State credit union · Bethel, Connecticut · NCUA charter #68620
ALBRIGHT
Health score 70/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 70
- Health / 100
- $72.7M
- Total assets
- 5,632
- Members
- 11.4%
- Net-worth ratio
ALBRIGHT scores 70/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $72.7M; members 5,632; net-worth ratio 11.43%; health rank #3,593 of 4,374; healthier than 17th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,593 of 4,374 health · 2025Q4ALBRIGHT · health 70/100 · $72.7M · 2025Q4
Call Report peers
ALBRIGHT in the assets neighbourhood
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ALBRIGHT vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); ALBRIGHT sits in 70-74 with 317 others.
70 17th percentile higher than 17% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for ALBRIGHT
- Loan-to-Share Ratio leads the peer set - 63.90% here, 62.60% peer average (+1.30 pp).
- Widest shortfall vs peers is Net Worth Ratio: -2.19 pp (11.43% vs 13.62%).
ALBRIGHT: in-state Call Report ranks
- Health composite ranks #47 of 64 among scored Connecticut credit unions.
- By total assets, ALBRIGHT is #25 of 64 in Connecticut.
- Connecticut membership ordinal: #25 of 64.
- One place up in Connecticut, New Haven Firefighters (#46) scores 72/100, 2 points higher; one place down, Kief Protective Mutual Benefit Ass. (#48) scores 68/100, 2 points lower.
ALBRIGHT: 2025Q4 → 2026Q1
ALBRIGHT: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.4% from $72.7M (2025Q4) to $75.2M (2026Q1).
- Net-worth ratio shifted -0.11 pp (11.54% → 11.43%).
11.43% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 70/100 score is built
ALBRIGHT gives up 30 points in total. Delinquency Rate costs the most, 14.4 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 10.6 pts
- Return on Assets 15.0 pts
- Member Growth 0.9 pts
- Loan-to-Share Ratio 13.5 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.43% | -2.19 pp |
| Delinquency Rate | 2.31% | +1.34 pp |
| Return on Assets | 1.04% | +0.38 pp |
| Member Growth | -4.53% | - |
| Loan-to-Share Ratio | 63.90% | +1.30 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Call Report history - ALBRIGHT
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $75.2M | - |
| 2025Q4 | $72.7M | 5,632 |
| 2024Q4 | $70.3M | 5,899 |
| 2023Q4 | $74.3M | 6,189 |
Credit Union Details
- Charter Number
- 68620
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Connecticut
- City
- Bethel
- Data Quarter
- 2025Q4
Branch Locations (3)
ALBRIGHT operates 3 offices across 2 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Duracell - Main Office (Main Office) | Bethel, CT |
| Stony Hill Branch | Bethel, CT |
| S Boston Branch | South Boston, MA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Connecticut
More federally-insured credit unions based in Connecticut, ordered by peer group match and asset size.
Other-state peers near ALBRIGHT
Using this data
- ALBRIGHT ranks #3,593 of 4,374 nationally on financial health and #47 of 64 in CT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Tobacco Valley Teachers is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Tobacco Valley Teachers
Frequently Asked Questions
Is ALBRIGHT financially healthy?
On its 2025Q4 NCUA 5300 filing, ALBRIGHT scores 70/100 (Very Good), with a 11.43% net worth ratio and 2.31% of loans delinquent. It ranks #3,593 of 4,374 nationally on health and #47 of 64 in Connecticut.
How does ALBRIGHT compare to other credit unions?
ALBRIGHT scores 70/100, higher than 17% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (63.90% vs 62.60%). Its widest shortfall is net worth ratio (11.43% vs 13.62%).
How can I join ALBRIGHT?
Membership eligibility for ALBRIGHT depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact ALBRIGHT directly for current membership requirements and application steps.
Is my money safe at ALBRIGHT?
ALBRIGHT is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. ALBRIGHT's net worth ratio of 11.43% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.