Federal credit union · Hartford, Connecticut · NCUA charter #6628
Police Credit Union of Connecticut
Health score 95/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 95
- Health / 100
- $44.8M
- Total assets
- 2,905
- Members
- 10.4%
- Net-worth ratio
Police Credit Union of Connecticut scores 95/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $44.8M; members 2,905; net-worth ratio 10.40%; health rank #406 of 4,374; healthier than 90th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#406 of 4,374 health · 2025Q4Police Credit Union · health 95/100 · $44.8M · 2025Q4
Call Report peers
Police Credit Union of Connecticut in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Police Credit Union of Connecticut vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Police Credit Union of Connecticut sits in 95-99 with 391 others.
95 Top 10% higher than 90% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Police Credit Union of Connecticut
- Loan-to-Share Ratio leads the peer set - 65.74% here, 59.80% peer average (+5.94 pp).
- Widest shortfall vs peers is Net Worth Ratio: -4.46 pp (10.40% vs 14.86%).
Connecticut standing for Police Credit Union of Connecticut
- Connecticut health ordinal: #4 of 64.
- Connecticut assets place: #33 of 64.
- Membership ranks #36 of 64 among Connecticut CUs with a reported count (2,905 members).
- One place up in Connecticut, Sikorsky Financial (#3) scores 96/100, 1 point higher; one place down, Waterbury Connecticut Teachers (#5) scores 94/100, 1 point lower.
Police Credit Union of Connecticut Call Report trajectory
Police Credit Union of Connecticut: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.5% from $44.8M (2025Q4) to $45.9M (2026Q1).
- Net-worth ratio shifted +0.23 pp (10.17% → 10.40%).
This credit union's 10.40% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 95/100 score is built
Police Credit Union of Connecticut gives up 5 points in total. Member Growth costs the most, 4.2 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 10.8 pts
- Loan-to-Share Ratio 14.2 pts
Call Report ratios for Police Credit Union of Connecticut
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.40% | -4.46 pp |
| Delinquency Rate | 0.41% | -0.74 pp |
| Return on Assets | 0.53% | -0.18 pp |
| Member Growth | 1.50% | - |
| Loan-to-Share Ratio | 65.74% | +5.94 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Police Credit Union filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $45.9M | - |
| 2025Q4 | $44.8M | 2,905 |
| 2024Q4 | $41.1M | 2,862 |
| 2023Q4 | $39.3M | 2,838 |
Credit Union Details
- Charter Number
- 6628
- Type
- Federal
- Field of Membership
- Low Income
- Peer Group
- $10M–$50M
- State
- Connecticut
- City
- Hartford
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Police Credit Union of Connecticut runs 2 offices in 2 different cities.
| Office | City |
|---|---|
| Main Branch (Main Office) | Hartford, CT |
| Waterbury Branch | Waterbury, CT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Connecticut
Other federally-insured credit unions in Connecticut, closest first by peer group and asset size.
- ENFIELD COMMUNITYENFIELD, CT · $10M–$50M80Health
- SKYLINE FINANCIALWaterbury, CT · $10M–$50M86Health
- MEMBERSStamford, CT · $10M–$50M89Health
- MANCHESTER MUNICIPALMANCHESTER, CT · $10M–$50M90Health
- LAWRENCE MEMORIAL HOSPITAL EMPLOYEENew London, CT · $10M–$50M87Health
Compare Police Credit Union of Connecticut vs ENFIELD COMMUNITY
Police Credit Union of Connecticut nationwide neighbourhoods
Using this data
- Police Credit Union of Connecticut ranks #406 of 4,374 nationally on financial health and #4 of 64 in CT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Enfield Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Enfield Community
Frequently Asked Questions
Is Police Credit Union of Connecticut financially healthy?
Police Credit Union of Connecticut has a financial health score of 95/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #406 of 4,374 nationally on health and #4 of 64 in Connecticut. Its net worth ratio is 10.40% and its delinquency rate 0.41%.
How does Police Credit Union of Connecticut compare to other credit unions?
Police Credit Union of Connecticut scores 95/100, higher than 90% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (65.74% vs 59.80%). Its widest shortfall is net worth ratio (10.40% vs 14.86%).
How can I join Police Credit Union of Connecticut?
Police Credit Union of Connecticut carries an NCUA Low-Income Designation, which typically means anyone can join regardless of employer or location, and the credit union is eligible for supplemental capital and secondary capital rules not available to standard charters. Contact Police Credit Union of Connecticut directly to confirm current membership steps.
Is my money safe at Police Credit Union of Connecticut?
Police Credit Union of Connecticut is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Police Credit Union of Connecticut's net worth ratio of 10.40% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.