Federal credit union · MEADOW GROVE, Nebraska · NCUA charter #24759
Meadow Grove
Health score 95/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 95
- Health / 100
- $6.3M
- Total assets
- 482
- Members
- 15.4%
- Net-worth ratio
Meadow Grove scores 95/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $6.3M; members 482; net-worth ratio 15.37%; health rank #336 of 4,374; healthier than 90th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#336 of 4,374 health · 2025Q4Meadow Grove · health 95/100 · $6.3M · 2025Q4
- BOOK 95/100
- CHARTER 15.4%
- NCUSIF 0.00%
- CAMELS 1.16%
- HEALTH $6.3M
- NW 482
- DELQ #336/4,374
- ROA n/a
- ASSETS 24759
Meadow Grove carries $6.3M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Meadow Grove vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
95 Top 10% higher than 90% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Meadow Grove - Share Insurance Coverage
Charter #24759's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Peer-gap read for Meadow Grove
- Strongest edge vs 566 $2M–$10M peers is Loan-to-Share Ratio: +14.38 pp (77.98% vs 63.60%).
- Net Worth Ratio trails the peer set - 15.37% here, 19.06% peer average (-3.69 pp).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Meadow Grove sits in Nebraska
- Nebraska health ordinal: #4 of 50.
- Assets rank #43 of 50 inside Nebraska ($6.3M reported).
- Member book place in Nebraska: #48 of 50.
In-state ordinals use the live credit_unions table for NE only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Meadow Grove's 5300 filing moved
Meadow Grove: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -2.0% from $6.3M (2025Q4) to $6.1M (2026Q1).
- Net-worth ratio shifted +0.76 pp (14.61% → 15.37%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
15.37% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 95/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 95.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 10.3 pts
- Loan-to-Share Ratio 14.7 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 15.37% | -3.69 pp |
| Delinquency Rate | 0.00% | -1.81 pp |
| Return on Assets | 1.16% | +0.71 pp |
| Member Growth | 1.05% | - |
| Loan-to-Share Ratio | 77.98% | +14.38 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Meadow Grove quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $6.1M | - |
| 2025Q4 | $6.3M | 482 |
| 2024Q4 | $6.3M | 477 |
| 2023Q4 | $5.8M | 479 |
Credit Union Details
- Charter Number
- 24759
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Nebraska
- City
- MEADOW GROVE
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Meadow Grove runs one office.
| Office | City |
|---|---|
| Meadow Grove Federal Credit Union (Main Office) | Meadow Grove, NE |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Nebraska
More federally-insured credit unions based in Nebraska, ordered by peer group match and asset size.
Other-state peers near Meadow Grove
Two NCUA Call Report peer sets for Meadow Grove, both outside Nebraska so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar health score
Nearest other-state credit unions by five-factor health composite (95/100 here).
Using this data
- Meadow Grove ranks #336 of 4,374 nationally on financial health and #4 of 50 in NE -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Sugar Valley is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Sugar Valley
- Rates and health both vary by institution, not just by state -- see how Nebraska credit unions compare overall before assuming this one is typical. Nebraska state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Meadow Grove financially healthy?
A 15.37% net worth ratio and a 0.00% delinquency rate feed into Meadow Grove's financial health score of 95/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #336 of 4,374; by total assets it ranks #3,780 of 4,374 nationally (same basis as /rankings/largest); and #43 of 50 within Nebraska. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Meadow Grove compare to other credit unions?
PlainCU's health composite puts Meadow Grove at 95/100, compared to a peer group average for $2M–$10M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Meadow Grove?
Meadow Grove operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Meadow Grove directly for the exact boundaries and application steps.
Is my money safe at Meadow Grove?
Federal credit unions like Meadow Grove are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Meadow Grove's net worth ratio of 15.37% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Meadow Grove offer compared to banks?
Credit unions like Meadow Grove are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Meadow Grove directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.