Federal credit union · NEW HAVEN, Connecticut · NCUA charter #3790
Science Park
Health score 61/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 61
- Health / 100
- $3.5M
- Total assets
- 597
- Members
- 20.4%
- Net-worth ratio
Science Park scores 61/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $3.5M; members 597; net-worth ratio 20.38%; health rank #4,018 of 4,374; healthier than 8th of scored peers.
NCUA 5300 Call Report masthead
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Science Park vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Science Park sits in 60-64 with 179 others.
61 8th percentile higher than 8% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Science Park vs $2M–$10M peers
- Strongest edge vs 566 $2M–$10M peers is Loan-to-Share Ratio: +26.93 pp (90.53% vs 63.60%).
- Largest lag: Delinquency Rate at 3.26% vs peer 1.81% (+1.45 pp).
Where Science Park sits in Connecticut
- Health composite ranks #54 of 64 among scored Connecticut credit unions.
- Assets rank #58 of 64 inside Connecticut ($3.5M reported).
- Connecticut membership ordinal: #57 of 64.
- One place up in Connecticut, St. Vincent's Medical Center (#53) scores 63/100, 2 points higher; one place down, The New Haven Police and Municipal (#55) scores 60/100, 1 point lower.
Science Park Call Report trajectory
Science Park: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +4.9% from $3.5M (2025Q4) to $3.7M (2026Q1).
- Net-worth ratio shifted -1.02 pp (21.40% → 20.38%).
20.38% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 61/100 score is built
Science Park gives up 39 points in total. Delinquency Rate costs the most, 20.4 of its 25; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 4.6 pts
- Return on Assets 5.5 pts
- Member Growth 6.0 pts
- Loan-to-Share Ratio 14.9 pts
Science Park vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 20.38% | +1.32 pp |
| Delinquency Rate | 3.26% | +1.45 pp |
| Return on Assets | 0.02% | -0.43 pp |
| Member Growth | -1.65% | - |
| Loan-to-Share Ratio | 90.53% | +26.93 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Call Report history - Science Park
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $3.7M | - |
| 2025Q4 | $3.5M | 597 |
| 2024Q4 | $3.5M | 607 |
| 2023Q4 | $3.9M | 650 |
Credit Union Details
- Charter Number
- 3790
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Connecticut
- City
- NEW HAVEN
- Data Quarter
- 2025Q4
Branch Location
Science Park operates a single office in New Haven, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Science Park Federal (Main Office) | New Haven, CT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Connecticut
A look at other Connecticut credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Science Park
Similar health score
Using this data
- Science Park ranks #4,018 of 4,374 nationally on financial health and #54 of 64 in CT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Bridgeport Post Office is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Bridgeport Post Office
Frequently Asked Questions
Is Science Park financially healthy?
On its 2025Q4 NCUA 5300 filing, Science Park scores 61/100 (Good), with a 20.38% net worth ratio and 3.26% of loans delinquent. It ranks #4,018 of 4,374 nationally on health and #54 of 64 in Connecticut.
How does Science Park compare to other credit unions?
Science Park scores 61/100, higher than 8% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (90.53% vs 63.60%). Its widest shortfall is delinquency rate (3.26% vs 1.81%).
How can I join Science Park?
Science Park operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Science Park directly for the exact boundaries and application steps.
Is my money safe at Science Park?
Science Park is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Science Park's net worth ratio of 20.38% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.