Federal credit union · Greenwich, Connecticut · NCUA charter #19203
Greenwich Municipal Employees
Health score 83/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 83
- Health / 100
- $32.5M
- Total assets
- 2,084
- Members
- 14.0%
- Net-worth ratio
Greenwich Municipal Employees scores 83/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $32.5M; members 2,084; net-worth ratio 13.98%; health rank #2,252 of 4,374; healthier than 46th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,252 of 4,374 health · 2025Q4Greenwich Municipal · health 83/100 · $32.5M · 2025Q4
Call Report peers
Greenwich Municipal Employees in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Greenwich Municipal Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Greenwich Municipal Employees sits in 80-84 with 767 others.
83 46th percentile higher than 46% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Greenwich Municipal Employees diverges from peer averages
- Return on Assets leads the peer set - 1.35% here, 0.70% peer average (+0.64 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -24.33 pp (35.47% vs 59.80%).
Connecticut standing for Greenwich Municipal Employees
- Connecticut health ordinal: #30 of 64.
- Assets rank #41 of 64 inside Connecticut ($32.5M reported).
- Membership ranks #45 of 64 among Connecticut CUs with a reported count (2,084 members).
- One place up in Connecticut, State Police Credit Union Inc. (#29) ties at 83/100; one place down, CONNEX (#31) ties at 83/100.
Greenwich Municipal Employees: 2025Q4 → 2026Q1
Greenwich Municipal Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.5% from $32.5M (2025Q4) to $32.7M (2026Q1).
- Net-worth ratio shifted +0.29 pp (13.69% → 13.98%).
This credit union's 13.98% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 83/100 score is built
Greenwich Municipal Employees gives up 17 points in total. Member Growth costs the most, 6.6 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.6 pts
- Return on Assets 15.0 pts
- Member Growth 8.4 pts
- Loan-to-Share Ratio 9.0 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.98% | -0.88 pp |
| Delinquency Rate | 0.94% | -0.20 pp |
| Return on Assets | 1.35% | +0.64 pp |
| Member Growth | -0.33% | - |
| Loan-to-Share Ratio | 35.47% | -24.33 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $32.7M | - |
| 2025Q4 | $32.5M | 2,084 |
| 2024Q4 | $30.4M | 2,091 |
| 2023Q4 | $31.2M | 2,076 |
Credit Union Details
- Charter Number
- 19203
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $10M–$50M
- State
- Connecticut
- City
- Greenwich
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, Greenwich Municipal Employees runs 3 offices in 3 different cities across 3 states.
| Office | City |
|---|---|
| Greenwich Municipal Employees FCU (Main Office) | Greenwich, CT |
| Fiserv Portico | Chandler, AZ |
| FiServ Portico | Omaha, NE |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Connecticut
Other federally-insured credit unions in Connecticut, closest first by peer group and asset size.
Other-state peers near Greenwich Municipal Employees
Using this data
- Greenwich Municipal Employees ranks #2,252 of 4,374 nationally on financial health and #30 of 64 in CT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Norwalk Hospital is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Norwalk Hospital
Frequently Asked Questions
Is Greenwich Municipal Employees financially healthy?
On its 2025Q4 NCUA 5300 filing, Greenwich Municipal Employees scores 83/100 (Excellent), with a 13.98% net worth ratio and 0.94% of loans delinquent. It ranks #2,252 of 4,374 nationally on health and #30 of 64 in Connecticut.
How does Greenwich Municipal Employees compare to other credit unions?
Greenwich Municipal Employees scores 83/100, higher than 46% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is return on assets (1.35% vs 0.70%). Its widest shortfall is loan-to-share ratio (35.47% vs 59.80%).
How can I join Greenwich Municipal Employees?
Greenwich Municipal Employees serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Greenwich Municipal Employees directly for the current list of qualifying groups.
Is my money safe at Greenwich Municipal Employees?
Greenwich Municipal Employees is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Greenwich Municipal Employees's net worth ratio of 13.98% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.