Federal credit union · New Haven, Connecticut · NCUA charter #10729
The New Haven Police and Municipal
Health score 60/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 60
- Health / 100
- $5.5M
- Total assets
- 832
- Members
- 24.1%
- Net-worth ratio
The New Haven Police and Municipal scores 60/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $5.5M; members 832; net-worth ratio 24.13%; health rank #4,046 of 4,374; healthier than 7th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#4,046 of 4,374 health · 2025Q4The New Haven Police · health 60/100 · $5.5M · 2025Q4
- BOOK 60/100
- CHARTER 24.1%
- NCUSIF 3.48%
- CAMELS 1.11%
- HEALTH $5.5M
- NW 832
- DELQ #4,046/4,374
- ROA n/a
- ASSETS 10729
The New Haven Police and Municipal carries $5.5M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
The New Haven Police and Municipal vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
60 7th percentile higher than 7% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
The New Haven Police and Municipal - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #10729, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Peer-gap read for The New Haven Police and Municipal
- Largest favorable gap: Net Worth Ratio at 24.13% vs peer 19.06% (+5.07 pp).
- Loan-to-Share Ratio trails the peer set - 46.72% here, 63.60% peer average (-16.88 pp).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where The New Haven Police and Municipal sits in Connecticut
- Health composite ranks #55 of 64 among scored Connecticut credit unions.
- Assets rank #57 of 64 inside Connecticut ($5.5M reported).
- Membership ranks #55 of 64 among Connecticut CUs with a reported count (832 members).
In-state ordinals use the live credit_unions table for CT only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for The New Haven Police and Municipal
The New Haven Police and Municipal: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.4% from $5.5M (2025Q4) to $5.6M (2026Q1).
- Net-worth ratio shifted -1.25 pp (25.38% → 24.13%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
24.13% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 60/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 60.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 3.2 pts
- Return on Assets 15.0 pts
- Member Growth 1.7 pts
- Loan-to-Share Ratio 10.1 pts
Call Report ratios for The New Haven Police and Municipal
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 24.13% | +5.07 pp |
| Delinquency Rate | 3.48% | +1.67 pp |
| Return on Assets | 1.11% | +0.66 pp |
| Member Growth | -4.04% | - |
| Loan-to-Share Ratio | 46.72% | -16.88 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
The New Haven Police filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $5.6M | - |
| 2025Q4 | $5.5M | 832 |
| 2024Q4 | $5.8M | 867 |
| 2023Q4 | $5.9M | 862 |
Credit Union Details
- Charter Number
- 10729
- Type
- Federal
- Field of Membership
- Low Income
- Peer Group
- $2M–$10M
- State
- Connecticut
- City
- New Haven
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, The New Haven Police and Municipal runs one office.
| Office | City |
|---|---|
| Main Office (Main Office) | New Haven, CT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Connecticut
More federally-insured credit unions based in Connecticut, ordered by peer group match and asset size.
- REGIONAL WATER AUTHORITY EMPLOYEESNew Haven, CT · $2M–$10M77Health
- NEW HAVEN FIREFIGHTERSNew Haven, CT · $2M–$10M72Health
- SCIENCE PARKNEW HAVEN, CT · $2M–$10M61Health
- BRIDGEPORT POST OFFICEBridgeport, CT · $2M–$10M78Health
- TRUMBULLTrumbull, CT · $2M–$10M84Health
Compare The New Haven Police and Municipal vs REGIONAL WATER AUTHORITY EMPLOYEES
Cross-state Call Report peers for The New Haven Police
The New Haven Police and Municipal's nationwide photo peers by assets and by health score, excluding Connecticut charters.
Similar health score
Nearest other-state credit unions by five-factor health composite (60/100 here).
Using this data
- The New Haven Police and Municipal ranks #4,046 of 4,374 nationally on financial health and #55 of 64 in CT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Regional Water Authority Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Regional Water Authority Employees
- Rates and health both vary by institution, not just by state -- see how Connecticut credit unions compare overall before assuming this one is typical. Connecticut state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is The New Haven Police and Municipal financially healthy?
The New Haven Police and Municipal has a financial health score of 60/100 (Good) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #4,046 of 4,374; by total assets it ranks #3,845 of 4,374 nationally (same basis as /rankings/largest); and #57 of 64 within Connecticut. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 24.13% and delinquency rate of 3.48%.
How does The New Haven Police and Municipal compare to other credit unions?
60/100 is The New Haven Police and Municipal's score on PlainCU's health composite, compared to a peer group average for $2M–$10M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join The New Haven Police and Municipal?
The New Haven Police and Municipal carries an NCUA Low-Income Designation, which typically means anyone can join regardless of employer or location, and the credit union is eligible for supplemental capital and secondary capital rules not available to standard charters. Contact The New Haven Police and Municipal directly to confirm current membership steps.
Is my money safe at The New Haven Police and Municipal?
Federal credit unions like The New Haven Police and Municipal are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. The New Haven Police and Municipal's net worth ratio of 24.13% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does The New Haven Police and Municipal offer compared to banks?
Credit unions like The New Haven Police and Municipal are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact The New Haven Police and Municipal directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.