Federal credit union · LaVista, Nebraska · NCUA charter #5286
Kellogg Midwest
Health score 80/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 80
- Health / 100
- $54.9M
- Total assets
- 2,533
- Members
- 21.6%
- Net-worth ratio
Kellogg Midwest scores 80/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $54.9M; members 2,533; net-worth ratio 21.57%; health rank #2,683 of 4,374; healthier than 36th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,683 of 4,374 health · 2025Q4Kellogg Midwest · health 80/100 · $54.9M · 2025Q4
Call Report peers
Kellogg Midwest in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Kellogg Midwest vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Kellogg Midwest sits in 80-84 with 767 others.
80 36th percentile higher than 36% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Kellogg Midwest
- Loan-to-Share Ratio leads the peer set - 77.75% here, 62.60% peer average (+15.15 pp).
- Delinquency Rate trails the peer set - 0.99% here, 0.96% peer average (+0.03 pp).
Kellogg Midwest in Nebraska
- In Nebraska, health place is #30 of 50 on the same NCUA-ratio sort used nationally.
- Assets rank #20 of 50 inside Nebraska ($54.9M reported).
- Nebraska membership ordinal: #29 of 50.
- One place up in Nebraska, Lincoln Public School Employees (#29) scores 81/100, 1 point higher; one place down, Neighborhood Community (#31) ties at 80/100.
Kellogg Midwest: 2025Q4 → 2026Q1
Kellogg Midwest: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.3% from $54.9M (2025Q4) to $56.2M (2026Q1).
- Net-worth ratio shifted -0.60 pp (22.17% → 21.57%).
At 21.57%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 80/100 score is built
Kellogg Midwest gives up 20 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.1 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 14.9 pts
Call Report ratios for Kellogg Midwest
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 21.57% | +7.95 pp |
| Delinquency Rate | 0.99% | +0.03 pp |
| Return on Assets | 0.67% | +0.01 pp |
| Member Growth | -5.73% | - |
| Loan-to-Share Ratio | 77.75% | +15.15 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Call Report history - Kellogg Midwest
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $56.2M | - |
| 2025Q4 | $54.9M | 2,533 |
| 2024Q4 | $56.8M | 2,687 |
| 2023Q4 | $58.3M | 2,804 |
Credit Union Details
- Charter Number
- 5286
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- Nebraska
- City
- LaVista
- Data Quarter
- 2025Q4
Branch Locations (2)
Kellogg Midwest operates 2 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Kellogg Midwest Federal Credit Union (Main Office) | LaVista, NE |
| Kellogg Midwest Federal Credit Union | Omaha, NE |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Nebraska
Other federally-insured credit unions in Nebraska, closest first by peer group and asset size.
Kellogg Midwest nationwide neighbourhoods
Similar total assets
Similar health score
Using this data
- Kellogg Midwest ranks #2,683 of 4,374 nationally on financial health and #30 of 50 in NE -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Spirit of America is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Spirit of America
Frequently Asked Questions
Is Kellogg Midwest financially healthy?
Kellogg Midwest has a financial health score of 80/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,683 of 4,374 nationally on health and #30 of 50 in Nebraska. Its net worth ratio is 21.57% and its delinquency rate 0.99%.
How does Kellogg Midwest compare to other credit unions?
Kellogg Midwest scores 80/100, higher than 36% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (77.75% vs 62.60%). Its widest shortfall is delinquency rate (0.99% vs 0.96%).
How can I join Kellogg Midwest?
Kellogg Midwest operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Kellogg Midwest directly for the exact boundaries and application steps.
Is my money safe at Kellogg Midwest?
Kellogg Midwest is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Kellogg Midwest's net worth ratio of 21.57% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.