Federal credit union · BLOOMFIELD, Connecticut · NCUA charter #21190
ASA
Health score 52/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.
- 52
- Health / 100
- $11.1M
- Total assets
- 1,076
- Members
- 8.7%
- Net-worth ratio
ASA scores 52/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $11.1M; members 1,076; net-worth ratio 8.70%; health rank #4,246 of 4,374; healthier than 3rd of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#4,246 of 4,374 health · 2025Q4ASA · health 52/100 · $11.1M · 2025Q4
Call Report peers
ASA in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
ASA vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); ASA sits in 50-54 with 82 others.
52 3rd percentile higher than 3% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for ASA
- Return on Assets leads the peer set - 1.08% here, 0.70% peer average (+0.38 pp).
- Largest lag: Loan-to-Share Ratio at 38.04% vs peer 59.80% (-21.76 pp).
ASA in Connecticut
- In Connecticut, health place is #60 of 64 on the same NCUA-ratio sort used nationally.
- Connecticut assets place: #51 of 64.
- Member book place in Connecticut: #52 of 64.
- One place up in Connecticut, FINEX (#59) scores 57/100, 5 points higher; one place down, Meriden Postal Employees (#61) scores 51/100, 1 point lower.
ASA Call Report trajectory
ASA: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +10.9% from $11.1M (2025Q4) to $12.3M (2026Q1).
- Net-worth ratio shifted -0.64 pp (9.34% → 8.70%).
This credit union's 8.70% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 52/100 score is built
ASA gives up 48 points in total. Delinquency Rate costs the most, 25 of its 25; Return on Assets scores full marks.
- Net Worth Ratio 26.7 pts
- Delinquency Rate 0.0 pts
- Return on Assets 15.0 pts
- Member Growth 1.2 pts
- Loan-to-Share Ratio 9.1 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.70% | -6.16 pp |
| Delinquency Rate | 5.93% | +4.79 pp |
| Return on Assets | 1.08% | +0.38 pp |
| Member Growth | -4.36% | - |
| Loan-to-Share Ratio | 38.04% | -21.76 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
ASA quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $12.3M | - |
| 2025Q4 | $11.1M | 1,076 |
| 2024Q4 | $11.8M | 1,125 |
| 2023Q4 | $10.8M | 1,140 |
Credit Union Details
- Charter Number
- 21190
- Type
- Federal
- Field of Membership
- Select Employee Group
- Peer Group
- $10M–$50M
- State
- Connecticut
- City
- BLOOMFIELD
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for ASA.
| Office | City |
|---|---|
| ASA (Main Office) | Bloomfield, CT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Connecticut
More federally-insured credit unions based in Connecticut, ordered by peer group match and asset size.
- WATERBURY POSTAL EMPLOYEESWATERBURY, CT · $10M–$50M50Health
- NEW HAVEN TEACHERSNew Haven, CT · $10M–$50M87Health
- CONNECTICUT POSTALNew Britain, CT · $10M–$50M79Health
- CONNECTICUT LABOR DEPTWethersfield, CT · $10M–$50M84Health
- COMMUNITY CU OF NEW MILFORD, INC.NEW MILFORD, CT · $10M–$50M73Health
Nationwide credit unions with similar profiles
Using this data
- ASA ranks #4,246 of 4,374 nationally on financial health and #60 of 64 in CT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Waterbury Postal Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Waterbury Postal Employees
Frequently Asked Questions
Is ASA financially healthy?
ASA has a financial health score of 52/100 (Fair) from its 2025Q4 NCUA 5300 Call Report. It ranks #4,246 of 4,374 nationally on health and #60 of 64 in Connecticut. Its net worth ratio is 8.70% and its delinquency rate 5.93%.
How does ASA compare to other credit unions?
ASA scores 52/100, higher than 3% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is return on assets (1.08% vs 0.70%). Its widest shortfall is loan-to-share ratio (38.04% vs 59.80%).
How can I join ASA?
ASA serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact ASA directly for the current list of qualifying groups.
Is my money safe at ASA?
ASA is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. ASA's net worth ratio of 8.70% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.