Federal credit union · Grand Island, Nebraska · NCUA charter #24189
Central Nebraska
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $11.4M
- Total assets
- 1,111
- Members
- 10.6%
- Net-worth ratio
Central Nebraska scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $11.4M; members 1,111; net-worth ratio 10.63%; health rank #1,998 of 4,374; healthier than 54th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,998 of 4,374 health · 2025Q4Central Nebraska · health 85/100 · $11.4M · 2025Q4
Call Report peers
Central Nebraska in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Central Nebraska vs every NCUA-scored credit union
Central Nebraska sits in the busiest band, 85-89, alongside 857 other credit unions.
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Central Nebraska vs $10M–$50M peers
- Largest favorable gap: Delinquency Rate at 0.16% vs peer 1.15% (-0.99 pp).
- Largest lag: Net Worth Ratio at 10.63% vs peer 14.86% (-4.23 pp).
Central Nebraska: in-state Call Report ranks
- In Nebraska, health place is #20 of 50 on the same NCUA-ratio sort used nationally.
- Assets rank #38 of 50 inside Nebraska ($11.4M reported).
- Member book place in Nebraska: #41 of 50.
- One place up in Nebraska, SIOUXLAND (#19) ties at 85/100; one place down, Omaha Firefighters (#21) scores 84/100, 1 point lower.
Central Nebraska Call Report trajectory
Central Nebraska: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.3% from $11.4M (2025Q4) to $11.7M (2026Q1).
- Net-worth ratio shifted -0.22 pp (10.85% → 10.63%).
This credit union's 10.63% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 85/100 score is built
Central Nebraska gives up 15 points in total. Member Growth costs the most, 12 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 3.0 pts
- Loan-to-Share Ratio 12.0 pts
Call Report ratios for Central Nebraska
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.63% | -4.23 pp |
| Delinquency Rate | 0.16% | -0.99 pp |
| Return on Assets | 1.02% | +0.31 pp |
| Member Growth | -3.31% | - |
| Loan-to-Share Ratio | 56.96% | -2.84 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Central Nebraska quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $11.7M | - |
| 2025Q4 | $11.4M | 1,111 |
| 2024Q4 | $11.8M | 1,149 |
| 2023Q4 | $11.7M | 1,158 |
Credit Union Details
- Charter Number
- 24189
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Nebraska
- City
- Grand Island
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Central Nebraska.
| Office | City |
|---|---|
| Central NE FCU (Main Office) | Grand Island, NE |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Nebraska
More federally-insured credit unions based in Nebraska, ordered by peer group match and asset size.
Central Nebraska nationwide neighbourhoods
Using this data
- Central Nebraska ranks #1,998 of 4,374 nationally on financial health and #20 of 50 in NE -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Lincoln S.D.a. is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Lincoln S.D.a.
Frequently Asked Questions
Is Central Nebraska financially healthy?
On its 2025Q4 NCUA 5300 filing, Central Nebraska scores 85/100 (Excellent), with a 10.63% net worth ratio and 0.16% of loans delinquent. It ranks #1,998 of 4,374 nationally on health and #20 of 50 in Nebraska.
How does Central Nebraska compare to other credit unions?
Central Nebraska scores 85/100, higher than 54% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is delinquency rate (0.16% vs 1.15%). Its widest shortfall is net worth ratio (10.63% vs 14.86%).
How can I join Central Nebraska?
Central Nebraska operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Central Nebraska directly for the exact boundaries and application steps.
Is my money safe at Central Nebraska?
Central Nebraska is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Central Nebraska's net worth ratio of 10.63% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.