Federal credit union · Wethersfield, Connecticut · NCUA charter #3544

Connecticut Labor Dept

Health score 84/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.

84
Health / 100
$14.4M
Total assets
1,202
Members
17.1%
Net-worth ratio

Connecticut Labor Dept scores 84/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $14.4M; members 1,202; net-worth ratio 17.09%; health rank #2,067 of 4,374; healthier than 50th of scored peers.

NCUA Call Report stamp band

NCUA 5300 Call Report Masthead

#2,067 of 4,374 health · 2025Q4

Connecticut Labor Dept · health 84/100 · $14.4M · 2025Q4

Connecticut Labor Dept in the assets neighbourhood

New Castle Bellco$14.4MPROFINANCE$14.4MMinot Area Schools$14.4MConnecticut Labor Dept (this)$14.4MSPOJNIA$14.4MVermilion Employees$14.4M
Nearest other-state credit unions by total assets (NCUA 5300)

Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.

Connecticut Labor Dept vs every NCUA-scored credit union

The busiest band is 85-89 (858 credit unions); Connecticut Labor Dept sits in 80-84 with 767 others.

84 Top 50% higher than 50% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

Where Connecticut Labor Dept diverges from peer averages

  • Strongest edge vs 1163 $10M–$50M peers is Net Worth Ratio: +2.23 pp (17.09% vs 14.86%).
  • Largest lag: Loan-to-Share Ratio at 27.53% vs peer 59.80% (-32.27 pp).

Connecticut standing for Connecticut Labor Dept

  • Connecticut health ordinal: #25 of 64.
  • By total assets, Connecticut Labor Dept is #49 of 64 in Connecticut.
  • Member book place in Connecticut: #50 of 64.
  • One place up in Connecticut, Skyline Financial (#24) scores 86/100, 2 points higher; one place down, TRUMBULL (#26) ties at 84/100.

Connecticut Labor Dept Call Report trajectory

Connecticut Labor Dept: total assets by quarter

2023Q4 to 2026Q1, NCUA 5300

13,800,00014,000,00014,200,00014,400,00014,600,000 2023Q42024Q42025Q42026Q1 13,876,381 14,350,774 ▲ +3.4%
  • Assets moved -0.4% from $14.4M (2025Q4) to $14.4M (2026Q1).
  • Net-worth ratio shifted +0.21 pp (16.88% → 17.09%).
Net worth ratio vs. NCUA well-capitalized threshold 100.0%

17.09% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).

How the 84/100 score is built

Connecticut Labor Dept gives up 16 points in total. Member Growth costs the most, 9.2 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 25.0 pts
  • Return on Assets 15.0 pts
  • Member Growth 5.8 pts
  • Loan-to-Share Ratio 8.2 pts

Financial Health Metrics

Metric Value vs peer
Net Worth Ratio 17.09% +2.23 pp
Delinquency Rate 0.25% -0.90 pp
Return on Assets 1.00% +0.29 pp
Member Growth -1.80% -
Loan-to-Share Ratio 27.53% -32.27 pp

Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.

Call Report history - Connecticut Labor Dept

Quarter Assets Members
2026Q1 $14.4M -
2025Q4 $14.4M 1,202
2024Q4 $13.9M 1,224
2023Q4 $13.9M 1,255

Credit Union Details

Charter Number
3544
Type
Federal
Field of Membership
Low Income
Peer Group
$10M–$50M
State
Connecticut
City
Wethersfield
Data Quarter
2025Q4

Branch Locations (2)

Connecticut Labor Dept operates 2 offices across 2 cities, spanning 2 states, per its most recent NCUA branch filing.

Office City
Credit Union (Main Office) Wethersfield, CT
Computer Marketing Corp Sandy, UT

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Connecticut

Other federally-insured credit unions in Connecticut, closest first by peer group and asset size.

Compare Connecticut Labor Dept vs COMMUNITY CU OF NEW MILFORD, INC.

Connecticut Labor Dept nationwide neighbourhoods

Using this data

  • Connecticut Labor Dept ranks #2,067 of 4,374 nationally on financial health and #25 of 64 in CT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • Community Cu of New Milford, Inc. is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Community Cu of New Milford, Inc.

Frequently Asked Questions

Is Connecticut Labor Dept financially healthy?

Connecticut Labor Dept has a financial health score of 84/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,067 of 4,374 nationally on health and #25 of 64 in Connecticut. Its net worth ratio is 17.09% and its delinquency rate 0.25%.

How does Connecticut Labor Dept compare to other credit unions?

Connecticut Labor Dept scores 84/100, higher than 50% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (17.09% vs 14.86%). Its widest shortfall is loan-to-share ratio (27.53% vs 59.80%).

How can I join Connecticut Labor Dept?

Connecticut Labor Dept carries an NCUA Low-Income Designation, which typically means anyone can join regardless of employer or location, and the credit union is eligible for supplemental capital and secondary capital rules not available to standard charters. Contact Connecticut Labor Dept directly to confirm current membership steps.

Is my money safe at Connecticut Labor Dept?

Connecticut Labor Dept is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Connecticut Labor Dept's net worth ratio of 17.09% exceeds the 7% threshold NCUA considers "well capitalized."

Data sourced from the NCUA 5300 Call Report (2025Q4) for Connecticut Labor Dept. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.