Federal credit union · Bridgeport, Connecticut · NCUA charter #3575
Bridgeport Post Office
Health score 78/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 78
- Health / 100
- $3.5M
- Total assets
- 486
- Members
- 29.8%
- Net-worth ratio
Bridgeport Post Office scores 78/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $3.5M; members 486; net-worth ratio 29.85%; health rank #2,917 of 4,374; healthier than 31st of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,917 of 4,374 health · 2025Q4Bridgeport Post Office · health 78/100 · $3.5M · 2025Q4
- HEALTH 78/100
- NW 29.8%
- DELQ 0.94%
- ROA 0.39%
- ASSETS $3.5M
- MEM 486
- RANK #2,917/4,374
- PHOTO n/a
- BOOK 3575
Call Report peers
Bridgeport Post Office carries $3.5M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Bridgeport Post Office vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
78 31st percentile higher than 31% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Bridgeport Post Office - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #3575: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Where Bridgeport Post Office diverges from peer averages
- Net Worth Ratio leads the peer set - 29.85% here, 19.06% peer average (+10.79 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -13.01 pp (50.59% vs 63.60%).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Bridgeport Post Office in Connecticut
- Connecticut health ordinal: #38 of 64.
- Assets rank #59 of 64 inside Connecticut ($3.5M reported).
- Membership ranks #58 of 64 among Connecticut CUs with a reported count (486 members).
In-state ordinals use the live credit_unions table for CT only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Bridgeport Post Office
Bridgeport Post Office: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -3.0% from $3.5M (2025Q4) to $3.4M (2026Q1).
- Net-worth ratio shifted +0.75 pp (29.10% → 29.85%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
29.85% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 78/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 78.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.6 pts
- Return on Assets 13.4 pts
- Member Growth 3.6 pts
- Loan-to-Share Ratio 10.4 pts
Bridgeport Post Office health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 29.85% | +10.79 pp |
| Delinquency Rate | 0.94% | -0.87 pp |
| Return on Assets | 0.39% | -0.06 pp |
| Member Growth | -2.99% | - |
| Loan-to-Share Ratio | 50.59% | -13.01 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $3.4M | - |
| 2025Q4 | $3.5M | 486 |
| 2024Q4 | $3.7M | 501 |
| 2023Q4 | $3.9M | 528 |
Credit Union Details
- Charter Number
- 3575
- Type
- Federal
- Field of Membership
- Low Income
- Peer Group
- $2M–$10M
- State
- Connecticut
- City
- Bridgeport
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, Bridgeport Post Office runs 3 offices.
| Office | City |
|---|---|
| Office of Operations (Main Office) | Bridgeport, CT |
| BPOFCU | Bridgeport, CT |
| BPOFCU | Bridgeport, CT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Connecticut
A look at other Connecticut credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Two NCUA Call Report peer sets for Bridgeport Post Office, both outside Connecticut so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar health score
Nearest other-state credit unions by five-factor health composite (78/100 here).
Using this data
- Bridgeport Post Office ranks #2,917 of 4,374 nationally on financial health and #38 of 64 in CT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Science Park is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Science Park
- Rates and health both vary by institution, not just by state -- see how Connecticut credit unions compare overall before assuming this one is typical. Connecticut state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Bridgeport Post Office financially healthy?
Bridgeport Post Office has a financial health score of 78/100 (Very Good) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,917 of 4,374; by total assets it ranks #4,007 of 4,374 nationally (same basis as /rankings/largest); and #59 of 64 within Connecticut. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 29.85% and delinquency rate of 0.94%.
How does Bridgeport Post Office compare to other credit unions?
On PlainCU's health composite, Bridgeport Post Office lands at 78/100, compared to a peer group average for $2M–$10M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Bridgeport Post Office?
Bridgeport Post Office carries an NCUA Low-Income Designation, which typically means anyone can join regardless of employer or location, and the credit union is eligible for supplemental capital and secondary capital rules not available to standard charters. Contact Bridgeport Post Office directly to confirm current membership steps.
Is my money safe at Bridgeport Post Office?
Federal credit unions like Bridgeport Post Office are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Bridgeport Post Office's net worth ratio of 29.85% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Bridgeport Post Office offer compared to banks?
Credit unions like Bridgeport Post Office are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Bridgeport Post Office directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.