State credit union · HARTFORD, Connecticut · NCUA charter #65817
Metropolitan District Employees
Health score 66/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 66
- Health / 100
- $33.5M
- Total assets
- 1,872
- Members
- 10.6%
- Net-worth ratio
Metropolitan District Employees scores 66/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $33.5M; members 1,872; net-worth ratio 10.57%; health rank #3,826 of 4,374; healthier than 12th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#3,826 of 4,374 health · 2025Q4Metropolitan District · health 66/100 · $33.5M · 2025Q4
- RANK 66/100
- PHOTO 10.6%
- BOOK 1.86%
- CHARTER -0.38%
- NCUSIF $33.5M
- CAMELS 1,872
- HEALTH #3,826/4,374
- NW CHRISTIANSTED
- DELQ 65817
Call Report peers
Metropolitan District Employees in the assets neighbourhood
Metropolitan District Employees's $33.5M assets sit next to CHRISTIANSTED ($33.5M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Metropolitan District Employees vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
66 12th percentile higher than 12% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Metropolitan District Employees - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #65817 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Metropolitan District Employees vs $10M–$50M peers
- Loan-to-Share Ratio leads the peer set - 59.97% here, 59.80% peer average (+0.17 pp).
- Largest lag: Net Worth Ratio at 10.57% vs peer 14.86% (-4.29 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Metropolitan District Employees: in-state Call Report ranks
- Health composite ranks #51 of 64 among scored Connecticut credit unions.
- By total assets, Metropolitan District Employees is #38 of 64 in Connecticut.
- Membership ranks #47 of 64 among Connecticut CUs with a reported count (1,872 members).
In-state ordinals use the live credit_unions table for CT only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Metropolitan District Employees: 2025Q4 → 2026Q1
Metropolitan District Employees: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.9% from $33.5M (2025Q4) to $34.2M (2026Q1).
- Net-worth ratio shifted -0.20 pp (10.77% → 10.57%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 10.57% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 66/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 66.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 13.5 pts
- Return on Assets 1.1 pts
- Member Growth 9.0 pts
- Loan-to-Share Ratio 12.4 pts
Metropolitan District health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.57% | -4.29 pp |
| Delinquency Rate | 1.86% | +0.72 pp |
| Return on Assets | -0.38% | -1.08 pp |
| Member Growth | 0.00% | - |
| Loan-to-Share Ratio | 59.97% | +0.17 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Metropolitan District Employees quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $34.2M | - |
| 2025Q4 | $33.5M | 1,872 |
| 2024Q4 | $32.4M | 1,872 |
| 2023Q4 | $32.1M | 1,883 |
Credit Union Details
- Charter Number
- 65817
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Connecticut
- City
- HARTFORD
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Metropolitan District Employees runs one office.
| Office | City |
|---|---|
| Main Office (Main Office) | Hartford, CT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Connecticut
A look at other Connecticut credit unions, ranked by how closely their peer group and asset size match this one.
Metropolitan District Employees nationwide neighbourhoods
Cross-state asset and health neighbours for Metropolitan District Employees - kept outside Connecticut; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($33.5M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (66/100 here).
Using this data
- Metropolitan District Employees ranks #3,826 of 4,374 nationally on financial health and #51 of 64 in CT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- New Haven County is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with New Haven County
- Rates and health both vary by institution, not just by state -- see how Connecticut credit unions compare overall before assuming this one is typical. Connecticut state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Metropolitan District Employees financially healthy?
Metropolitan District Employees has a financial health score of 66/100 (Good) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,826 of 4,374; by total assets it ranks #2,761 of 4,374 nationally (same basis as /rankings/largest); and #38 of 64 within Connecticut. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 10.57% and delinquency rate of 1.86%.
How does Metropolitan District Employees compare to other credit unions?
Metropolitan District Employees scores 66/100 on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Metropolitan District Employees?
Membership eligibility for Metropolitan District Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Metropolitan District Employees directly for current membership requirements and application steps.
Is my money safe at Metropolitan District Employees?
Federal credit unions like Metropolitan District Employees are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Metropolitan District Employees's net worth ratio of 10.57% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Metropolitan District Employees offer compared to banks?
Credit unions like Metropolitan District Employees are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Metropolitan District Employees directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.