Federal credit union · New Britain, Connecticut · NCUA charter #3683
Connecticut Postal
Health score 79/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 79
- Health / 100
- $12.5M
- Total assets
- 1,362
- Members
- 24.0%
- Net-worth ratio
Connecticut Postal scores 79/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $12.5M; members 1,362; net-worth ratio 23.96%; health rank #2,806 of 4,374; healthier than 33rd of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,806 of 4,374 health · 2025Q4Connecticut Postal · health 79/100 · $12.5M · 2025Q4
Call Report peers
Connecticut Postal in the assets neighbourhood
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Connecticut Postal vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Connecticut Postal sits in 75-79 with 502 others.
79 33rd percentile higher than 33% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Connecticut Postal vs $10M–$50M peers
- Largest favorable gap: Net Worth Ratio at 23.96% vs peer 14.86% (+9.10 pp).
- Largest lag: Loan-to-Share Ratio at 46.94% vs peer 59.80% (-12.86 pp).
Connecticut Postal in Connecticut
- Health composite ranks #37 of 64 among scored Connecticut credit unions.
- By total assets, Connecticut Postal is #50 of 64 in Connecticut.
- Member book place in Connecticut: #49 of 64.
- One place up in Connecticut, Enfield Community (#36) scores 80/100, 1 point higher; one place down, Bridgeport Post Office (#38) scores 78/100, 1 point lower.
How Connecticut Postal's 5300 filing moved
Connecticut Postal: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.1% from $12.5M (2025Q4) to $12.9M (2026Q1).
- Net-worth ratio shifted -0.28 pp (24.24% → 23.96%).
At 23.96%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 79/100 score is built
Connecticut Postal gives up 21 points in total. Member Growth costs the most, 11.5 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.2 pts
- Return on Assets 15.0 pts
- Member Growth 3.5 pts
- Loan-to-Share Ratio 10.3 pts
Connecticut Postal vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 23.96% | +9.10 pp |
| Delinquency Rate | 0.98% | -0.17 pp |
| Return on Assets | 1.25% | +0.54 pp |
| Member Growth | -3.06% | - |
| Loan-to-Share Ratio | 46.94% | -12.86 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Connecticut Postal filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $12.9M | - |
| 2025Q4 | $12.5M | 1,362 |
| 2024Q4 | $12.8M | 1,405 |
| 2023Q4 | $13.1M | 1,452 |
Credit Union Details
- Charter Number
- 3683
- Type
- Federal
- Field of Membership
- Low Income
- Peer Group
- $10M–$50M
- State
- Connecticut
- City
- New Britain
- Data Quarter
- 2025Q4
Branch Location
Connecticut Postal operates a single office in New Britain, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| CT Postal FCU-Main (Main Office) | New Britain, CT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Connecticut
Other federally-insured credit unions in Connecticut, closest first by peer group and asset size.
Connecticut Postal nationwide neighbourhoods
Similar total assets
Using this data
- Connecticut Postal ranks #2,806 of 4,374 nationally on financial health and #37 of 64 in CT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- ASA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with ASA
Frequently Asked Questions
Is Connecticut Postal financially healthy?
On its 2025Q4 NCUA 5300 filing, Connecticut Postal scores 79/100 (Very Good), with a 23.96% net worth ratio and 0.98% of loans delinquent. It ranks #2,806 of 4,374 nationally on health and #37 of 64 in Connecticut.
How does Connecticut Postal compare to other credit unions?
Connecticut Postal scores 79/100, higher than 33% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (23.96% vs 14.86%). Its widest shortfall is loan-to-share ratio (46.94% vs 59.80%).
How can I join Connecticut Postal?
Connecticut Postal carries an NCUA Low-Income Designation, which typically means anyone can join regardless of employer or location, and the credit union is eligible for supplemental capital and secondary capital rules not available to standard charters. Contact Connecticut Postal directly to confirm current membership steps.
Is my money safe at Connecticut Postal?
Connecticut Postal is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Connecticut Postal's net worth ratio of 23.96% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.