member Growth | -5.56% | - |
| Loan-to-Share Ratio | 12.51% | -40.19 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $350K | - |
| 2025Q4 | $349K | 51 |
| 2024Q4 | $393K | 54 |
| 2023Q4 | $470K | 78 |
Credit Union Details
- Charter Number
- 153
- Type
- Federal
- Field of Membership
- Low Income
- Peer Group
- Under $2M
- State
- Connecticut
- City
- Meriden
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Meriden Postal Employees runs 2 offices.
| Office | City |
|---|---|
| MERIDEN POSTAL EMPLOYEES F.C.U. (Main Office) | Meriden, CT |
| John Ginty,Supervisory Committee | Meriden, CT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Connecticut
More federally-insured credit unions based in Connecticut, ordered by peer group match and asset size.
- FIRST BAPTIST CHURCH (STRATFORD)Stratford, CT · Under $2M60Health
- EAST END BAPTIST TABERNACLEBRIDGEPORT, CT · Under $2M77Health
- KIEF PROTECTIVE MUTUAL BENEFIT ASS.Bloomfield, CT · Under $2M68Health
- TRUMBULLTrumbull, CT · $2M–$10M84Health
- BRIDGEPORT POST OFFICEBridgeport, CT · $2M–$10M78Health
Compare Meriden Postal Employees vs FIRST BAPTIST CHURCH (STRATFORD)
Meriden Postal Employees nationwide neighbourhoods
Using this data
- Meriden Postal Employees ranks #4,248 of 4,374 nationally on financial health and #61 of 64 in CT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- First Baptist Church (Stratford) is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with First Baptist Church (Stratford)
Frequently Asked Questions
Is Meriden Postal Employees financially healthy?
Meriden Postal Employees has a financial health score of 51/100 (Fair) from its 2025Q4 NCUA 5300 Call Report. It ranks #4,248 of 4,374 nationally on health and #61 of 64 in Connecticut. Its net worth ratio is 21.35% and its delinquency rate 23.73%.
How does Meriden Postal Employees compare to other credit unions?
Meriden Postal Employees scores 51/100, higher than 3% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is return on assets (0.45% vs 0.22%). Its widest shortfall is loan-to-share ratio (12.51% vs 52.70%).
How can I join Meriden Postal Employees?
Meriden Postal Employees carries an NCUA Low-Income Designation, which typically means anyone can join regardless of employer or location, and the credit union is eligible for supplemental capital and secondary capital rules not available to standard charters. Contact Meriden Postal Employees directly to confirm current membership steps.
Is my money safe at Meriden Postal Employees?
Meriden Postal Employees is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Meriden Postal Employees's net worth ratio of 21.35% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.