Federal credit union · Omaha, Nebraska · NCUA charter #2260
Union Pacific Streamliner
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $19.9M
- Total assets
- 2,472
- Members
- 9.1%
- Net-worth ratio
Union Pacific Streamliner scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $19.9M; members 2,472; net-worth ratio 9.14%; health rank #1,718 of 4,374; healthier than 60th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#1,718 of 4,374 health · 2025Q4Union Pacific Streamliner · health 87/100 · $19.9M · 2025Q4
- RANK 87/100
- PHOTO 9.1%
- BOOK 0.64%
- CHARTER 1.12%
- NCUSIF $19.9M
- CAMELS 2,472
- HEALTH #1,718/4,374
- NW Oshkosh Community
- DELQ 2260
Call Report peers
Union Pacific Streamliner in the assets neighbourhood
Union Pacific Streamliner's $19.9M assets sit next to Oshkosh Community ($20.0M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Union Pacific Streamliner vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Union Pacific Streamliner - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #2260, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Union Pacific Streamliner vs $10M–$50M peers
- Loan-to-Share Ratio leads the peer set - 94.41% here, 59.80% peer average (+34.61 pp).
- Largest lag: Net Worth Ratio at 9.14% vs peer 14.86% (-5.72 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Nebraska standing for Union Pacific Streamliner
- In Nebraska, health place is #15 of 50 on the same NCUA-ratio sort used nationally.
- By total assets, Union Pacific Streamliner is #33 of 50 in Nebraska.
- Member book place in Nebraska: #30 of 50.
In-state ordinals use the live credit_unions table for NE only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Union Pacific Streamliner: 2025Q4 → 2026Q1
Union Pacific Streamliner: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +7.0% from $19.9M (2025Q4) to $21.3M (2026Q1).
- Net-worth ratio shifted -0.65 pp (9.79% → 9.14%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 9.14%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 87/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 87.
- Net Worth Ratio 27.8 pts
- Delinquency Rate 23.6 pts
- Return on Assets 15.0 pts
- Member Growth 7.1 pts
- Loan-to-Share Ratio 13.5 pts
Union Pacific Streamliner vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.14% | -5.72 pp |
| Delinquency Rate | 0.64% | -0.50 pp |
| Return on Assets | 1.12% | +0.42 pp |
| Member Growth | -1.04% | - |
| Loan-to-Share Ratio | 94.41% | +34.61 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $21.3M | - |
| 2025Q4 | $19.9M | 2,472 |
| 2024Q4 | $19.9M | 2,498 |
| 2023Q4 | $19.3M | 2,497 |
Credit Union Details
- Charter Number
- 2260
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Nebraska
- City
- Omaha
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Union Pacific Streamliner runs 2 offices.
| Office | City |
|---|---|
| Union Pacific Streamliner FCU (Main Office) | Omaha, NE |
| U.P. Connection Federal Credit Union | Omaha, NE |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Nebraska
More federally-insured credit unions based in Nebraska, ordered by peer group match and asset size.
Union Pacific Streamliner nationwide neighbourhoods
Two NCUA Call Report peer sets for Union Pacific Streamliner, both outside Nebraska so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($19.9M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (87/100 here).
Using this data
- Union Pacific Streamliner ranks #1,718 of 4,374 nationally on financial health and #15 of 50 in NE -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- CHADRON is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with CHADRON
- Rates and health both vary by institution, not just by state -- see how Nebraska credit unions compare overall before assuming this one is typical. Nebraska state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Union Pacific Streamliner financially healthy?
Union Pacific Streamliner scores 87/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,718 of 4,374; by total assets it ranks #3,161 of 4,374 nationally (same basis as /rankings/largest); and #33 of 50 within Nebraska. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 9.14% net worth ratio and a 0.64% delinquency rate.
How does Union Pacific Streamliner compare to other credit unions?
Union Pacific Streamliner scores 87/100 on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Union Pacific Streamliner?
Union Pacific Streamliner operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Union Pacific Streamliner directly for the exact boundaries and application steps.
Is my money safe at Union Pacific Streamliner?
Federal credit unions like Union Pacific Streamliner are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Union Pacific Streamliner's net worth ratio of 9.14% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Union Pacific Streamliner offer compared to banks?
Credit unions like Union Pacific Streamliner are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Union Pacific Streamliner directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.