State credit union · NEW MILFORD, Connecticut · NCUA charter #61261
Community Cu of New Milford, Inc.
Health score 73/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 73
- Health / 100
- $15.4M
- Total assets
- 1,897
- Members
- 9.5%
- Net-worth ratio
Community Cu of New Milford, Inc. scores 73/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $15.4M; members 1,897; net-worth ratio 9.49%; health rank #3,418 of 4,374; healthier than 21st of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,418 of 4,374 health · 2025Q4Community Cu · health 73/100 · $15.4M · 2025Q4
- ASSETS 73/100
- MEM 9.5%
- RANK 1.34%
- PHOTO 0.97%
- BOOK $15.4M
- CHARTER 1,897
- NCUSIF #3,418/4,374
- CAMELS Burlington Northtown Community
- HEALTH 61261
Call Report peers
Community Cu of New Milford, Inc. in the assets neighbourhood
Community Cu of New Milford, Inc.'s $15.4M assets sit next to Burlington Northtown Community ($15.4M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Community Cu of New Milford, Inc. vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
73 21st percentile higher than 21% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Community Cu of New Milford, Inc. - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #61261. See our deposit-insurance coverage note.
Where Community Cu of New Milford, Inc. diverges from peer averages
- Return on Assets leads the peer set - 0.97% here, 0.70% peer average (+0.27 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -17.08 pp (42.72% vs 59.80%).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Connecticut standing for Community Cu of New Milford, Inc.
- In Connecticut, health place is #45 of 64 on the same NCUA-ratio sort used nationally.
- Connecticut assets place: #48 of 64.
- Membership ranks #46 of 64 among Connecticut CUs with a reported count (1,897 members).
In-state ordinals use the live credit_unions table for CT only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Community Cu of New Milford, Inc.
Community Cu of New Milford, Inc.: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +4.0% from $15.4M (2025Q4) to $16.0M (2026Q1).
- Net-worth ratio shifted -0.03 pp (9.52% → 9.49%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
9.49% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 73/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 73.
- Net Worth Ratio 28.7 pts
- Delinquency Rate 17.4 pts
- Return on Assets 15.0 pts
- Member Growth 1.6 pts
- Loan-to-Share Ratio 10.3 pts
Community Cu of New Milford, Inc. vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.49% | -5.37 pp |
| Delinquency Rate | 1.34% | +0.20 pp |
| Return on Assets | 0.97% | +0.27 pp |
| Member Growth | -4.10% | - |
| Loan-to-Share Ratio | 42.72% | -17.08 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $16.0M | - |
| 2025Q4 | $15.4M | 1,897 |
| 2024Q4 | $15.4M | 1,978 |
| 2023Q4 | $15.2M | 1,965 |
Credit Union Details
- Charter Number
- 61261
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Connecticut
- City
- NEW MILFORD
- Data Quarter
- 2025Q4
Branch Location
Community Cu of New Milford, Inc. operates a single office in New Milford, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| 145C Danbury Rd (Main Office) | New Milford, CT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Connecticut
A look at other Connecticut credit unions, ranked by how closely their peer group and asset size match this one.
- CONNECTICUT LABOR DEPTWethersfield, CT · $10M–$50M84Health
- COMMUNITY HEALTHCAREManchester, CT · $10M–$50M75Health
- CONNECTICUT POSTALNew Britain, CT · $10M–$50M79Health
- ASABLOOMFIELD, CT · $10M–$50M52Health
- WATERBURY POSTAL EMPLOYEESWATERBURY, CT · $10M–$50M50Health
Compare Community Cu of New Milford, Inc. vs CONNECTICUT LABOR DEPT
Other-state peers near Community Cu of New Milford, Inc.
Cross-state asset and health neighbours for Community Cu of New Milford, Inc. - kept outside Connecticut; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($15.4M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (73/100 here).
Using this data
- Community Cu of New Milford, Inc. ranks #3,418 of 4,374 nationally on financial health and #45 of 64 in CT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Connecticut Labor Dept is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Connecticut Labor Dept
- Rates and health both vary by institution, not just by state -- see how Connecticut credit unions compare overall before assuming this one is typical. Connecticut state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Community Cu of New Milford, Inc. financially healthy?
Yes/no aside, the number is 73/100 (Very Good) - Community Cu of New Milford, Inc.'s financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,418 of 4,374; by total assets it ranks #3,317 of 4,374 nationally (same basis as /rankings/largest); and #48 of 64 within Connecticut. Above 80 reads excellent, below 50 warrants closer monitoring; a 9.49% net worth ratio and 1.34% delinquency rate are the key drivers.
How does Community Cu of New Milford, Inc. compare to other credit unions?
Five weighted metrics from NCUA filings produce Community Cu of New Milford, Inc.'s 73/100 score on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Community Cu of New Milford, Inc.?
Membership eligibility for Community Cu of New Milford, Inc. depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Community Cu of New Milford, Inc. directly for current membership requirements and application steps.
Is my money safe at Community Cu of New Milford, Inc.?
Federal credit unions like Community Cu of New Milford, Inc. are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Community Cu of New Milford, Inc.'s net worth ratio of 9.49% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Community Cu of New Milford, Inc. offer compared to banks?
Credit unions like Community Cu of New Milford, Inc. are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Community Cu of New Milford, Inc. directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.