State credit union · New Haven, Connecticut · NCUA charter #68745
Healthcare Financial
Health score 88/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 88
- Health / 100
- $64.5M
- Total assets
- 9,604
- Members
- 12.8%
- Net-worth ratio
Healthcare Financial scores 88/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $64.5M; members 9,604; net-worth ratio 12.84%; health rank #1,447 of 4,374; healthier than 65th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,447 of 4,374 health · 2025Q4Healthcare Financial · health 88/100 · $64.5M · 2025Q4
Call Report peers
Healthcare Financial in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Healthcare Financial vs every NCUA-scored credit union
Healthcare Financial sits in the busiest band, 85-89, alongside 857 other credit unions.
88 Top 35% higher than 65% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Healthcare Financial diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 82.99% vs peer 62.60% (+20.39 pp).
- Net Worth Ratio trails the peer set - 12.84% here, 13.62% peer average (-0.78 pp).
Connecticut standing for Healthcare Financial
- In Connecticut, health place is #16 of 64 on the same NCUA-ratio sort used nationally.
- By total assets, Healthcare Financial is #29 of 64 in Connecticut.
- Connecticut membership ordinal: #20 of 64.
- One place up in Connecticut, GHA (#15) ties at 88/100; one place down, RIVERBANK (#17) ties at 88/100.
Quarter path for Healthcare Financial
- Assets moved +1.4% from $64.5M (2025Q4) to $65.4M (2026Q1).
- Net-worth ratio shifted -0.12 pp (12.96% → 12.84%).
At 12.84%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 88/100 score is built
Healthcare Financial gives up 12 points in total. Return on Assets costs the most, 12.4 of its 17.6; Net Worth Ratio and Delinquency Rate and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 35.3 pts
- Delinquency Rate 29.4 pts
- Return on Assets 5.3 pts
- Loan-to-Share Ratio 18.0 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.84% | -0.78 pp |
| Delinquency Rate | 0.21% | -0.76 pp |
| Return on Assets | 0.00% | -0.66 pp |
| Member Growth | N/A | - |
| Loan-to-Share Ratio | 82.99% | +20.39 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Call Report history - Healthcare Financial
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $65.4M | - |
| 2025Q4 | $64.5M | 9,604 |
Credit Union Details
- Charter Number
- 68745
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Connecticut
- City
- New Haven
- Data Quarter
- 2025Q4
Branch Locations (5)
Healthcare Financial operates 5 offices across 3 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | New Haven, CT |
| Bridgeport Office | Bridgeport, CT |
| Fiserv Portico | Frisco, TX |
| Long Wharf | New Haven, CT |
| Chapel Street | New Haven, CT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Connecticut
More federally-insured credit unions based in Connecticut, ordered by peer group match and asset size.
Cross-state Call Report peers for Healthcare Financial
Using this data
- Healthcare Financial ranks #1,447 of 4,374 nationally on financial health and #16 of 64 in CT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- CORNERSTONE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with CORNERSTONE
Frequently Asked Questions
Is Healthcare Financial financially healthy?
Healthcare Financial has a financial health score of 88/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,447 of 4,374 nationally on health and #16 of 64 in Connecticut. Its net worth ratio is 12.84% and its delinquency rate 0.21%.
How does Healthcare Financial compare to other credit unions?
Healthcare Financial scores 88/100, higher than 65% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (82.99% vs 62.60%). Its widest shortfall is net worth ratio (12.84% vs 13.62%).
How can I join Healthcare Financial?
Membership eligibility for Healthcare Financial depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Healthcare Financial directly for current membership requirements and application steps.
Is my money safe at Healthcare Financial?
Healthcare Financial is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Healthcare Financial's net worth ratio of 12.84% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.