Federal credit union · Omaha, Nebraska · NCUA charter #24396
Neighborhood Community
Health score 80/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 80
- Health / 100
- $30.6M
- Total assets
- 1,989
- Members
- 13.6%
- Net-worth ratio
Neighborhood Community scores 80/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $30.6M; members 1,989; net-worth ratio 13.58%; health rank #2,720 of 4,374; healthier than 36th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,720 of 4,374 health · 2025Q4Neighborhood Community · health 80/100 · $30.6M · 2025Q4
Call Report peers
Neighborhood Community in the assets neighbourhood
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Neighborhood Community vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Neighborhood Community sits in 80-84 with 767 others.
80 36th percentile higher than 36% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Neighborhood Community
- Delinquency Rate leads the peer set - 0.20% here, 1.15% peer average (-0.94 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -38.84 pp (20.96% vs 59.80%).
Neighborhood Community: in-state Call Report ranks
- In Nebraska, health place is #31 of 50 on the same NCUA-ratio sort used nationally.
- By total assets, Neighborhood Community is #30 of 50 in Nebraska.
- Membership ranks #35 of 50 among Nebraska CUs with a reported count (1,989 members).
- One place up in Nebraska, Kellogg Midwest (#30) ties at 80/100; one place down, University of Nebraska (#32) scores 79/100, 1 point lower.
Quarter path for Neighborhood Community
Neighborhood Community: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.7% from $30.6M (2025Q4) to $31.4M (2026Q1).
- Net-worth ratio shifted +0.03 pp (13.55% → 13.58%).
This credit union's 13.58% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 80/100 score is built
Neighborhood Community gives up 20 points in total. Member Growth costs the most, 13.1 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 1.9 pts
- Loan-to-Share Ratio 8.1 pts
Neighborhood Community vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.58% | -1.28 pp |
| Delinquency Rate | 0.20% | -0.94 pp |
| Return on Assets | 0.72% | +0.01 pp |
| Member Growth | -3.96% | - |
| Loan-to-Share Ratio | 20.96% | -38.84 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $31.4M | - |
| 2025Q4 | $30.6M | 1,989 |
| 2024Q4 | $30.5M | 2,071 |
| 2023Q4 | $29.7M | 2,477 |
Credit Union Details
- Charter Number
- 24396
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Nebraska
- City
- Omaha
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Neighborhood Community.
| Office | City |
|---|---|
| Neighborhood Community Federal Credit Union (Main Office) | Omaha, NE |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Nebraska
More federally-insured credit unions based in Nebraska, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Similar total assets
Similar health score
Using this data
- Neighborhood Community ranks #2,720 of 4,374 nationally on financial health and #31 of 50 in NE -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- U.P. Connection is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with U.P. Connection
Frequently Asked Questions
Is Neighborhood Community financially healthy?
Neighborhood Community has a financial health score of 80/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,720 of 4,374 nationally on health and #31 of 50 in Nebraska. Its net worth ratio is 13.58% and its delinquency rate 0.20%.
How does Neighborhood Community compare to other credit unions?
Neighborhood Community scores 80/100, higher than 36% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is delinquency rate (0.20% vs 1.15%). Its widest shortfall is loan-to-share ratio (20.96% vs 59.80%).
How can I join Neighborhood Community?
Neighborhood Community operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Neighborhood Community directly for the exact boundaries and application steps.
Is my money safe at Neighborhood Community?
Neighborhood Community is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Neighborhood Community's net worth ratio of 13.58% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.