Federal credit union · OMAHA, Nebraska · NCUA charter #24771
Family Focus
Health score 76/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 76
- Health / 100
- $42.9M
- Total assets
- 3,006
- Members
- 12.9%
- Net-worth ratio
Family Focus scores 76/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $42.9M; members 3,006; net-worth ratio 12.93%; health rank #3,174 of 4,374; healthier than 26th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,174 of 4,374 health · 2025Q4Family Focus · health 76/100 · $42.9M · 2025Q4
Call Report peers
Family Focus in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Family Focus vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Family Focus sits in 75-79 with 502 others.
76 26th percentile higher than 26% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Family Focus diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 81.68% vs peer 59.80% (+21.88 pp).
- Net Worth Ratio trails the peer set - 12.93% here, 14.86% peer average (-1.93 pp).
Family Focus in Nebraska
- Nebraska health ordinal: #35 of 50.
- Assets rank #24 of 50 inside Nebraska ($42.9M reported).
- Nebraska membership ordinal: #26 of 50.
- One place up in Nebraska, Northeast Nebraska (#34) scores 78/100, 2 points higher; one place down, Archer Cooperative (#36) ties at 76/100.
Quarter path for Family Focus
Family Focus: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +4.2% from $42.9M (2025Q4) to $44.7M (2026Q1).
- Net-worth ratio shifted -0.43 pp (13.36% → 12.93%).
This credit union's 12.93% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 76/100 score is built
Family Focus gives up 24 points in total. Delinquency Rate costs the most, 10.5 of its 25; Net Worth Ratio and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 14.5 pts
- Return on Assets 8.8 pts
- Member Growth 8.1 pts
- Loan-to-Share Ratio 14.6 pts
Family Focus vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.93% | -1.93 pp |
| Delinquency Rate | 1.73% | +0.58 pp |
| Return on Assets | 0.10% | -0.61 pp |
| Member Growth | -0.50% | - |
| Loan-to-Share Ratio | 81.68% | +21.88 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - Family Focus
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $44.7M | - |
| 2025Q4 | $42.9M | 3,006 |
| 2024Q4 | $43.7M | 3,021 |
| 2023Q4 | $44.6M | 3,053 |
Credit Union Details
- Charter Number
- 24771
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Nebraska
- City
- OMAHA
- Data Quarter
- 2025Q4
Branch Locations (3)
Family Focus operates 3 offices across 2 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Family Focus Federal Credit Union (Main Office) | Omaha, NE |
| CU*Northwest | Liberty Lake, WA |
| Branch-MUD HQ | Omaha, NE |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Nebraska
A look at other Nebraska credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Family Focus
Using this data
- Family Focus ranks #3,174 of 4,374 nationally on financial health and #35 of 50 in NE -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- North Platte Union Pacific Employee is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with North Platte Union Pacific Employee
Frequently Asked Questions
Is Family Focus financially healthy?
On its 2025Q4 NCUA 5300 filing, Family Focus scores 76/100 (Very Good), with a 12.93% net worth ratio and 1.73% of loans delinquent. It ranks #3,174 of 4,374 nationally on health and #35 of 50 in Nebraska.
How does Family Focus compare to other credit unions?
Family Focus scores 76/100, higher than 26% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (81.68% vs 59.80%). Its widest shortfall is net worth ratio (12.93% vs 14.86%).
How can I join Family Focus?
Family Focus operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Family Focus directly for the exact boundaries and application steps.
Is my money safe at Family Focus?
Family Focus is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Family Focus's net worth ratio of 12.93% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.