State credit union · NORWALK, Connecticut · NCUA charter #65954
Norwalk Hospital
Health score 47/100, grade F (Below Average) - from the NCUA 5300 Call Report, 2025Q4.
- 47
- Health / 100
- $32.3M
- Total assets
- 2,149
- Members
- 8.9%
- Net-worth ratio
Norwalk Hospital scores 47/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $32.3M; members 2,149; net-worth ratio 8.94%; health rank #4,298 of 4,374; healthier than 2nd of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#4,298 of 4,374 health · 2025Q4Norwalk Hospital · health 47/100 · $32.3M · 2025Q4
- HEALTH 47/100
- NW 8.9%
- DELQ 2.13%
- ROA -0.79%
- ASSETS $32.3M
- MEM 2,149
- RANK #4,298/4,374
- PHOTO Logan Medical
- BOOK 65954
Call Report peers
Norwalk Hospital in the assets neighbourhood
Norwalk Hospital's $32.3M assets sit next to Logan Medical ($32.3M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Norwalk Hospital vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
47 2nd percentile higher than 2% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Norwalk Hospital - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #65954 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Norwalk Hospital vs $10M–$50M peers
- Loan-to-Share Ratio trails the peer set - 21.06% here, 59.80% peer average (-38.74 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Norwalk Hospital in Connecticut
- In Connecticut, health place is #64 of 64 on the same NCUA-ratio sort used nationally.
- Assets rank #42 of 64 inside Connecticut ($32.3M reported).
- Member book place in Connecticut: #43 of 64.
In-state ordinals use the live credit_unions table for CT only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Norwalk Hospital: 2025Q4 → 2026Q1
Norwalk Hospital: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.1% from $32.3M (2025Q4) to $32.7M (2026Q1).
- Net-worth ratio shifted -0.16 pp (9.10% → 8.94%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 8.94% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 47/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 47.
- Net Worth Ratio 27.3 pts
- Delinquency Rate 11.7 pts
- Return on Assets 0.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 8.0 pts
Norwalk Hospital health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.94% | -5.92 pp |
| Delinquency Rate | 2.13% | +0.98 pp |
| Return on Assets | -0.79% | -1.50 pp |
| Member Growth | -7.17% | - |
| Loan-to-Share Ratio | 21.06% | -38.74 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Call Report history - Norwalk Hospital
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $32.7M | - |
| 2025Q4 | $32.3M | 2,149 |
| 2024Q4 | $33.9M | 2,315 |
| 2023Q4 | $36.3M | 2,425 |
Credit Union Details
- Charter Number
- 65954
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Connecticut
- City
- NORWALK
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Norwalk Hospital runs one office.
| Office | City |
|---|---|
| Norwalk Hospital Credit Union, Inc (Main Office) | Norwalk, CT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Connecticut
Other federally-insured credit unions in Connecticut, closest first by peer group and asset size.
Norwalk Hospital nationwide neighbourhoods
Cross-state asset and health neighbours for Norwalk Hospital - kept outside Connecticut; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($32.3M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (47/100 here).
Using this data
- Norwalk Hospital ranks #4,298 of 4,374 nationally on financial health and #64 of 64 in CT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Greenwich Municipal Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Greenwich Municipal Employees
- Rates and health both vary by institution, not just by state -- see how Connecticut credit unions compare overall before assuming this one is typical. Connecticut state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Norwalk Hospital financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Norwalk Hospital carries a financial health score of 47/100 (Below Average). On the national health ranking (same basis as /rankings/healthiest), it sits at #4,298 of 4,374; by total assets it ranks #2,792 of 4,374 nationally (same basis as /rankings/largest); and #42 of 64 within Connecticut. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 8.94% net worth ratio and a 2.13% delinquency rate.
How does Norwalk Hospital compare to other credit unions?
47/100 is Norwalk Hospital's score on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Norwalk Hospital?
Membership eligibility for Norwalk Hospital depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Norwalk Hospital directly for current membership requirements and application steps.
Is my money safe at Norwalk Hospital?
Federal credit unions like Norwalk Hospital are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Norwalk Hospital's net worth ratio of 8.94% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Norwalk Hospital offer compared to banks?
Credit unions like Norwalk Hospital are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Norwalk Hospital directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.