Federal credit union · South Sioux Cit, Nebraska · NCUA charter #24327
SIOUXLAND
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $336.8M
- Total assets
- 25,693
- Members
- 11.9%
- Net-worth ratio
SIOUXLAND scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $336.8M; members 25,693; net-worth ratio 11.87%; health rank #1,974 of 4,374; healthier than 54th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#1,974 of 4,374 health · 2025Q4SIOUXLAND · health 85/100 · $336.8M · 2025Q4
- CAMELS 85/100
- HEALTH 11.9%
- NW 0.31%
- DELQ 0.97%
- ROA $336.8M
- ASSETS 25,693
- MEM #1,974/4,374
- RANK Dominion Energy Credit Union
- PHOTO 24327
Call Report peers
SIOUXLAND in the assets neighbourhood
SIOUXLAND's $336.8M assets sit next to Dominion Energy Credit Union ($336.6M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
SIOUXLAND vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
SIOUXLAND - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #24327. See our deposit-insurance coverage note.
SIOUXLAND: Call Report deltas vs peers
- Strongest edge vs 1069 $100M–$500M peers is Loan-to-Share Ratio: +12.36 pp (84.56% vs 72.20%).
- Largest lag: Net Worth Ratio at 11.87% vs peer 12.11% (-0.24 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
SIOUXLAND: in-state Call Report ranks
- Nebraska health ordinal: #19 of 50.
- Nebraska assets place: #5 of 50.
- Membership ranks #5 of 50 among Nebraska CUs with a reported count (25,693 members).
In-state ordinals use the live credit_unions table for NE only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
SIOUXLAND: 2025Q4 → 2026Q1
SIOUXLAND: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +5.0% from $336.8M (2025Q4) to $353.7M (2026Q1).
- Net-worth ratio shifted -0.43 pp (12.30% → 11.87%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 11.87% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 85/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 85.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 15.0 pts
Call Report ratios for SIOUXLAND
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.87% | -0.24 pp |
| Delinquency Rate | 0.31% | -0.58 pp |
| Return on Assets | 0.97% | +0.35 pp |
| Member Growth | -7.54% | - |
| Loan-to-Share Ratio | 84.56% | +12.36 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Call Report history - SIOUXLAND
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $353.7M | - |
| 2025Q4 | $336.8M | 25,693 |
| 2024Q4 | $322.6M | 27,788 |
| 2023Q4 | $303.7M | 26,479 |
Credit Union Details
- Charter Number
- 24327
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Nebraska
- City
- South Sioux Cit
- Data Quarter
- 2025Q4
Branch Locations (7)
The NCUA branch filing lists 7 physical offices for SIOUXLAND, spread across 4 cities in 3 states.
| Office | City |
|---|---|
| Siouxland Federal Credit Union (Main Office) | South Sioux City, NE |
| Siouxland Federal Credit Union | Dakota City, NE |
| Siouxland Federal Credit Union | Dakota Dunes, SD |
| Siouxland Federal Credit Union | Sioux City, IA |
| Siouxland Federal Credit Union | Sioux City, IA |
| Siouxland Federal Credit Union | Sioux City, IA |
| Siouxland Federal Credit Union | Sioux City, IA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Nebraska
More federally-insured credit unions based in Nebraska, ordered by peer group match and asset size.
Other-state peers near SIOUXLAND
SIOUXLAND's nationwide photo peers by assets and by health score, excluding Nebraska charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($336.8M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (85/100 here).
Using this data
- SIOUXLAND ranks #1,974 of 4,374 nationally on financial health and #19 of 50 in NE -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Nebraska Energy is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Nebraska Energy
- Rates and health both vary by institution, not just by state -- see how Nebraska credit unions compare overall before assuming this one is typical. Nebraska state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is SIOUXLAND financially healthy?
SIOUXLAND has a financial health score of 85/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,974 of 4,374; by total assets it ranks #969 of 4,374 nationally (same basis as /rankings/largest); and #5 of 50 within Nebraska. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 11.87% and delinquency rate of 0.31%.
How does SIOUXLAND compare to other credit unions?
PlainCU's health composite puts SIOUXLAND at 85/100, compared to a peer group average for $100M–$500M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join SIOUXLAND?
SIOUXLAND operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact SIOUXLAND directly for the exact boundaries and application steps.
Is my money safe at SIOUXLAND?
Federal credit unions like SIOUXLAND are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. SIOUXLAND's net worth ratio of 11.87% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does SIOUXLAND offer compared to banks?
Credit unions like SIOUXLAND are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact SIOUXLAND directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.