Federal credit union · New London, Connecticut · NCUA charter #13305
Lawrence Memorial Hospital Employee
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $37.2M
- Total assets
- 2,950
- Members
- 22.5%
- Net-worth ratio
Lawrence Memorial Hospital Employee scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $37.2M; members 2,950; net-worth ratio 22.54%; health rank #1,553 of 4,374; healthier than 60th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#1,553 of 4,374 health · 2025Q4Lawrence Memorial Hospital… · health 87/100 · $37.2M · 2025Q4
Call Report peers
Lawrence Memorial Hospital Employee in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Lawrence Memorial Hospital Employee vs every NCUA-scored credit union
Lawrence Memorial Hospital Employee sits in the busiest band, 85-89, alongside 857 other credit unions.
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Lawrence Memorial Hospital Employee vs $10M–$50M peers
- Largest favorable gap: Net Worth Ratio at 22.54% vs peer 14.86% (+7.68 pp).
- Largest lag: Loan-to-Share Ratio at 32.22% vs peer 59.80% (-27.58 pp).
Where Lawrence Memorial Hospital Employee sits in Connecticut
- Connecticut health ordinal: #19 of 64.
- Assets rank #37 of 64 inside Connecticut ($37.2M reported).
- Connecticut membership ordinal: #35 of 64.
- One place up in Connecticut, New Haven Teachers (#18) ties at 87/100; one place down, CORNERSTONE (#20) ties at 87/100.
How Lawrence Memorial Hospital Employee's 5300 filing moved
Lawrence Memorial Hospital Employee: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.7% from $37.2M (2025Q4) to $38.3M (2026Q1).
- Net-worth ratio shifted -0.09 pp (22.63% → 22.54%).
At 22.54%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 87/100 score is built
Lawrence Memorial Hospital Employee gives up 13 points in total. Member Growth costs the most, 6.8 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 8.2 pts
- Loan-to-Share Ratio 8.8 pts
Lawrence Memorial Hospital Employee vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 22.54% | +7.68 pp |
| Delinquency Rate | 0.01% | -1.14 pp |
| Return on Assets | 2.04% | +1.34 pp |
| Member Growth | -0.44% | - |
| Loan-to-Share Ratio | 32.22% | -27.58 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Lawrence Memorial Hospital… filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $38.3M | - |
| 2025Q4 | $37.2M | 2,950 |
| 2024Q4 | $35.3M | 2,963 |
| 2023Q4 | $34.7M | 2,996 |
Credit Union Details
- Charter Number
- 13305
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Connecticut
- City
- New London
- Data Quarter
- 2025Q4
Branch Location
Lawrence Memorial Hospital Employee operates a single office in New London, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Lawrence Memorial Hospital EFCU (Main Office) | New London, CT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Connecticut
More federally-insured credit unions based in Connecticut, ordered by peer group match and asset size.
- MANCHESTER MUNICIPALMANCHESTER, CT · $10M–$50M90Health
- METROPOLITAN DISTRICT EMPLOYEESHARTFORD, CT · $10M–$50M66Health
- NEW HAVEN COUNTYNorth Haven, CT · $10M–$50M86Health
- CT FIREFIGHTERSHARTFORD, CT · $10M–$50M100Health
- GREENWICH MUNICIPAL EMPLOYEESGreenwich, CT · $10M–$50M83Health
Compare Lawrence Memorial Hospital Employee vs MANCHESTER MUNICIPAL
Lawrence Memorial Hospital Employee nationwide neighbourhoods
Using this data
- Lawrence Memorial Hospital Employee ranks #1,553 of 4,374 nationally on financial health and #19 of 64 in CT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Manchester Municipal is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Manchester Municipal
Frequently Asked Questions
Is Lawrence Memorial Hospital Employee financially healthy?
On its 2025Q4 NCUA 5300 filing, Lawrence Memorial Hospital Employee scores 87/100 (Excellent), with a 22.54% net worth ratio and 0.01% of loans delinquent. It ranks #1,553 of 4,374 nationally on health and #19 of 64 in Connecticut.
How does Lawrence Memorial Hospital Employee compare to other credit unions?
Lawrence Memorial Hospital Employee scores 87/100, higher than 60% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (22.54% vs 14.86%). Its widest shortfall is loan-to-share ratio (32.22% vs 59.80%).
How can I join Lawrence Memorial Hospital Employee?
Lawrence Memorial Hospital Employee operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Lawrence Memorial Hospital Employee directly for the exact boundaries and application steps.
Is my money safe at Lawrence Memorial Hospital Employee?
Lawrence Memorial Hospital Employee is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Lawrence Memorial Hospital Employee's net worth ratio of 22.54% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.