State credit union · Omaha, Nebraska · NCUA charter #64938
Our Family Social
Health score 65/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 65
- Health / 100
- $618K
- Total assets
- 415
- Members
- 8.9%
- Net-worth ratio
Our Family Social scores 65/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $618K; members 415; net-worth ratio 8.88%; health rank #3,887 of 4,374; healthier than 11th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,887 of 4,374 health · 2025Q4Our Family Social · health 65/100 · $618K · 2025Q4
- DELQ 65/100
- ROA 8.9%
- ASSETS 2.49%
- MEM 0.17%
- RANK $618K
- PHOTO 415
- BOOK #3,887/4,374
- CHARTER n/a
- NCUSIF 64938
Our Family Social carries $618K in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Our Family Social vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
65 11th percentile higher than 11% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Our Family Social - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #64938 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Where Our Family Social diverges from peer averages
- Loan-to-Share Ratio leads the peer set - 101.32% here, 52.70% peer average (+48.62 pp).
- Largest lag: Net Worth Ratio at 8.88% vs peer 22.93% (-14.05 pp).
Peer averages are NCUA 5300 means for the Under $2M cohort (243 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Our Family Social in Nebraska
- In Nebraska, health place is #43 of 50 on the same NCUA-ratio sort used nationally.
- Nebraska assets place: #50 of 50.
- Nebraska membership ordinal: #49 of 50.
In-state ordinals use the live credit_unions table for NE only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Our Family Social's 5300 filing moved
Our Family Social: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.3% from $618K (2025Q4) to $626K (2026Q1).
- Net-worth ratio shifted +0.50 pp (8.38% → 8.88%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 8.88% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 65/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 65.
- Net Worth Ratio 27.2 pts
- Delinquency Rate 9.5 pts
- Return on Assets 10.1 pts
- Member Growth 8.1 pts
- Loan-to-Share Ratio 10.1 pts
Our Family Social vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.88% | -14.05 pp |
| Delinquency Rate | 2.49% | -1.99 pp |
| Return on Assets | 0.17% | -0.05 pp |
| Member Growth | -0.48% | - |
| Loan-to-Share Ratio | 101.32% | +48.62 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Under $2M (243 CUs).
Our Family Social quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $626K | - |
| 2025Q4 | $618K | 415 |
| 2024Q4 | $612K | 417 |
| 2023Q4 | $593K | 413 |
Credit Union Details
- Charter Number
- 64938
- Type
- State
- Field of Membership
- Other
- Peer Group
- Under $2M
- State
- Nebraska
- City
- Omaha
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Our Family Social runs one office.
| Office | City |
|---|---|
| Our Family Social Credit Union (Main Office) | Omaha, NE |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Nebraska
Other federally-insured credit unions in Nebraska, closest first by peer group and asset size.
Our Family Social nationwide neighbourhoods
Cross-state asset and health neighbours for Our Family Social - kept outside Nebraska; in-state CUs stay in the Nearby block.
Similar health score
Nearest other-state credit unions by five-factor health composite (65/100 here).
Using this data
- Our Family Social ranks #3,887 of 4,374 nationally on financial health and #43 of 50 in NE -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Eddyville Cooperative is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Eddyville Cooperative
- Rates and health both vary by institution, not just by state -- see how Nebraska credit unions compare overall before assuming this one is typical. Nebraska state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Our Family Social financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Our Family Social carries a financial health score of 65/100 (Good). On the national health ranking (same basis as /rankings/healthiest), it sits at #3,887 of 4,374; by total assets it ranks #4,279 of 4,374 nationally (same basis as /rankings/largest); and #50 of 50 within Nebraska. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 8.88% net worth ratio and a 2.49% delinquency rate.
How does Our Family Social compare to other credit unions?
PlainCU's health composite puts Our Family Social at 65/100, compared to a peer group average for Under $2M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Our Family Social?
Membership eligibility for Our Family Social depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Our Family Social directly for current membership requirements and application steps.
Is my money safe at Our Family Social?
Federal credit unions like Our Family Social are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Our Family Social's net worth ratio of 8.88% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Our Family Social offer compared to banks?
Credit unions like Our Family Social are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Our Family Social directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.