Federal credit union · Bridgeport, Connecticut · NCUA charter #3575
Bridgeport Post Office
Health score 78/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 78
- Health / 100
- $3.5M
- Total assets
- 486
- Members
- 29.8%
- Net-worth ratio
Bridgeport Post Office scores 78/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $3.5M; members 486; net-worth ratio 29.85%; health rank #2,917 of 4,374; healthier than 31st of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,917 of 4,374 health · 2025Q4Bridgeport Post Office · health 78/100 · $3.5M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Bridgeport Post Office vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Bridgeport Post Office sits in 75-79 with 502 others.
78 31st percentile higher than 31% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Bridgeport Post Office diverges from peer averages
- Net Worth Ratio leads the peer set - 29.85% here, 19.06% peer average (+10.79 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -13.01 pp (50.59% vs 63.60%).
Bridgeport Post Office in Connecticut
- Connecticut health ordinal: #38 of 64.
- Assets rank #59 of 64 inside Connecticut ($3.5M reported).
- Membership ranks #58 of 64 among Connecticut CUs with a reported count (486 members).
- One place up in Connecticut, Connecticut Postal (#37) scores 79/100, 1 point higher; one place down, East End Baptist Tabernacle (#39) scores 77/100, 1 point lower.
Quarter path for Bridgeport Post Office
Bridgeport Post Office: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -3.0% from $3.5M (2025Q4) to $3.4M (2026Q1).
- Net-worth ratio shifted +0.75 pp (29.10% → 29.85%).
29.85% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 78/100 score is built
Bridgeport Post Office gives up 22 points in total. Member Growth costs the most, 11.4 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.6 pts
- Return on Assets 13.4 pts
- Member Growth 3.6 pts
- Loan-to-Share Ratio 10.4 pts
Bridgeport Post Office health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 29.85% | +10.79 pp |
| Delinquency Rate | 0.94% | -0.87 pp |
| Return on Assets | 0.39% | -0.06 pp |
| Member Growth | -2.99% | - |
| Loan-to-Share Ratio | 50.59% | -13.01 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $3.4M | - |
| 2025Q4 | $3.5M | 486 |
| 2024Q4 | $3.7M | 501 |
| 2023Q4 | $3.9M | 528 |
Credit Union Details
- Charter Number
- 3575
- Type
- Federal
- Field of Membership
- Low Income
- Peer Group
- $2M–$10M
- State
- Connecticut
- City
- Bridgeport
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, Bridgeport Post Office runs 3 offices.
| Office | City |
|---|---|
| Office of Operations (Main Office) | Bridgeport, CT |
| BPOFCU | Bridgeport, CT |
| BPOFCU | Bridgeport, CT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Connecticut
A look at other Connecticut credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Using this data
- Bridgeport Post Office ranks #2,917 of 4,374 nationally on financial health and #38 of 64 in CT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Science Park is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Science Park
Frequently Asked Questions
Is Bridgeport Post Office financially healthy?
On its 2025Q4 NCUA 5300 filing, Bridgeport Post Office scores 78/100 (Very Good), with a 29.85% net worth ratio and 0.94% of loans delinquent. It ranks #2,917 of 4,374 nationally on health and #38 of 64 in Connecticut.
How does Bridgeport Post Office compare to other credit unions?
Bridgeport Post Office scores 78/100, higher than 31% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is net worth ratio (29.85% vs 19.06%). Its widest shortfall is loan-to-share ratio (50.59% vs 63.60%).
How can I join Bridgeport Post Office?
Bridgeport Post Office carries an NCUA Low-Income Designation, which typically means anyone can join regardless of employer or location, and the credit union is eligible for supplemental capital and secondary capital rules not available to standard charters. Contact Bridgeport Post Office directly to confirm current membership steps.
Is my money safe at Bridgeport Post Office?
Bridgeport Post Office is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Bridgeport Post Office's net worth ratio of 29.85% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.