Federal credit union · Milford, Connecticut · NCUA charter #4043
General Electric Employees
Health score 74/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 74
- Health / 100
- $277.7M
- Total assets
- 21,569
- Members
- 9.7%
- Net-worth ratio
General Electric Employees scores 74/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $277.7M; members 21,569; net-worth ratio 9.69%; health rank #3,358 of 4,374; healthier than 23rd of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#3,358 of 4,374 health · 2025Q4General Electric Employees · health 74/100 · $277.7M · 2025Q4
- CAMELS 74/100
- HEALTH 9.7%
- NW 1.31%
- DELQ 0.45%
- ROA $277.7M
- ASSETS 21,569
- MEM #3,358/4,374
- RANK NORSTATE
- PHOTO 4043
Call Report peers
General Electric Employees in the assets neighbourhood
General Electric Employees's $277.7M assets sit next to NORSTATE ($277.7M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
General Electric Employees vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
74 23rd percentile higher than 23% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
General Electric Employees - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #4043: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
General Electric Employees vs $100M–$500M peers
- Largest lag: Loan-to-Share Ratio at 61.23% vs peer 72.20% (-10.97 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where General Electric Employees sits in Connecticut
- Health composite ranks #44 of 64 among scored Connecticut credit unions.
- By total assets, General Electric Employees is #12 of 64 in Connecticut.
- Membership ranks #11 of 64 among Connecticut CUs with a reported count (21,569 members).
In-state ordinals use the live credit_unions table for CT only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for General Electric Employees
General Electric Employees: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +3.7% from $277.7M (2025Q4) to $288.0M (2026Q1).
- Net-worth ratio shifted -0.30 pp (9.99% → 9.69%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 9.69%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 74/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 74.
- Net Worth Ratio 29.2 pts
- Delinquency Rate 17.7 pts
- Return on Assets 14.2 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 12.9 pts
General Electric Employees health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.69% | -2.42 pp |
| Delinquency Rate | 1.31% | +0.41 pp |
| Return on Assets | 0.45% | -0.17 pp |
| Member Growth | -6.72% | - |
| Loan-to-Share Ratio | 61.23% | -10.97 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
General Electric Employees filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $288.0M | - |
| 2025Q4 | $277.7M | 21,569 |
| 2024Q4 | $268.2M | 23,124 |
| 2023Q4 | $263.3M | 26,125 |
Credit Union Details
- Charter Number
- 4043
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Connecticut
- City
- Milford
- Data Quarter
- 2025Q4
Branch Locations (12)
Per its most recent NCUA branch filing, General Electric Employees runs 12 offices in 10 different cities across 5 states.
| Office | City |
|---|---|
| Milford (Main Office) | Milford, CT |
| Bridgeport | Bridgeport, CT |
| Bridgeport | Bridgeport, CT |
| Humacao, PR | Humacao, PR |
| Juncos, PR | Juncos, PR |
| Valley Forge | King of Prussia, PA |
| Valley Forge | King of Prussia, PA |
| Syracuse | Liverpool, NY |
| Virginia | Lynchburg, VA |
| New Haven | New Haven, CT |
| Ponce, PR | Ponce, PR |
| Villalba, PR | Villalba, PR |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Connecticut
A look at other Connecticut credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for General Electric Employees
Cross-state asset and health neighbours for General Electric Employees - kept outside Connecticut; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($277.7M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (74/100 here).
Using this data
- General Electric Employees ranks #3,358 of 4,374 nationally on financial health and #44 of 64 in CT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- 360 is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with 360
- Rates and health both vary by institution, not just by state -- see how Connecticut credit unions compare overall before assuming this one is typical. Connecticut state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is General Electric Employees financially healthy?
A 9.69% net worth ratio and a 1.31% delinquency rate feed into General Electric Employees's financial health score of 74/100 (Very Good), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,358 of 4,374; by total assets it ranks #1,075 of 4,374 nationally (same basis as /rankings/largest); and #12 of 64 within Connecticut. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does General Electric Employees compare to other credit unions?
Five weighted metrics from NCUA filings produce General Electric Employees's 74/100 score on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join General Electric Employees?
General Electric Employees operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact General Electric Employees directly for the exact boundaries and application steps.
Is my money safe at General Electric Employees?
Federal credit unions like General Electric Employees are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. General Electric Employees's net worth ratio of 9.69% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does General Electric Employees offer compared to banks?
Credit unions like General Electric Employees are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact General Electric Employees directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.