State credit union · North Haven, Connecticut · NCUA charter #65809
New Haven County
Health score 86/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 86
- Health / 100
- $33.4M
- Total assets
- 3,235
- Members
- 10.1%
- Net-worth ratio
New Haven County scores 86/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $33.4M; members 3,235; net-worth ratio 10.06%; health rank #1,844 of 4,374; healthier than 57th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,844 of 4,374 health · 2025Q4New Haven County · health 86/100 · $33.4M · 2025Q4
- CHARTER 86/100
- NCUSIF 10.1%
- CAMELS 1.06%
- HEALTH 1.28%
- NW $33.4M
- DELQ 3,235
- ROA #1,844/4,374
- ASSETS Canals & Trails
- MEM 65809
Call Report peers
New Haven County in the assets neighbourhood
New Haven County's $33.4M assets sit next to Canals & Trails ($33.3M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
New Haven County vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
86 Top 43% higher than 57% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
New Haven County - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #65809. See our deposit-insurance coverage note.
Where New Haven County diverges from peer averages
- Largest favorable gap: Return on Assets at 1.28% vs peer 0.70% (+0.58 pp).
- Loan-to-Share Ratio trails the peer set - 53.50% here, 59.80% peer average (-6.30 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where New Haven County sits in Connecticut
- In Connecticut, health place is #23 of 64 on the same NCUA-ratio sort used nationally.
- By total assets, New Haven County is #39 of 64 in Connecticut.
- Connecticut membership ordinal: #33 of 64.
In-state ordinals use the live credit_unions table for CT only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for New Haven County
New Haven County: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +5.1% from $33.4M (2025Q4) to $35.1M (2026Q1).
- Net-worth ratio shifted -0.22 pp (10.28% → 10.06%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 10.06%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 86/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 86.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 19.6 pts
- Return on Assets 15.0 pts
- Member Growth 9.9 pts
- Loan-to-Share Ratio 11.5 pts
New Haven County health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.06% | -4.80 pp |
| Delinquency Rate | 1.06% | -0.09 pp |
| Return on Assets | 1.28% | +0.58 pp |
| Member Growth | 0.75% | - |
| Loan-to-Share Ratio | 53.50% | -6.30 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
New Haven County quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $35.1M | - |
| 2025Q4 | $33.4M | 3,235 |
| 2024Q4 | $28.0M | 3,211 |
| 2023Q4 | $26.9M | 3,093 |
Credit Union Details
- Charter Number
- 65809
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Connecticut
- City
- North Haven
- Data Quarter
- 2025Q4
Branch Locations (3)
The NCUA branch filing lists 3 physical offices for New Haven County, spread across 2 cities.
| Office | City |
|---|---|
| North Haven (Main Office) | North Haven, CT |
| Vital Records | Branford, CT |
| Disaster | North Haven, CT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Connecticut
More federally-insured credit unions based in Connecticut, ordered by peer group match and asset size.
New Haven County nationwide neighbourhoods
New Haven County's nationwide photo peers by assets and by health score, excluding Connecticut charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($33.4M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (86/100 here).
Using this data
- New Haven County ranks #1,844 of 4,374 nationally on financial health and #23 of 64 in CT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Ct Firefighters is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Ct Firefighters
- Rates and health both vary by institution, not just by state -- see how Connecticut credit unions compare overall before assuming this one is typical. Connecticut state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is New Haven County financially healthy?
A 10.06% net worth ratio and a 1.06% delinquency rate feed into New Haven County's financial health score of 86/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,844 of 4,374; by total assets it ranks #2,767 of 4,374 nationally (same basis as /rankings/largest); and #39 of 64 within Connecticut. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does New Haven County compare to other credit unions?
New Haven County scores 86/100 on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join New Haven County?
Membership eligibility for New Haven County depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact New Haven County directly for current membership requirements and application steps.
Is my money safe at New Haven County?
Federal credit unions like New Haven County are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. New Haven County's net worth ratio of 10.06% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does New Haven County offer compared to banks?
Credit unions like New Haven County are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact New Haven County directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.