Federal credit union · Wethersfield, Connecticut · NCUA charter #3544
Connecticut Labor Dept
Health score 84/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 84
- Health / 100
- $14.4M
- Total assets
- 1,202
- Members
- 17.1%
- Net-worth ratio
Connecticut Labor Dept scores 84/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $14.4M; members 1,202; net-worth ratio 17.09%; health rank #2,067 of 4,374; healthier than 50th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#2,067 of 4,374 health · 2025Q4Connecticut Labor Dept · health 84/100 · $14.4M · 2025Q4
- PHOTO 84/100
- BOOK 17.1%
- CHARTER 0.25%
- NCUSIF 1.00%
- CAMELS $14.4M
- HEALTH 1,202
- NW #2,067/4,374
- DELQ SPOJNIA
- ROA 3544
Call Report peers
Connecticut Labor Dept in the assets neighbourhood
Connecticut Labor Dept's $14.4M assets sit next to SPOJNIA ($14.4M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Connecticut Labor Dept vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
84 Top 50% higher than 50% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Connecticut Labor Dept - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #3544 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Where Connecticut Labor Dept diverges from peer averages
- Strongest edge vs 1163 $10M–$50M peers is Net Worth Ratio: +2.23 pp (17.09% vs 14.86%).
- Largest lag: Loan-to-Share Ratio at 27.53% vs peer 59.80% (-32.27 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Connecticut standing for Connecticut Labor Dept
- Connecticut health ordinal: #25 of 64.
- By total assets, Connecticut Labor Dept is #49 of 64 in Connecticut.
- Member book place in Connecticut: #50 of 64.
In-state ordinals use the live credit_unions table for CT only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Connecticut Labor Dept Call Report trajectory
Connecticut Labor Dept: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -0.4% from $14.4M (2025Q4) to $14.4M (2026Q1).
- Net-worth ratio shifted +0.21 pp (16.88% → 17.09%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
17.09% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 84/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 84.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 5.8 pts
- Loan-to-Share Ratio 8.2 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 17.09% | +2.23 pp |
| Delinquency Rate | 0.25% | -0.90 pp |
| Return on Assets | 1.00% | +0.29 pp |
| Member Growth | -1.80% | - |
| Loan-to-Share Ratio | 27.53% | -32.27 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Call Report history - Connecticut Labor Dept
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $14.4M | - |
| 2025Q4 | $14.4M | 1,202 |
| 2024Q4 | $13.9M | 1,224 |
| 2023Q4 | $13.9M | 1,255 |
Credit Union Details
- Charter Number
- 3544
- Type
- Federal
- Field of Membership
- Low Income
- Peer Group
- $10M–$50M
- State
- Connecticut
- City
- Wethersfield
- Data Quarter
- 2025Q4
Branch Locations (2)
Connecticut Labor Dept operates 2 offices across 2 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Credit Union (Main Office) | Wethersfield, CT |
| Computer Marketing Corp | Sandy, UT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Connecticut
Other federally-insured credit unions in Connecticut, closest first by peer group and asset size.
- COMMUNITY CU OF NEW MILFORD, INC.NEW MILFORD, CT · $10M–$50M73Health
- CONNECTICUT POSTALNew Britain, CT · $10M–$50M79Health
- ASABLOOMFIELD, CT · $10M–$50M52Health
- COMMUNITY HEALTHCAREManchester, CT · $10M–$50M75Health
- WATERBURY POSTAL EMPLOYEESWATERBURY, CT · $10M–$50M50Health
Compare Connecticut Labor Dept vs COMMUNITY CU OF NEW MILFORD, INC.
Connecticut Labor Dept nationwide neighbourhoods
Connecticut Labor Dept's nationwide photo peers by assets and by health score, excluding Connecticut charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($14.4M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (84/100 here).
Using this data
- Connecticut Labor Dept ranks #2,067 of 4,374 nationally on financial health and #25 of 64 in CT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Community Cu of New Milford, Inc. is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Community Cu of New Milford, Inc.
- Rates and health both vary by institution, not just by state -- see how Connecticut credit unions compare overall before assuming this one is typical. Connecticut state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Connecticut Labor Dept financially healthy?
A 17.09% net worth ratio and a 0.25% delinquency rate feed into Connecticut Labor Dept's financial health score of 84/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,067 of 4,374; by total assets it ranks #3,344 of 4,374 nationally (same basis as /rankings/largest); and #49 of 64 within Connecticut. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Connecticut Labor Dept compare to other credit unions?
Five weighted metrics from NCUA filings produce Connecticut Labor Dept's 84/100 score on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Connecticut Labor Dept?
Connecticut Labor Dept carries an NCUA Low-Income Designation, which typically means anyone can join regardless of employer or location, and the credit union is eligible for supplemental capital and secondary capital rules not available to standard charters. Contact Connecticut Labor Dept directly to confirm current membership steps.
Is my money safe at Connecticut Labor Dept?
Federal credit unions like Connecticut Labor Dept are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Connecticut Labor Dept's net worth ratio of 17.09% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Connecticut Labor Dept offer compared to banks?
Credit unions like Connecticut Labor Dept are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Connecticut Labor Dept directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.