Federal credit union · New Haven, Connecticut · NCUA charter #19
New Haven Teachers
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $10.2M
- Total assets
- 1,094
- Members
- 30.7%
- Net-worth ratio
New Haven Teachers scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $10.2M; members 1,094; net-worth ratio 30.74%; health rank #1,540 of 4,374; healthier than 60th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,540 of 4,374 health · 2025Q4New Haven Teachers · health 87/100 · $10.2M · 2025Q4
- NW 87/100
- DELQ 30.7%
- ROA 0.00%
- ASSETS 1.58%
- MEM $10.2M
- RANK 1,094
- PHOTO #1,540/4,374
- BOOK Blue Flame
- CHARTER 19
Call Report peers
New Haven Teachers in the assets neighbourhood
New Haven Teachers's $10.2M assets sit next to Blue Flame ($10.2M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
New Haven Teachers vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
New Haven Teachers - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #19, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
New Haven Teachers: Call Report deltas vs peers
- Strongest edge vs 1163 $10M–$50M peers is Net Worth Ratio: +15.88 pp (30.74% vs 14.86%).
- Loan-to-Share Ratio trails the peer set - 20.51% here, 59.80% peer average (-39.29 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where New Haven Teachers sits in Connecticut
- Health composite ranks #18 of 64 among scored Connecticut credit unions.
- Assets rank #53 of 64 inside Connecticut ($10.2M reported).
- Connecticut membership ordinal: #51 of 64.
In-state ordinals use the live credit_unions table for CT only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for New Haven Teachers
New Haven Teachers: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +4.3% from $10.2M (2025Q4) to $10.6M (2026Q1).
- Net-worth ratio shifted -1.05 pp (31.79% → 30.74%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
30.74% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 87/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 87.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 9.0 pts
- Loan-to-Share Ratio 8.0 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 30.74% | +15.88 pp |
| Delinquency Rate | 0.00% | -1.15 pp |
| Return on Assets | 1.58% | +0.88 pp |
| Member Growth | 0.00% | - |
| Loan-to-Share Ratio | 20.51% | -39.29 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $10.6M | - |
| 2025Q4 | $10.2M | 1,094 |
| 2024Q4 | $9.6M | 1,094 |
| 2023Q4 | $9.8M | 1,127 |
Credit Union Details
- Charter Number
- 19
- Type
- Federal
- Field of Membership
- Single Common Bond
- Peer Group
- $10M–$50M
- State
- Connecticut
- City
- New Haven
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, New Haven Teachers runs one office.
| Office | City |
|---|---|
| New Haven Teachers FCU Main Office (Main Office) | New Haven, CT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Connecticut
A look at other Connecticut credit unions, ranked by how closely their peer group and asset size match this one.
New Haven Teachers nationwide neighbourhoods
Two NCUA Call Report peer sets for New Haven Teachers, both outside Connecticut so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($10.2M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (87/100 here).
Using this data
- New Haven Teachers ranks #1,540 of 4,374 nationally on financial health and #18 of 64 in CT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Waterbury Postal Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Waterbury Postal Employees
- Rates and health both vary by institution, not just by state -- see how Connecticut credit unions compare overall before assuming this one is typical. Connecticut state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is New Haven Teachers financially healthy?
Yes/no aside, the number is 87/100 (Excellent) - New Haven Teachers's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,540 of 4,374; by total assets it ranks #3,555 of 4,374 nationally (same basis as /rankings/largest); and #53 of 64 within Connecticut. Above 80 reads excellent, below 50 warrants closer monitoring; a 30.74% net worth ratio and 0.00% delinquency rate are the key drivers.
How does New Haven Teachers compare to other credit unions?
On PlainCU's health composite, New Haven Teachers lands at 87/100, compared to a peer group average for $10M–$50M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join New Haven Teachers?
New Haven Teachers is chartered around a single common bond (Single Common Bond), membership is generally limited to employees of a specific employer or a defined occupational group and their immediate family. Contact New Haven Teachers directly to confirm eligibility.
Is my money safe at New Haven Teachers?
Federal credit unions like New Haven Teachers are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. New Haven Teachers's net worth ratio of 30.74% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does New Haven Teachers offer compared to banks?
Credit unions like New Haven Teachers are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact New Haven Teachers directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.