Federal credit union · Windsor Locks, Connecticut · NCUA charter #7723
360
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $312.7M
- Total assets
- 18,877
- Members
- 9.4%
- Net-worth ratio
360 scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $312.7M; members 18,877; net-worth ratio 9.38%; health rank #1,711 of 4,374; healthier than 60th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,711 of 4,374 health · 2025Q4360 · health 87/100 · $312.7M · 2025Q4
Call Report peers
360 in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
360 vs every NCUA-scored credit union
360 sits in the busiest band, 85-89, alongside 857 other credit unions.
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where 360 diverges from peer averages
- Delinquency Rate leads the peer set - 0.55% here, 0.89% peer average (-0.34 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -3.34 pp (68.86% vs 72.20%).
360 in Connecticut
- In Connecticut, health place is #21 of 64 on the same NCUA-ratio sort used nationally.
- Assets rank #11 of 64 inside Connecticut ($312.7M reported).
- Member book place in Connecticut: #12 of 64.
- One place up in Connecticut, CORNERSTONE (#20) ties at 87/100; one place down, Bridgeport Police (#22) scores 86/100, 1 point lower.
How 360's 5300 filing moved
360: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.6% from $312.7M (2025Q4) to $324.1M (2026Q1).
- Net-worth ratio shifted -0.20 pp (9.58% → 9.38%).
This credit union's 9.38% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 87/100 score is built
360 gives up 13 points in total. Member Growth costs the most, 8.3 of its 15; Loan-to-Share Ratio loses the least, 0.3.
- Net Worth Ratio 28.5 pts
- Delinquency Rate 24.5 pts
- Return on Assets 12.8 pts
- Member Growth 6.7 pts
- Loan-to-Share Ratio 14.5 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.38% | -2.73 pp |
| Delinquency Rate | 0.55% | -0.34 pp |
| Return on Assets | 0.35% | -0.27 pp |
| Member Growth | -1.25% | - |
| Loan-to-Share Ratio | 68.86% | -3.34 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Call Report history - 360
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $324.1M | - |
| 2025Q4 | $312.7M | 18,877 |
| 2024Q4 | $311.4M | 19,116 |
| 2023Q4 | $312.4M | 19,474 |
Credit Union Details
- Charter Number
- 7723
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Connecticut
- City
- Windsor Locks
- Data Quarter
- 2025Q4
Branch Locations (5)
Per its most recent NCUA branch filing, 360 runs 5 offices in 4 different cities.
| Office | City |
|---|---|
| Route 75 (Main Office) | Windsor Locks, CT |
| Clinton Branch | Clinton, CT |
| Enfield Branch | Enfield, CT |
| Vernon Branch | Vernon, CT |
| Mezzanine | Windsor Locks, CT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Connecticut
A look at other Connecticut credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near 360
Using this data
- 360 ranks #1,711 of 4,374 nationally on financial health and #21 of 64 in CT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- General Electric Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with General Electric Employees
Frequently Asked Questions
Is 360 financially healthy?
On its 2025Q4 NCUA 5300 filing, 360 scores 87/100 (Excellent), with a 9.38% net worth ratio and 0.55% of loans delinquent. It ranks #1,711 of 4,374 nationally on health and #21 of 64 in Connecticut.
How does 360 compare to other credit unions?
360 scores 87/100, higher than 60% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is delinquency rate (0.55% vs 0.89%). Its widest shortfall is loan-to-share ratio (68.86% vs 72.20%).
How can I join 360?
360 operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact 360 directly for the exact boundaries and application steps.
Is my money safe at 360?
360 is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. 360's net worth ratio of 9.38% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.