Federal credit union · New Haven, Connecticut · NCUA charter #10729
The New Haven Police and Municipal
Health score 60/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 60
- Health / 100
- $5.5M
- Total assets
- 832
- Members
- 24.1%
- Net-worth ratio
The New Haven Police and Municipal scores 60/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $5.5M; members 832; net-worth ratio 24.13%; health rank #4,046 of 4,374; healthier than 7th of scored peers.
NCUA 5300 Call Report masthead
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The New Haven Police and Municipal vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); The New Haven Police and Municipal sits in 60-64 with 179 others.
60 7th percentile higher than 7% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for The New Haven Police and Municipal
- Largest favorable gap: Net Worth Ratio at 24.13% vs peer 19.06% (+5.07 pp).
- Loan-to-Share Ratio trails the peer set - 46.72% here, 63.60% peer average (-16.88 pp).
Where The New Haven Police and Municipal sits in Connecticut
- Health composite ranks #55 of 64 among scored Connecticut credit unions.
- Assets rank #57 of 64 inside Connecticut ($5.5M reported).
- Membership ranks #55 of 64 among Connecticut CUs with a reported count (832 members).
- One place up in Connecticut, Science Park (#54) scores 61/100, 1 point higher; one place down, First Baptist Church (Stratford) (#56) ties at 60/100.
Quarter path for The New Haven Police and Municipal
The New Haven Police and Municipal: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.4% from $5.5M (2025Q4) to $5.6M (2026Q1).
- Net-worth ratio shifted -1.25 pp (25.38% → 24.13%).
24.13% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 60/100 score is built
The New Haven Police and Municipal gives up 40 points in total. Delinquency Rate costs the most, 21.8 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 3.2 pts
- Return on Assets 15.0 pts
- Member Growth 1.7 pts
- Loan-to-Share Ratio 10.1 pts
Call Report ratios for The New Haven Police and Municipal
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 24.13% | +5.07 pp |
| Delinquency Rate | 3.48% | +1.67 pp |
| Return on Assets | 1.11% | +0.66 pp |
| Member Growth | -4.04% | - |
| Loan-to-Share Ratio | 46.72% | -16.88 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
The New Haven Police filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $5.6M | - |
| 2025Q4 | $5.5M | 832 |
| 2024Q4 | $5.8M | 867 |
| 2023Q4 | $5.9M | 862 |
Credit Union Details
- Charter Number
- 10729
- Type
- Federal
- Field of Membership
- Low Income
- Peer Group
- $2M–$10M
- State
- Connecticut
- City
- New Haven
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, The New Haven Police and Municipal runs one office.
| Office | City |
|---|---|
| Main Office (Main Office) | New Haven, CT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Connecticut
More federally-insured credit unions based in Connecticut, ordered by peer group match and asset size.
- REGIONAL WATER AUTHORITY EMPLOYEESNew Haven, CT · $2M–$10M77Health
- NEW HAVEN FIREFIGHTERSNew Haven, CT · $2M–$10M72Health
- SCIENCE PARKNEW HAVEN, CT · $2M–$10M61Health
- BRIDGEPORT POST OFFICEBridgeport, CT · $2M–$10M78Health
- TRUMBULLTrumbull, CT · $2M–$10M84Health
Compare The New Haven Police and Municipal vs REGIONAL WATER AUTHORITY EMPLOYEES
Cross-state Call Report peers for The New Haven Police
Similar health score
Using this data
- The New Haven Police and Municipal ranks #4,046 of 4,374 nationally on financial health and #55 of 64 in CT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Regional Water Authority Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Regional Water Authority Employees
Frequently Asked Questions
Is The New Haven Police and Municipal financially healthy?
On its 2025Q4 NCUA 5300 filing, The New Haven Police and Municipal scores 60/100 (Good), with a 24.13% net worth ratio and 3.48% of loans delinquent. It ranks #4,046 of 4,374 nationally on health and #55 of 64 in Connecticut.
How does The New Haven Police and Municipal compare to other credit unions?
The New Haven Police and Municipal scores 60/100, higher than 7% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is net worth ratio (24.13% vs 19.06%). Its widest shortfall is loan-to-share ratio (46.72% vs 63.60%).
How can I join The New Haven Police and Municipal?
The New Haven Police and Municipal carries an NCUA Low-Income Designation, which typically means anyone can join regardless of employer or location, and the credit union is eligible for supplemental capital and secondary capital rules not available to standard charters. Contact The New Haven Police and Municipal directly to confirm current membership steps.
Is my money safe at The New Haven Police and Municipal?
The New Haven Police and Municipal is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. The New Haven Police and Municipal's net worth ratio of 24.13% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.