State credit union · Stratford, Connecticut · NCUA charter #68453
Sikorsky Financial
Health score 96/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 96
- Health / 100
- $1.40B
- Total assets
- 67,819
- Members
- 12.7%
- Net-worth ratio
Sikorsky Financial scores 96/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.40B; members 67,819; net-worth ratio 12.69%; health rank #247 of 4,374; healthier than 93rd of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#247 of 4,374 health · 2025Q4Sikorsky Financial · health 96/100 · $1.40B · 2025Q4
- HEALTH 96/100
- NW 12.7%
- DELQ 0.20%
- ROA 0.91%
- ASSETS $1.40B
- MEM 67,819
- RANK #247/4,374
- PHOTO East Texas Professional
- BOOK 68453
Call Report peers
Sikorsky Financial in the assets neighbourhood
Sikorsky Financial's $1.40B assets sit next to East Texas Professional ($1.40B) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Sikorsky Financial vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
96 Top 7% higher than 93% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Sikorsky Financial - Share Insurance Coverage
Charter #68453's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Peer-gap read for Sikorsky Financial
- Strongest edge vs 749 Over $500M peers is Net Worth Ratio: +1.51 pp (12.69% vs 11.18%).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Connecticut standing for Sikorsky Financial
- Connecticut health ordinal: #3 of 64.
- Assets rank #4 of 64 inside Connecticut ($1.40B reported).
- Membership ranks #5 of 64 among Connecticut CUs with a reported count (67,819 members).
In-state ordinals use the live credit_unions table for CT only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Sikorsky Financial
Sikorsky Financial: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.6% from $1.40B (2025Q4) to $1.44B (2026Q1).
- Net-worth ratio shifted +0.02 pp (12.67% → 12.69%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
12.69% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 96/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 96.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 10.8 pts
- Loan-to-Share Ratio 15.2 pts
Call Report ratios for Sikorsky Financial
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.69% | +1.51 pp |
| Delinquency Rate | 0.20% | -0.67 pp |
| Return on Assets | 0.91% | +0.40 pp |
| Member Growth | 1.48% | - |
| Loan-to-Share Ratio | 84.39% | +0.49 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.44B | - |
| 2025Q4 | $1.40B | 67,819 |
| 2024Q4 | $1.31B | 66,827 |
| 2023Q4 | $1.26B | 66,150 |
Credit Union Details
- Charter Number
- 68453
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Connecticut
- City
- Stratford
- Data Quarter
- 2025Q4
Branch Locations (11)
Sikorsky Financial operates 11 offices across 8 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Oronoque (Main Office) | Stratford, CT |
| Bridgeport Service Facility | Bridgeport, CT |
| Bridgeport City | Bridgeport, CT |
| Brookfield | Brookfield, CT |
| Griffin Hospital | Derby, CT |
| Milford Office | Milford, CT |
| Seymour Office | Seymour, CT |
| Shelton Office | Shelton, CT |
| Plant | Stratford, CT |
| Stationhouse Square | Stratford, CT |
| Trumbull | Trumbull, CT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Connecticut
Other federally-insured credit unions in Connecticut, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Two NCUA Call Report peer sets for Sikorsky Financial, both outside Connecticut so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($1.40B here).
Similar health score
Nearest other-state credit unions by five-factor health composite (96/100 here).
Using this data
- Sikorsky Financial ranks #247 of 4,374 nationally on financial health and #3 of 64 in CT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Charter Oak is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Charter Oak
- Rates and health both vary by institution, not just by state -- see how Connecticut credit unions compare overall before assuming this one is typical. Connecticut state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Sikorsky Financial financially healthy?
Sikorsky Financial has a financial health score of 96/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #247 of 4,374; by total assets it ranks #356 of 4,374 nationally (same basis as /rankings/largest); and #4 of 64 within Connecticut. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 12.69% and delinquency rate of 0.20%.
How does Sikorsky Financial compare to other credit unions?
Five weighted metrics from NCUA filings produce Sikorsky Financial's 96/100 score on PlainCU's health composite, compared to a peer group average for Over $500M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Sikorsky Financial?
Membership eligibility for Sikorsky Financial depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Sikorsky Financial directly for current membership requirements and application steps.
Is my money safe at Sikorsky Financial?
Federal credit unions like Sikorsky Financial are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Sikorsky Financial's net worth ratio of 12.69% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Sikorsky Financial offer compared to banks?
Credit unions like Sikorsky Financial are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Sikorsky Financial directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.