State overview · Q4 2025

Nebraska Credit Unions

All 50 federally-insured credit unions in Nebraska, ranked by financial health, from NCUA 5300 Call Reports.

50
Credit unions
556K
Members
$6.9B
Combined assets
77/100
Avg health

Health-score distribution

How Nebraska's 50 credit unions split across the four health bands. Source: NCUA 5300 Call Report, Q4 2025.

Excellent (80–100)29 CUsGood (60–79)12 CUsFair (40–59)7 CUsWeak (<40)2 CUs

All Credit Unions in Nebraska

Credit Union Health
Liberty First Lincoln 96
Omaha OMAHA 96
Hastings Hastings 95
Meadow Grove MEADOW GROVE 95
Metro Cu OMAHA 95
Consumers Cooperative Alliance 93
Hemingford Community HEMINGFORD 92
Nebraska State Employees LINCOLN 90
Omaha Police Omaha 90
Trius Kearney 89
Omaha Public Power Dist Emp Omaha 88
Onenebraska Columbus 88
Union Pacific Streamliner Omaha 88
Pioneer Community PALISADE 87
Chadron CHADRON 86
North Platte Union Pacific Employee North Platte 86
Central Nebraska Grand Island 85
Siouxland South Sioux Cit 85
Woodmen OMAHA 85
Membersown Lincoln 84
Omaha Firefighters Omaha 84
Eddyville Cooperative Eddyville 83
Local 265 Ibew LINCOLN 83
Nebraska Energy COLUMBUS 83
Gallup OMAHA 82
Lincoln Public School Employees Lincoln 81
Omaha Douglas OMAHA 81
Kellogg Midwest LaVista 80
Neighborhood Community Omaha 80
Northeast Nebraska Norfolk 79
Lincone LINCOLN 78
University of Nebraska Lincoln 78
Family Focus OMAHA 76
Spirit of America LINCOLN 76
Archer Cooperative Archer 75
U.p. Connection OMAHA 75
Cobalt Papillion 74
Four Points Omaha 71
First Nebraska OMAHA 69
Centris Omaha 67
Electrical Workers No 22 OMAHA 64
Sugar Valley SCOTTSBLUFF 57
Roberts Dairy Employees OMAHA 56
Midwest Liberty McCook 54
Our Family Social Omaha 50
Nebraska Rural Community Morrill 49
Lincoln S.d.a. LINCOLN 41
Box Butte Public Employees ALLIANCE 40
First Lincoln Lincoln 36
Mutual First Omaha 33

Source: NCUA 5300 Call Report, Q4 2025. Source: NCUA Share Insurance Fund (NCUSIF), federal deposit insurance up to $250,000. Not affiliated with NCUA. For informational purposes only.

What This Data Says About Credit Unions in Nebraska

Nebraska is home to 50 federally-insured credit unions collectively serving 556K members with $6.9B in combined assets, based on the most recent NCUA 5300 Call Report (Q4 2025). The state's average health score of 77/100 reflects the blended performance of every charter operating within its borders, state-chartered, federally-chartered, community, employer-based, and multi-SEG credit unions alike. Liberty First of Lincoln currently leads the cohort with a health score of 96/100, while the full distribution spans 50 institutions ranked below.

The health distribution breaks into four bands: 29 credit unions score 80–100 (Excellent), 12 score 60–79 (Good), 7 score 40–59 (Fair), and 2 fall below 40 (Weak). These scores are a weighted composite of five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), year-over-year member growth (15%), and loan-to-share ratio (15%). A score in the Excellent band typically indicates a net worth ratio comfortably above the 7.0% NCUA "well capitalized" floor, sub-1% delinquency, positive ROA, and a loan-to-share ratio inside the 60–80% balanced-liquidity window. Fair and Weak institutions are not necessarily in distress, NCUA supervises all federally-insured credit unions through CAMEL ratings and Prompt Corrective Action triggers, but the composite signals where financial buffers are thinner than peers.

Every credit union on this page carries NCUSIF deposit insurance up to $250,000 per depositor per ownership category, administered by the National Credit Union Administration, identical coverage to FDIC insurance at banks. Membership eligibility varies by charter: community charters serve anyone living, working, worshiping, or attending school in a defined geography, while employer-based and associational charters require a specific common bond. Rates, fees, and product offerings also vary widely across Nebraska's 50 institutions, so prospective members should verify current terms directly with each credit union before opening accounts or applying for loans. This page is informational only, reflects quarterly reported NCUA data (not real-time financials), and is not financial advice or a solicitation to join any specific institution.

Explore more: Healthiest credit unions · Largest by assets · How health scores work

Frequently Asked Questions

How many credit unions are in Nebraska?

There are 50 federally-insured credit unions in Nebraska as of Q4 2025, with a combined 556K members and $6.9B in total assets. All data is sourced from the NCUA 5300 Call Report.

What is the healthiest credit union in Nebraska?

Based on NCUA Q4 2025 data, Liberty First in Lincoln ranks highest in Nebraska with a health score of 96/100. Health scores combine net worth ratio, delinquency rate, return on assets, member growth, and loan-to-share ratio.

Are credit unions safer than banks?

Credit unions are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per account, the same insurance limit as FDIC-insured banks. Credit unions are member-owned nonprofits, which means profits are returned to members as lower fees and better rates rather than to shareholders. Both institution types offer equivalent deposit protection.

Read our methodology - how this data is sourced, computed, and verified.