Federal credit union · OMAHA, Nebraska · NCUA charter #24771
Family Focus
Health score 76/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 76
- Health / 100
- $42.9M
- Total assets
- 3,006
- Members
- 12.9%
- Net-worth ratio
Family Focus scores 76/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $42.9M; members 3,006; net-worth ratio 12.93%; health rank #3,174 of 4,374; healthier than 26th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,174 of 4,374 health · 2025Q4Family Focus · health 76/100 · $42.9M · 2025Q4
- CAMELS 76/100
- HEALTH 12.9%
- NW 1.73%
- DELQ 0.10%
- ROA $42.9M
- ASSETS 3,006
- MEM #3,174/4,374
- RANK Mississippi National Guard
- PHOTO 24771
Call Report peers
Family Focus in the assets neighbourhood
Family Focus's $42.9M assets sit next to Mississippi National Guard ($42.9M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Family Focus vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
76 26th percentile higher than 26% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Family Focus - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #24771, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Where Family Focus diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 81.68% vs peer 59.80% (+21.88 pp).
- Net Worth Ratio trails the peer set - 12.93% here, 14.86% peer average (-1.93 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Family Focus in Nebraska
- Nebraska health ordinal: #35 of 50.
- Assets rank #24 of 50 inside Nebraska ($42.9M reported).
- Nebraska membership ordinal: #26 of 50.
In-state ordinals use the live credit_unions table for NE only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Family Focus
Family Focus: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +4.2% from $42.9M (2025Q4) to $44.7M (2026Q1).
- Net-worth ratio shifted -0.43 pp (13.36% → 12.93%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 12.93% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 76/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 76.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 14.5 pts
- Return on Assets 8.8 pts
- Member Growth 8.1 pts
- Loan-to-Share Ratio 14.6 pts
Family Focus vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.93% | -1.93 pp |
| Delinquency Rate | 1.73% | +0.58 pp |
| Return on Assets | 0.10% | -0.61 pp |
| Member Growth | -0.50% | - |
| Loan-to-Share Ratio | 81.68% | +21.88 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Call Report history - Family Focus
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $44.7M | - |
| 2025Q4 | $42.9M | 3,006 |
| 2024Q4 | $43.7M | 3,021 |
| 2023Q4 | $44.6M | 3,053 |
Credit Union Details
- Charter Number
- 24771
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Nebraska
- City
- OMAHA
- Data Quarter
- 2025Q4
Branch Locations (3)
Family Focus operates 3 offices across 2 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Family Focus Federal Credit Union (Main Office) | Omaha, NE |
| CU*Northwest | Liberty Lake, WA |
| Branch-MUD HQ | Omaha, NE |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Nebraska
A look at other Nebraska credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Family Focus
Two NCUA Call Report peer sets for Family Focus, both outside Nebraska so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($42.9M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (76/100 here).
Using this data
- Family Focus ranks #3,174 of 4,374 nationally on financial health and #35 of 50 in NE -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- North Platte Union Pacific Employee is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with North Platte Union Pacific Employee
- Rates and health both vary by institution, not just by state -- see how Nebraska credit unions compare overall before assuming this one is typical. Nebraska state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Family Focus financially healthy?
Yes/no aside, the number is 76/100 (Very Good) - Family Focus's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,174 of 4,374; by total assets it ranks #2,539 of 4,374 nationally (same basis as /rankings/largest); and #24 of 50 within Nebraska. Above 80 reads excellent, below 50 warrants closer monitoring; a 12.93% net worth ratio and 1.73% delinquency rate are the key drivers.
How does Family Focus compare to other credit unions?
PlainCU's health composite puts Family Focus at 76/100, compared to a peer group average for $10M–$50M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Family Focus?
Family Focus operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Family Focus directly for the exact boundaries and application steps.
Is my money safe at Family Focus?
Federal credit unions like Family Focus are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Family Focus's net worth ratio of 12.93% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Family Focus offer compared to banks?
Credit unions like Family Focus are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Family Focus directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.