Federal credit union · HEMINGFORD, Nebraska · NCUA charter #7210
Hemingford Community
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $9.1M
- Total assets
- 992
- Members
- 10.0%
- Net-worth ratio
Hemingford Community scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $9.1M; members 992; net-worth ratio 10.00%; health rank #839 of 4,374; healthier than 80th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#839 of 4,374 health · 2025Q4Hemingford Community · health 92/100 · $9.1M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Hemingford Community vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Hemingford Community sits in 90-94 with 747 others.
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Hemingford Community diverges from peer averages
- Strongest edge vs 566 $2M–$10M peers is Loan-to-Share Ratio: +14.95 pp (78.55% vs 63.60%).
- Largest lag: Net Worth Ratio at 10.00% vs peer 19.06% (-9.06 pp).
Hemingford Community in Nebraska
- Health composite ranks #7 of 50 among scored Nebraska credit unions.
- Nebraska assets place: #40 of 50.
- Nebraska membership ordinal: #42 of 50.
- One place up in Nebraska, Consumers Cooperative (#6) scores 93/100, 1 point higher; one place down, Omaha Police (#8) scores 91/100, 1 point lower.
Hemingford Community Call Report trajectory
Hemingford Community: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +10.4% from $9.1M (2025Q4) to $10.0M (2026Q1).
- Net-worth ratio shifted -0.89 pp (10.89% → 10.00%).
This credit union's 10.00% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 92/100 score is built
Hemingford Community gives up 8 points in total. Member Growth costs the most, 7.8 of its 15; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.8 pts
- Return on Assets 15.0 pts
- Member Growth 7.2 pts
- Loan-to-Share Ratio 15.0 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.00% | -9.06 pp |
| Delinquency Rate | 0.52% | -1.29 pp |
| Return on Assets | 0.63% | +0.18 pp |
| Member Growth | -1.00% | - |
| Loan-to-Share Ratio | 78.55% | +14.95 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Call Report history - Hemingford Community
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $10.0M | - |
| 2025Q4 | $9.1M | 992 |
| 2024Q4 | $9.2M | 1,002 |
| 2023Q4 | $8.6M | 1,026 |
Credit Union Details
- Charter Number
- 7210
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Nebraska
- City
- HEMINGFORD
- Data Quarter
- 2025Q4
Branch Location
Hemingford Community operates a single office in HEMINGFORD, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| CORPORATE OFFICE (Main Office) | HEMINGFORD, NE |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Nebraska
More federally-insured credit unions based in Nebraska, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Using this data
- Hemingford Community ranks #839 of 4,374 nationally on financial health and #7 of 50 in NE -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- WOODMEN is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with WOODMEN
Frequently Asked Questions
Is Hemingford Community financially healthy?
Hemingford Community has a financial health score of 92/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #839 of 4,374 nationally on health and #7 of 50 in Nebraska. Its net worth ratio is 10.00% and its delinquency rate 0.52%.
How does Hemingford Community compare to other credit unions?
Hemingford Community scores 92/100, higher than 80% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (78.55% vs 63.60%). Its widest shortfall is net worth ratio (10.00% vs 19.06%).
How can I join Hemingford Community?
Hemingford Community operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Hemingford Community directly for the exact boundaries and application steps.
Is my money safe at Hemingford Community?
Hemingford Community is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Hemingford Community's net worth ratio of 10.00% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.