Federal credit union · COLUMBUS, Nebraska · NCUA charter #24286
Nebraska Energy
Health score 83/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 83
- Health / 100
- $319.9M
- Total assets
- 12,211
- Members
- 18.8%
- Net-worth ratio
Nebraska Energy scores 83/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $319.9M; members 12,211; net-worth ratio 18.84%; health rank #2,213 of 4,374; healthier than 46th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,213 of 4,374 health · 2025Q4Nebraska Energy · health 83/100 · $319.9M · 2025Q4
Call Report peers
Nebraska Energy in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Nebraska Energy vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Nebraska Energy sits in 80-84 with 767 others.
83 46th percentile higher than 46% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Nebraska Energy: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 107.74% vs peer 72.20% (+35.54 pp).
Nebraska standing for Nebraska Energy
- Nebraska health ordinal: #25 of 50.
- By total assets, Nebraska Energy is #6 of 50 in Nebraska.
- Nebraska membership ordinal: #9 of 50.
- One place up in Nebraska, Eddyville Cooperative (#24) ties at 83/100; one place down, GALLUP (#26) scores 82/100, 1 point lower.
Quarter path for Nebraska Energy
Nebraska Energy: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.0% from $319.9M (2025Q4) to $329.6M (2026Q1).
- Net-worth ratio shifted -0.25 pp (19.09% → 18.84%).
This credit union's 18.84% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 83/100 score is built
Nebraska Energy gives up 17 points in total. Member Growth costs the most, 9.2 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 5.8 pts
- Loan-to-Share Ratio 7.2 pts
Nebraska Energy health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 18.84% | +6.73 pp |
| Delinquency Rate | 0.07% | -0.82 pp |
| Return on Assets | 0.83% | +0.21 pp |
| Member Growth | -1.79% | - |
| Loan-to-Share Ratio | 107.74% | +35.54 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $329.6M | - |
| 2025Q4 | $319.9M | 12,211 |
| 2024Q4 | $317.6M | 12,433 |
| 2023Q4 | $303.8M | 12,597 |
Credit Union Details
- Charter Number
- 24286
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Nebraska
- City
- COLUMBUS
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Nebraska Energy.
| Office | City |
|---|---|
| Main Office (Main Office) | Columbus, NE |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Nebraska
Other federally-insured credit unions in Nebraska, closest first by peer group and asset size.
Nebraska Energy nationwide neighbourhoods
Similar total assets
Using this data
- Nebraska Energy ranks #2,213 of 4,374 nationally on financial health and #25 of 50 in NE -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- SIOUXLAND is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with SIOUXLAND
Frequently Asked Questions
Is Nebraska Energy financially healthy?
Nebraska Energy has a financial health score of 83/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,213 of 4,374 nationally on health and #25 of 50 in Nebraska. Its net worth ratio is 18.84% and its delinquency rate 0.07%.
How does Nebraska Energy compare to other credit unions?
Nebraska Energy scores 83/100, higher than 46% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (107.74% vs 72.20%).
How can I join Nebraska Energy?
Nebraska Energy operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Nebraska Energy directly for the exact boundaries and application steps.
Is my money safe at Nebraska Energy?
Nebraska Energy is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Nebraska Energy's net worth ratio of 18.84% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.