State credit union · OMAHA, Nebraska · NCUA charter #65398
First Nebraska
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $181.8M
- Total assets
- 16,163
- Members
- 15.6%
- Net-worth ratio
First Nebraska scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $181.8M; members 16,163; net-worth ratio 15.64%; health rank #1,593 of 4,374; healthier than 60th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,593 of 4,374 health · 2025Q4First Nebraska · health 87/100 · $181.8M · 2025Q4
- BOOK 87/100
- CHARTER 15.6%
- NCUSIF 0.50%
- CAMELS 0.58%
- HEALTH $181.8M
- NW 16,163
- DELQ #1,593/4,374
- ROA South Metro
- ASSETS 65398
Call Report peers
First Nebraska in the assets neighbourhood
First Nebraska's $181.8M assets sit next to South Metro ($181.7M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
First Nebraska vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
First Nebraska - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #65398. See our deposit-insurance coverage note.
First Nebraska vs $100M–$500M peers
- Loan-to-Share Ratio leads the peer set - 79.30% here, 72.20% peer average (+7.10 pp).
- Return on Assets trails the peer set - 0.58% here, 0.62% peer average (-0.05 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Nebraska standing for First Nebraska
- Nebraska health ordinal: #14 of 50.
- By total assets, First Nebraska is #8 of 50 in Nebraska.
- Nebraska membership ordinal: #8 of 50.
In-state ordinals use the live credit_unions table for NE only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
First Nebraska: 2025Q4 → 2026Q1
First Nebraska: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.7% from $181.8M (2025Q4) to $183.1M (2026Q1).
- Net-worth ratio shifted -0.01 pp (15.65% → 15.64%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
15.64% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 87/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 87.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 2.2 pts
- Loan-to-Share Ratio 14.8 pts
First Nebraska health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 15.64% | +3.53 pp |
| Delinquency Rate | 0.50% | -0.39 pp |
| Return on Assets | 0.58% | -0.05 pp |
| Member Growth | -3.80% | - |
| Loan-to-Share Ratio | 79.30% | +7.10 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Call Report history - First Nebraska
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $183.1M | - |
| 2025Q4 | $181.8M | 16,163 |
| 2024Q4 | $182.6M | 16,801 |
| 2023Q4 | $185.0M | 17,063 |
Credit Union Details
- Charter Number
- 65398
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Nebraska
- City
- OMAHA
- Data Quarter
- 2025Q4
Branch Locations (5)
Per its most recent NCUA branch filing, First Nebraska runs 5 offices in 3 different cities.
| Office | City |
|---|---|
| Bedford Branch (Main Office) | Omaha, NE |
| Elkhorn Branch | Elkhorn, NE |
| Lincoln North Branch | LINCOLN, NE |
| Yankee Hill Branch | LINCOLN, NE |
| Central Branch | Omaha, NE |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Nebraska
More federally-insured credit unions based in Nebraska, ordered by peer group match and asset size.
Cross-state Call Report peers for First Nebraska
Two NCUA Call Report peer sets for First Nebraska, both outside Nebraska so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($181.8M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (87/100 here).
Using this data
- First Nebraska ranks #1,593 of 4,374 nationally on financial health and #14 of 50 in NE -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- LINCONE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with LINCONE
- Rates and health both vary by institution, not just by state -- see how Nebraska credit unions compare overall before assuming this one is typical. Nebraska state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is First Nebraska financially healthy?
First Nebraska scores 87/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,593 of 4,374; by total assets it ranks #1,350 of 4,374 nationally (same basis as /rankings/largest); and #8 of 50 within Nebraska. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 15.64% net worth ratio and a 0.50% delinquency rate.
How does First Nebraska compare to other credit unions?
Five weighted metrics from NCUA filings produce First Nebraska's 87/100 score on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join First Nebraska?
Membership eligibility for First Nebraska depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact First Nebraska directly for current membership requirements and application steps.
Is my money safe at First Nebraska?
Federal credit unions like First Nebraska are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. First Nebraska's net worth ratio of 15.64% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does First Nebraska offer compared to banks?
Credit unions like First Nebraska are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact First Nebraska directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.