State credit union · Bloomfield, Connecticut · NCUA charter #61265
Kief Protective Mutual Benefit Ass.
Health score 68/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 68
- Health / 100
- $698K
- Total assets
- 109
- Members
- 22.6%
- Net-worth ratio
Kief Protective Mutual Benefit Ass. scores 68/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $698K; members 109; net-worth ratio 22.56%; health rank #3,692 of 4,374; healthier than 15th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#3,692 of 4,374 health · 2025Q4Kief Protective Mutual Bene… · health 68/100 · $698K · 2025Q4
- ASSETS 68/100
- MEM 22.6%
- RANK 0.00%
- PHOTO -2.15%
- BOOK $698K
- CHARTER 109
- NCUSIF #3,692/4,374
- CAMELS n/a
- HEALTH 61265
Call Report peers
Kief Protective Mutual Benefit Ass. carries $698K in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Kief Protective Mutual Benefit Ass. vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
68 15th percentile higher than 15% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Kief Protective Mutual Benefit Ass. - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #61265: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Kief Protective Mutual Benefit Ass.: Call Report deltas vs peers
- Largest favorable gap: Delinquency Rate at 0.00% vs peer 4.48% (-4.48 pp).
- Widest shortfall vs peers is Return on Assets: -2.37 pp (-2.15% vs 0.22%).
Peer averages are NCUA 5300 means for the Under $2M cohort (243 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Connecticut standing for Kief Protective Mutual Benefit Ass.
- Connecticut health ordinal: #48 of 64.
- Assets rank #61 of 64 inside Connecticut ($698K reported).
- Member book place in Connecticut: #63 of 64.
In-state ordinals use the live credit_unions table for CT only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Kief Protective Mutual Benefit Ass.: 2025Q4 → 2026Q1
Kief Protective Mutual Benefit Ass.: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -13.6% from $698K (2025Q4) to $603K (2026Q1).
- Net-worth ratio shifted +2.79 pp (19.77% → 22.56%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 22.56% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 68/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 68.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 0.0 pts
- Member Growth 1.1 pts
- Loan-to-Share Ratio 11.9 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 22.56% | -0.37 pp |
| Delinquency Rate | 0.00% | -4.48 pp |
| Return on Assets | -2.15% | -2.37 pp |
| Member Growth | -4.39% | - |
| Loan-to-Share Ratio | 56.67% | +3.97 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Under $2M (243 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $603K | - |
| 2025Q4 | $698K | 109 |
| 2024Q4 | $674K | 114 |
| 2023Q4 | $1.0M | 122 |
Credit Union Details
- Charter Number
- 61265
- Type
- State
- Field of Membership
- Other
- Peer Group
- Under $2M
- State
- Connecticut
- City
- Bloomfield
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Kief Protective Mutual Benefit Ass. runs 2 offices in 2 different cities across 2 states.
| Office | City |
|---|---|
| 701 Cottage Grove Road (Main Office) | Bloomfield, CT |
| Compusource | Amherst, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Connecticut
More federally-insured credit unions based in Connecticut, ordered by peer group match and asset size.
- MERIDEN POSTAL EMPLOYEESMeriden, CT · Under $2M51Health
- FIRST BAPTIST CHURCH (STRATFORD)Stratford, CT · Under $2M60Health
- EAST END BAPTIST TABERNACLEBRIDGEPORT, CT · Under $2M77Health
- TRUMBULLTrumbull, CT · $2M–$10M84Health
- BRIDGEPORT POST OFFICEBridgeport, CT · $2M–$10M78Health
Compare Kief Protective Mutual Benefit Ass. vs MERIDEN POSTAL EMPLOYEES
Cross-state Call Report peers for Kief Protective Mutual Bene…
Cross-state asset and health neighbours for Kief Protective Mutual Benefit Ass. - kept outside Connecticut; in-state CUs stay in the Nearby block.
Similar health score
Nearest other-state credit unions by five-factor health composite (68/100 here).
Using this data
- Kief Protective Mutual Benefit Ass. ranks #3,692 of 4,374 nationally on financial health and #48 of 64 in CT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Meriden Postal Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Meriden Postal Employees
- Rates and health both vary by institution, not just by state -- see how Connecticut credit unions compare overall before assuming this one is typical. Connecticut state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Kief Protective Mutual Benefit Ass. financially healthy?
A 22.56% net worth ratio and a 0.00% delinquency rate feed into Kief Protective Mutual Benefit Ass.'s financial health score of 68/100 (Good), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,692 of 4,374; by total assets it ranks #4,272 of 4,374 nationally (same basis as /rankings/largest); and #61 of 64 within Connecticut. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Kief Protective Mutual Benefit Ass. compare to other credit unions?
On PlainCU's health composite, Kief Protective Mutual Benefit Ass. lands at 68/100, compared to a peer group average for Under $2M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Kief Protective Mutual Benefit Ass.?
Membership eligibility for Kief Protective Mutual Benefit Ass. depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Kief Protective Mutual Benefit Ass. directly for current membership requirements and application steps.
Is my money safe at Kief Protective Mutual Benefit Ass.?
Federal credit unions like Kief Protective Mutual Benefit Ass. are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Kief Protective Mutual Benefit Ass.'s net worth ratio of 22.56% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Kief Protective Mutual Benefit Ass. offer compared to banks?
Credit unions like Kief Protective Mutual Benefit Ass. are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Kief Protective Mutual Benefit Ass. directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.