State credit union · Stamford, Connecticut · NCUA charter #66002
Stamford Healthcare
Health score 74/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 74
- Health / 100
- $23.4M
- Total assets
- 2,175
- Members
- 12.0%
- Net-worth ratio
Stamford Healthcare scores 74/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $23.4M; members 2,175; net-worth ratio 12.05%; health rank #3,338 of 4,374; healthier than 23rd of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#3,338 of 4,374 health · 2025Q4Stamford Healthcare · health 74/100 · $23.4M · 2025Q4
- BOOK 74/100
- CHARTER 12.0%
- NCUSIF 0.96%
- CAMELS 0.40%
- HEALTH $23.4M
- NW 2,175
- DELQ #3,338/4,374
- ROA Ontario Public Employees
- ASSETS 66002
Call Report peers
Stamford Healthcare in the assets neighbourhood
Stamford Healthcare's $23.4M assets sit next to Ontario Public Employees ($23.4M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Stamford Healthcare vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
74 23rd percentile higher than 23% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Stamford Healthcare - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #66002: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Peer-gap read for Stamford Healthcare
- Delinquency Rate leads the peer set - 0.96% here, 1.15% peer average (-0.19 pp).
- Largest lag: Loan-to-Share Ratio at 19.45% vs peer 59.80% (-40.35 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Connecticut standing for Stamford Healthcare
- Connecticut health ordinal: #43 of 64.
- Connecticut assets place: #45 of 64.
- Connecticut membership ordinal: #42 of 64.
In-state ordinals use the live credit_unions table for CT only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Stamford Healthcare Call Report trajectory
Stamford Healthcare: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.8% from $23.4M (2025Q4) to $23.8M (2026Q1).
- Net-worth ratio shifted -0.07 pp (12.12% → 12.05%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
12.05% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 74/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 74.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.4 pts
- Return on Assets 13.4 pts
- Member Growth 2.7 pts
- Loan-to-Share Ratio 7.5 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.05% | -2.81 pp |
| Delinquency Rate | 0.96% | -0.19 pp |
| Return on Assets | 0.40% | -0.31 pp |
| Member Growth | -3.50% | - |
| Loan-to-Share Ratio | 19.45% | -40.35 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Stamford Healthcare quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $23.8M | - |
| 2025Q4 | $23.4M | 2,175 |
| 2024Q4 | $23.9M | 2,254 |
| 2023Q4 | $24.4M | 2,520 |
Credit Union Details
- Charter Number
- 66002
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Connecticut
- City
- Stamford
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Stamford Healthcare runs one office.
| Office | City |
|---|---|
| Stamford Healthcare Credit Union, Inc. (Main Office) | Stamford, CT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Connecticut
A look at other Connecticut credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Cross-state asset and health neighbours for Stamford Healthcare - kept outside Connecticut; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($23.4M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (74/100 here).
Using this data
- Stamford Healthcare ranks #3,338 of 4,374 nationally on financial health and #43 of 64 in CT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- St. Vincent's Medical Center is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with St. Vincent's Medical Center
- Rates and health both vary by institution, not just by state -- see how Connecticut credit unions compare overall before assuming this one is typical. Connecticut state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Stamford Healthcare financially healthy?
A 12.05% net worth ratio and a 0.96% delinquency rate feed into Stamford Healthcare's financial health score of 74/100 (Very Good), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,338 of 4,374; by total assets it ranks #3,045 of 4,374 nationally (same basis as /rankings/largest); and #45 of 64 within Connecticut. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Stamford Healthcare compare to other credit unions?
74/100 is Stamford Healthcare's score on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Stamford Healthcare?
Membership eligibility for Stamford Healthcare depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Stamford Healthcare directly for current membership requirements and application steps.
Is my money safe at Stamford Healthcare?
Federal credit unions like Stamford Healthcare are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Stamford Healthcare's net worth ratio of 12.05% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Stamford Healthcare offer compared to banks?
Credit unions like Stamford Healthcare are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Stamford Healthcare directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.