State credit union · Meriden, Connecticut · NCUA charter #60048
State Police Credit Union Inc.
Health score 83/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 83
- Health / 100
- $81.4M
- Total assets
- 2,808
- Members
- 15.0%
- Net-worth ratio
State Police Credit Union Inc. scores 83/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $81.4M; members 2,808; net-worth ratio 14.97%; health rank #2,234 of 4,374; healthier than 46th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,234 of 4,374 health · 2025Q4State Police · health 83/100 · $81.4M · 2025Q4
- ROA 83/100
- ASSETS 15.0%
- MEM 0.07%
- RANK 0.38%
- PHOTO $81.4M
- BOOK 2,808
- CHARTER #2,234/4,374
- NCUSIF Gnc Community
- CAMELS 60048
Call Report peers
State Police Credit Union Inc. in the assets neighbourhood
State Police Credit Union Inc.'s $81.4M assets sit next to Gnc Community ($81.4M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
State Police Credit Union Inc. vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
83 46th percentile higher than 46% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
State Police Credit Union Inc. - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #60048, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Where State Police Credit Union Inc. diverges from peer averages
- Largest favorable gap: Net Worth Ratio at 14.97% vs peer 13.62% (+1.35 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -32.44 pp (30.16% vs 62.60%).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where State Police Credit Union Inc. sits in Connecticut
- Connecticut health ordinal: #29 of 64.
- Connecticut assets place: #24 of 64.
- Member book place in Connecticut: #37 of 64.
In-state ordinals use the live credit_unions table for CT only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How State Police Credit Union Inc.'s 5300 filing moved
State Police Credit Union Inc.: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.5% from $81.4M (2025Q4) to $83.4M (2026Q1).
- Net-worth ratio shifted -0.15 pp (15.12% → 14.97%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 14.97% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 83/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 83.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 13.2 pts
- Member Growth 6.5 pts
- Loan-to-Share Ratio 8.3 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.97% | +1.35 pp |
| Delinquency Rate | 0.07% | -0.89 pp |
| Return on Assets | 0.38% | -0.28 pp |
| Member Growth | -1.37% | - |
| Loan-to-Share Ratio | 30.16% | -32.44 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
Call Report history - State Police Credit Union Inc.
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $83.4M | - |
| 2025Q4 | $81.4M | 2,808 |
| 2024Q4 | $77.6M | 2,847 |
| 2023Q4 | $78.7M | 2,872 |
Credit Union Details
- Charter Number
- 60048
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Connecticut
- City
- Meriden
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for State Police Credit Union Inc., spread across 2 cities.
| Office | City |
|---|---|
| Main Office (Main Office) | Meriden, CT |
| Department Public Safety Branch | Middletown, CT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Connecticut
A look at other Connecticut credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for State Police
State Police Credit Union Inc.'s nationwide photo peers by assets and by health score, excluding Connecticut charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($81.4M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (83/100 here).
Using this data
- State Police Credit Union Inc. ranks #2,234 of 4,374 nationally on financial health and #29 of 64 in CT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- RIVERBANK is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with RIVERBANK
- Rates and health both vary by institution, not just by state -- see how Connecticut credit unions compare overall before assuming this one is typical. Connecticut state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is State Police Credit Union Inc. financially healthy?
A 14.97% net worth ratio and a 0.07% delinquency rate feed into State Police Credit Union Inc.'s financial health score of 83/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,234 of 4,374; by total assets it ranks #2,001 of 4,374 nationally (same basis as /rankings/largest); and #24 of 64 within Connecticut. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does State Police Credit Union Inc. compare to other credit unions?
83/100 is State Police Credit Union Inc.'s score on PlainCU's health composite, compared to a peer group average for $50M–$100M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join State Police Credit Union Inc.?
Membership eligibility for State Police Credit Union Inc. depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact State Police Credit Union Inc. directly for current membership requirements and application steps.
Is my money safe at State Police Credit Union Inc.?
Federal credit unions like State Police Credit Union Inc. are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. State Police Credit Union Inc.'s net worth ratio of 14.97% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does State Police Credit Union Inc. offer compared to banks?
Credit unions like State Police Credit Union Inc. are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact State Police Credit Union Inc. directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.