State credit union · Wethersfield, Connecticut · NCUA charter #60457
Dutch Point
Health score 93/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 93
- Health / 100
- $543.8M
- Total assets
- 24,399
- Members
- 10.4%
- Net-worth ratio
Dutch Point scores 93/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $543.8M; members 24,399; net-worth ratio 10.38%; health rank #670 of 4,374; healthier than 84th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#670 of 4,374 health · 2025Q4Dutch Point · health 93/100 · $543.8M · 2025Q4
Call Report peers
Dutch Point in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Dutch Point vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Dutch Point sits in 90-94 with 747 others.
93 Top 16% higher than 84% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Dutch Point
- Largest favorable gap: Delinquency Rate at 0.17% vs peer 0.87% (-0.71 pp).
- Largest lag: Loan-to-Share Ratio at 59.97% vs peer 83.90% (-23.93 pp).
Dutch Point in Connecticut
- Health composite ranks #7 of 64 among scored Connecticut credit unions.
- Connecticut assets place: #8 of 64.
- Membership ranks #9 of 64 among Connecticut CUs with a reported count (24,399 members).
- One place up in Connecticut, United Business & Industry (#6) scores 94/100, 1 point higher; one place down, Charter Oak (#8) scores 92/100, 1 point lower.
Dutch Point Call Report trajectory
Dutch Point: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.0% from $543.8M (2025Q4) to $560.0M (2026Q1).
- Net-worth ratio shifted -0.07 pp (10.45% → 10.38%).
This credit union's 10.38% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 93/100 score is built
Dutch Point gives up 7 points in total. Member Growth costs the most, 4.5 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 10.5 pts
- Loan-to-Share Ratio 12.5 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.38% | -0.80 pp |
| Delinquency Rate | 0.17% | -0.71 pp |
| Return on Assets | 0.54% | +0.03 pp |
| Member Growth | 1.27% | - |
| Loan-to-Share Ratio | 59.97% | -23.93 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Dutch Point quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $560.0M | - |
| 2025Q4 | $543.8M | 24,399 |
| 2024Q4 | $510.8M | 24,092 |
| 2023Q4 | $475.5M | 23,956 |
Credit Union Details
- Charter Number
- 60457
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Connecticut
- City
- Wethersfield
- Data Quarter
- 2025Q4
Branch Locations (8)
Dutch Point operates 8 offices across 7 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Wethersfield (Main Office) | Wethersfield, CT |
| Berlin | Berlin, CT |
| Bloomfield | Bloomfield, CT |
| Middletown | Middletown, CT |
| Newington | Newington, CT |
| Niantic | Niantic, CT |
| Millstone | Waterford, CT |
| Wetherfield Branch | Wethersfield, CT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Connecticut
A look at other Connecticut credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Dutch Point
Using this data
- Dutch Point ranks #670 of 4,374 nationally on financial health and #7 of 64 in CT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- COREPLUS is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with COREPLUS
Frequently Asked Questions
Is Dutch Point financially healthy?
On its 2025Q4 NCUA 5300 filing, Dutch Point scores 93/100 (Excellent), with a 10.38% net worth ratio and 0.17% of loans delinquent. It ranks #670 of 4,374 nationally on health and #7 of 64 in Connecticut.
How does Dutch Point compare to other credit unions?
Dutch Point scores 93/100, higher than 84% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is delinquency rate (0.17% vs 0.87%). Its widest shortfall is loan-to-share ratio (59.97% vs 83.90%).
How can I join Dutch Point?
Membership eligibility for Dutch Point depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Dutch Point directly for current membership requirements and application steps.
Is my money safe at Dutch Point?
Dutch Point is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Dutch Point's net worth ratio of 10.38% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.