State credit union · HARTFORD, Connecticut · NCUA charter #65728
Connecticut State Employees
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $2.64B
- Total assets
- 69,672
- Members
- 8.5%
- Net-worth ratio
Connecticut State Employees scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.64B; members 69,672; net-worth ratio 8.51%; health rank #2,659 of 4,374; healthier than 39th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,659 of 4,374 health · 2025Q4Connecticut State Employees · health 81/100 · $2.64B · 2025Q4
Call Report peers
Connecticut State Employees in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Connecticut State Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Connecticut State Employees sits in 80-84 with 767 others.
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Connecticut State Employees: Call Report deltas vs peers
- Delinquency Rate leads the peer set - 0.17% here, 0.87% peer average (-0.70 pp).
- Loan-to-Share Ratio trails the peer set - 17.67% here, 83.90% peer average (-66.23 pp).
Connecticut State Employees: in-state Call Report ranks
- Connecticut health ordinal: #34 of 64.
- Assets rank #2 of 64 inside Connecticut ($2.64B reported).
- Member book place in Connecticut: #4 of 64.
- One place up in Connecticut, American Eagle Financial (#33) ties at 81/100; one place down, HARTFORD (#35) scores 80/100, 1 point lower.
How Connecticut State Employees's 5300 filing moved
Connecticut State Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.5% from $2.64B (2025Q4) to $2.70B (2026Q1).
- Net-worth ratio shifted -0.05 pp (8.56% → 8.51%).
8.51% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 81/100 score is built
Connecticut State Employees gives up 19 points in total. Loan-to-Share Ratio costs the most, 7.4 of its 15; Delinquency Rate scores full marks.
- Net Worth Ratio 26.3 pts
- Delinquency Rate 25.0 pts
- Return on Assets 11.8 pts
- Member Growth 10.2 pts
- Loan-to-Share Ratio 7.7 pts
Call Report ratios for Connecticut State Employees
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.51% | -2.67 pp |
| Delinquency Rate | 0.17% | -0.70 pp |
| Return on Assets | 0.29% | -0.22 pp |
| Member Growth | 1.04% | - |
| Loan-to-Share Ratio | 17.67% | -66.23 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Call Report history - Connecticut State Employees
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.70B | - |
| 2025Q4 | $2.64B | 69,672 |
| 2024Q4 | $2.49B | 68,955 |
| 2023Q4 | $2.38B | 67,579 |
Credit Union Details
- Charter Number
- 65728
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Connecticut
- City
- HARTFORD
- Data Quarter
- 2025Q4
Branch Locations (7)
Per its most recent NCUA branch filing, Connecticut State Employees runs 7 offices in 7 different cities.
| Office | City |
|---|---|
| Connecticut State Employees Credit Union (Main Office) | Hartford, CT |
| Connecticut State Employees Credit Union | Middletown, CT |
| Connecticut State Employees Credit Union | Newington, CT |
| Connecticut State Employees Credit Union | Norwich, CT |
| Connecticut State Employees Credit Union | Southbury, CT |
| Connecticut State Employees Credit Union | Storrs, CT |
| Connecticut State Employees Credit Union | Woodbridge, CT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Connecticut
A look at other Connecticut credit unions, ranked by how closely their peer group and asset size match this one.
- AMERICAN EAGLE FINANCIALEAST HARTFORD, CT · Over $500M81Health
- CHARTER OAKWATERFORD, CT · Over $500M92Health
- SIKORSKY FINANCIALStratford, CT · Over $500M96Health
- CONNEXNorth Haven, CT · Over $500M83Health
- NUTMEG STATE FINANCIALRocky Hill, CT · Over $500M92Health
Compare Connecticut State Employees vs AMERICAN EAGLE FINANCIAL
Other-state peers near Connecticut State Employees
Using this data
- Connecticut State Employees ranks #2,659 of 4,374 nationally on financial health and #34 of 64 in CT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- American Eagle Financial is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with American Eagle Financial
Frequently Asked Questions
Is Connecticut State Employees financially healthy?
On its 2025Q4 NCUA 5300 filing, Connecticut State Employees scores 81/100 (Excellent), with a 8.51% net worth ratio and 0.17% of loans delinquent. It ranks #2,659 of 4,374 nationally on health and #34 of 64 in Connecticut.
How does Connecticut State Employees compare to other credit unions?
Connecticut State Employees scores 81/100, higher than 39% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is delinquency rate (0.17% vs 0.87%). Its widest shortfall is loan-to-share ratio (17.67% vs 83.90%).
How can I join Connecticut State Employees?
Membership eligibility for Connecticut State Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Connecticut State Employees directly for current membership requirements and application steps.
Is my money safe at Connecticut State Employees?
Connecticut State Employees is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Connecticut State Employees's net worth ratio of 8.51% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.