Federal credit union · South Sioux Cit, Nebraska · NCUA charter #24327
SIOUXLAND
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $336.8M
- Total assets
- 25,693
- Members
- 11.9%
- Net-worth ratio
SIOUXLAND scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $336.8M; members 25,693; net-worth ratio 11.87%; health rank #1,974 of 4,374; healthier than 54th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#1,974 of 4,374 health · 2025Q4SIOUXLAND · health 85/100 · $336.8M · 2025Q4
Call Report peers
SIOUXLAND in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
SIOUXLAND vs every NCUA-scored credit union
SIOUXLAND sits in the busiest band, 85-89, alongside 857 other credit unions.
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
SIOUXLAND: Call Report deltas vs peers
- Strongest edge vs 1069 $100M–$500M peers is Loan-to-Share Ratio: +12.36 pp (84.56% vs 72.20%).
- Largest lag: Net Worth Ratio at 11.87% vs peer 12.11% (-0.24 pp).
SIOUXLAND: in-state Call Report ranks
- Nebraska health ordinal: #19 of 50.
- Nebraska assets place: #5 of 50.
- Membership ranks #5 of 50 among Nebraska CUs with a reported count (25,693 members).
- One place up in Nebraska, CHADRON (#18) scores 86/100, 1 point higher; one place down, Central Nebraska (#20) ties at 85/100.
SIOUXLAND: 2025Q4 → 2026Q1
SIOUXLAND: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +5.0% from $336.8M (2025Q4) to $353.7M (2026Q1).
- Net-worth ratio shifted -0.43 pp (12.30% → 11.87%).
This credit union's 11.87% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 85/100 score is built
SIOUXLAND gives up 15 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 15.0 pts
Call Report ratios for SIOUXLAND
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.87% | -0.24 pp |
| Delinquency Rate | 0.31% | -0.58 pp |
| Return on Assets | 0.97% | +0.35 pp |
| Member Growth | -7.54% | - |
| Loan-to-Share Ratio | 84.56% | +12.36 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Call Report history - SIOUXLAND
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $353.7M | - |
| 2025Q4 | $336.8M | 25,693 |
| 2024Q4 | $322.6M | 27,788 |
| 2023Q4 | $303.7M | 26,479 |
Credit Union Details
- Charter Number
- 24327
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Nebraska
- City
- South Sioux Cit
- Data Quarter
- 2025Q4
Branch Locations (7)
The NCUA branch filing lists 7 physical offices for SIOUXLAND, spread across 4 cities in 3 states.
| Office | City |
|---|---|
| Siouxland Federal Credit Union (Main Office) | South Sioux City, NE |
| Siouxland Federal Credit Union | Dakota City, NE |
| Siouxland Federal Credit Union | Dakota Dunes, SD |
| Siouxland Federal Credit Union | Sioux City, IA |
| Siouxland Federal Credit Union | Sioux City, IA |
| Siouxland Federal Credit Union | Sioux City, IA |
| Siouxland Federal Credit Union | Sioux City, IA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Nebraska
More federally-insured credit unions based in Nebraska, ordered by peer group match and asset size.
Other-state peers near SIOUXLAND
Using this data
- SIOUXLAND ranks #1,974 of 4,374 nationally on financial health and #19 of 50 in NE -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Nebraska Energy is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Nebraska Energy
Frequently Asked Questions
Is SIOUXLAND financially healthy?
SIOUXLAND has a financial health score of 85/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,974 of 4,374 nationally on health and #19 of 50 in Nebraska. Its net worth ratio is 11.87% and its delinquency rate 0.31%.
How does SIOUXLAND compare to other credit unions?
SIOUXLAND scores 85/100, higher than 54% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (84.56% vs 72.20%). Its widest shortfall is net worth ratio (11.87% vs 12.11%).
How can I join SIOUXLAND?
SIOUXLAND operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact SIOUXLAND directly for the exact boundaries and application steps.
Is my money safe at SIOUXLAND?
SIOUXLAND is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. SIOUXLAND's net worth ratio of 11.87% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.