Federal credit union · Hartford, Connecticut · NCUA charter #14388
HARTFORD
Health score 80/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 80
- Health / 100
- $153.4M
- Total assets
- 16,292
- Members
- 13.0%
- Net-worth ratio
HARTFORD scores 80/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $153.4M; members 16,292; net-worth ratio 13.02%; health rank #2,727 of 4,374; healthier than 36th of scored peers.
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NCUA 5300 Call Report Masthead
#2,727 of 4,374 health · 2025Q4HARTFORD · health 80/100 · $153.4M · 2025Q4
Call Report peers
HARTFORD in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
HARTFORD vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); HARTFORD sits in 80-84 with 767 others.
80 36th percentile higher than 36% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where HARTFORD diverges from peer averages
- Strongest edge vs 1069 $100M–$500M peers is Net Worth Ratio: +0.91 pp (13.02% vs 12.11%).
- Largest lag: Loan-to-Share Ratio at 54.42% vs peer 72.20% (-17.78 pp).
HARTFORD in Connecticut
- In Connecticut, health place is #35 of 64 on the same NCUA-ratio sort used nationally.
- Connecticut assets place: #16 of 64.
- Connecticut membership ordinal: #15 of 64.
- One place up in Connecticut, Connecticut State Employees (#34) scores 81/100, 1 point higher; one place down, Enfield Community (#36) ties at 80/100.
HARTFORD: 2025Q4 → 2026Q1
HARTFORD: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.0% from $153.4M (2025Q4) to $156.4M (2026Q1).
- Net-worth ratio shifted -0.08 pp (13.10% → 13.02%).
13.02% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 80/100 score is built
HARTFORD gives up 20 points in total. Delinquency Rate costs the most, 9.1 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 15.9 pts
- Return on Assets 15.0 pts
- Member Growth 7.1 pts
- Loan-to-Share Ratio 12.0 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.02% | +0.91 pp |
| Delinquency Rate | 1.55% | +0.65 pp |
| Return on Assets | 0.70% | +0.08 pp |
| Member Growth | -1.06% | - |
| Loan-to-Share Ratio | 54.42% | -17.78 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
HARTFORD quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $156.4M | - |
| 2025Q4 | $153.4M | 16,292 |
| 2024Q4 | $147.8M | 16,466 |
| 2023Q4 | $148.7M | 16,755 |
Credit Union Details
- Charter Number
- 14388
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Connecticut
- City
- Hartford
- Data Quarter
- 2025Q4
Branch Locations (4)
The NCUA branch filing lists 4 physical offices for HARTFORD, spread across 4 cities.
| Office | City |
|---|---|
| Main Office (Main Office) | Hartford, CT |
| South Windsor | South Windsor, CT |
| Stafford Springs | Stafford Springs, CT |
| Farmington Valley | West Simsbury, CT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Connecticut
A look at other Connecticut credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for HARTFORD
Using this data
- HARTFORD ranks #2,727 of 4,374 nationally on financial health and #35 of 64 in CT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Fd Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Fd Community
Frequently Asked Questions
Is HARTFORD financially healthy?
HARTFORD has a financial health score of 80/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,727 of 4,374 nationally on health and #35 of 64 in Connecticut. Its net worth ratio is 13.02% and its delinquency rate 1.55%.
How does HARTFORD compare to other credit unions?
HARTFORD scores 80/100, higher than 36% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is net worth ratio (13.02% vs 12.11%). Its widest shortfall is loan-to-share ratio (54.42% vs 72.20%).
How can I join HARTFORD?
HARTFORD operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact HARTFORD directly for the exact boundaries and application steps.
Is my money safe at HARTFORD?
HARTFORD is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. HARTFORD's net worth ratio of 13.02% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.