State credit union · New Haven, Connecticut · NCUA charter #66044
Regional Water Authority Employees
Health score 77/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 77
- Health / 100
- $5.7M
- Total assets
- 461
- Members
- 12.4%
- Net-worth ratio
Regional Water Authority Employees scores 77/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $5.7M; members 461; net-worth ratio 12.45%; health rank #3,093 of 4,374; healthier than 28th of scored peers.
Federal Call Report extract
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Regional Water Authority Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Regional Water Authority Employees sits in 75-79 with 502 others.
77 28th percentile higher than 28% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Regional Water Authority Employees: Call Report deltas vs peers
- Delinquency Rate leads the peer set - 0.36% here, 1.81% peer average (-1.45 pp).
- Largest lag: Loan-to-Share Ratio at 31.20% vs peer 63.60% (-32.40 pp).
Regional Water Authority Employees: in-state Call Report ranks
- In Connecticut, health place is #40 of 64 on the same NCUA-ratio sort used nationally.
- Assets rank #56 of 64 inside Connecticut ($5.7M reported).
- Member book place in Connecticut: #59 of 64.
- One place up in Connecticut, East End Baptist Tabernacle (#39) ties at 77/100; one place down, Fd Community (#41) scores 76/100, 1 point lower.
Regional Water Authority Employees: 2025Q4 → 2026Q1
Regional Water Authority Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.1% from $5.7M (2025Q4) to $5.7M (2026Q1).
- Net-worth ratio shifted -0.02 pp (12.47% → 12.45%).
This credit union's 12.45% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 77/100 score is built
Regional Water Authority Employees gives up 23 points in total. Return on Assets costs the most, 10.4 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 4.6 pts
- Member Growth 8.6 pts
- Loan-to-Share Ratio 8.8 pts
Regional Water Authority health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.45% | -6.61 pp |
| Delinquency Rate | 0.36% | -1.45 pp |
| Return on Assets | 0.00% | -0.45 pp |
| Member Growth | -0.22% | - |
| Loan-to-Share Ratio | 31.20% | -32.40 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Regional Water Authority Employees quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $5.7M | - |
| 2025Q4 | $5.7M | 461 |
| 2024Q4 | $6.1M | 462 |
| 2023Q4 | $6.6M | 466 |
Credit Union Details
- Charter Number
- 66044
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Connecticut
- City
- New Haven
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Regional Water Authority Employees runs one office.
| Office | City |
|---|---|
| Main Office (Main Office) | New Haven, CT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Connecticut
Other federally-insured credit unions in Connecticut, closest first by peer group and asset size.
- NEW HAVEN FIREFIGHTERSNew Haven, CT · $2M–$10M72Health
- THE NEW HAVEN POLICE AND MUNICIPALNew Haven, CT · $2M–$10M60Health
- SCIENCE PARKNEW HAVEN, CT · $2M–$10M61Health
- BRIDGEPORT POST OFFICEBridgeport, CT · $2M–$10M78Health
- TRUMBULLTrumbull, CT · $2M–$10M84Health
Compare Regional Water Authority Employees vs NEW HAVEN FIREFIGHTERS
Cross-state Call Report peers for Regional Water Authority
Similar health score
Using this data
- Regional Water Authority Employees ranks #3,093 of 4,374 nationally on financial health and #40 of 64 in CT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- New Haven Firefighters is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with New Haven Firefighters
Frequently Asked Questions
Is Regional Water Authority Employees financially healthy?
On its 2025Q4 NCUA 5300 filing, Regional Water Authority Employees scores 77/100 (Very Good), with a 12.45% net worth ratio and 0.36% of loans delinquent. It ranks #3,093 of 4,374 nationally on health and #40 of 64 in Connecticut.
How does Regional Water Authority Employees compare to other credit unions?
Regional Water Authority Employees scores 77/100, higher than 28% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is delinquency rate (0.36% vs 1.81%). Its widest shortfall is loan-to-share ratio (31.20% vs 63.60%).
How can I join Regional Water Authority Employees?
Membership eligibility for Regional Water Authority Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Regional Water Authority Employees directly for current membership requirements and application steps.
Is my money safe at Regional Water Authority Employees?
Regional Water Authority Employees is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Regional Water Authority Employees's net worth ratio of 12.45% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.