State credit union · North Haven, Connecticut · NCUA charter #68511
CONNEX
Health score 83/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 83
- Health / 100
- $1.03B
- Total assets
- 72,266
- Members
- 9.4%
- Net-worth ratio
CONNEX scores 83/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.03B; members 72,266; net-worth ratio 9.39%; health rank #2,338 of 4,374; healthier than 46th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,338 of 4,374 health · 2025Q4CONNEX · health 83/100 · $1.03B · 2025Q4
- NCUSIF 83/100
- CAMELS 9.4%
- HEALTH 0.74%
- NW 0.12%
- DELQ $1.03B
- ROA 72,266
- ASSETS #2,338/4,374
- MEM MCCOY
- RANK 68511
Call Report peers
CONNEX in the assets neighbourhood
CONNEX's $1.03B assets sit next to MCCOY ($1.03B) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
CONNEX vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
83 46th percentile higher than 46% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
CONNEX - Share Insurance Coverage
Charter #68511's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Where CONNEX diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 101.72% vs peer 83.90% (+17.82 pp).
- Largest lag: Net Worth Ratio at 9.39% vs peer 11.18% (-1.79 pp).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
CONNEX in Connecticut
- In Connecticut, health place is #31 of 64 on the same NCUA-ratio sort used nationally.
- By total assets, CONNEX is #5 of 64 in Connecticut.
- Connecticut membership ordinal: #3 of 64.
In-state ordinals use the live credit_unions table for CT only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How CONNEX's 5300 filing moved
CONNEX: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.4% from $1.03B (2025Q4) to $1.04B (2026Q1).
- Net-worth ratio shifted -0.09 pp (9.48% → 9.39%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 9.39% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 83/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 83.
- Net Worth Ratio 28.5 pts
- Delinquency Rate 22.6 pts
- Return on Assets 9.2 pts
- Member Growth 13.0 pts
- Loan-to-Share Ratio 9.7 pts
Call Report ratios for CONNEX
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.39% | -1.79 pp |
| Delinquency Rate | 0.74% | -0.14 pp |
| Return on Assets | 0.12% | -0.39 pp |
| Member Growth | 3.35% | - |
| Loan-to-Share Ratio | 101.72% | +17.82 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Call Report history - CONNEX
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.04B | - |
| 2025Q4 | $1.03B | 72,266 |
| 2024Q4 | $1.05B | 69,921 |
| 2023Q4 | $1.01B | 70,140 |
Credit Union Details
- Charter Number
- 68511
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Connecticut
- City
- North Haven
- Data Quarter
- 2025Q4
Branch Locations (11)
CONNEX operates 11 offices across 9 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Corporate Office (Main Office) | North Haven, CT |
| Branford Branch | Branford, CT |
| CUSC Shared Branching | Duluth, GA |
| Guilford Branch | Guilford, CT |
| Hamden Branch | Hamden, CT |
| Meriden Branch | Meriden, CT |
| Monroe Branch | Monroe, CT |
| Whitney Avenue | New Haven, CT |
| Office | North Haven, CT |
| North Haven Branch | North Haven, CT |
| Orange Branch | Orange, CT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Connecticut
More federally-insured credit unions based in Connecticut, ordered by peer group match and asset size.
CONNEX nationwide neighbourhoods
Two NCUA Call Report peer sets for CONNEX, both outside Connecticut so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($1.03B here).
Similar health score
Nearest other-state credit unions by five-factor health composite (83/100 here).
Using this data
- CONNEX ranks #2,338 of 4,374 nationally on financial health and #31 of 64 in CT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Nutmeg State Financial is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Nutmeg State Financial
- Rates and health both vary by institution, not just by state -- see how Connecticut credit unions compare overall before assuming this one is typical. Connecticut state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is CONNEX financially healthy?
Yes/no aside, the number is 83/100 (Excellent) - CONNEX's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,338 of 4,374; by total assets it ranks #462 of 4,374 nationally (same basis as /rankings/largest); and #5 of 64 within Connecticut. Above 80 reads excellent, below 50 warrants closer monitoring; a 9.39% net worth ratio and 0.74% delinquency rate are the key drivers.
How does CONNEX compare to other credit unions?
CONNEX scores 83/100 on PlainCU's health composite, compared to a peer group average for Over $500M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join CONNEX?
Membership eligibility for CONNEX depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact CONNEX directly for current membership requirements and application steps.
Is my money safe at CONNEX?
Federal credit unions like CONNEX are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. CONNEX's net worth ratio of 9.39% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does CONNEX offer compared to banks?
Credit unions like CONNEX are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact CONNEX directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.