Federal credit union · Omaha, Nebraska · NCUA charter #28
CENTRIS
Health score 67/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 67
- Health / 100
- $1.46B
- Total assets
- 132,339
- Members
- 9.4%
- Net-worth ratio
CENTRIS scores 67/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.46B; members 132,339; net-worth ratio 9.44%; health rank #3,776 of 4,374; healthier than 13th of scored peers.
Federal Call Report extract
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
CENTRIS vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); CENTRIS sits in 65-69 with 275 others.
67 13th percentile higher than 13% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
CENTRIS vs Over $500M peers
- Loan-to-Share Ratio leads the peer set - 103.05% here, 83.90% peer average (+19.15 pp).
- Widest shortfall vs peers is Net Worth Ratio: -1.74 pp (9.44% vs 11.18%).
Nebraska standing for CENTRIS
- Nebraska health ordinal: #42 of 50.
- Nebraska assets place: #1 of 50.
- Nebraska membership ordinal: #1 of 50.
- One place up in Nebraska, Four Points (#41) scores 71/100, 4 points higher; one place down, Our Family Social (#43) scores 65/100, 2 points lower.
CENTRIS: 2025Q4 → 2026Q1
CENTRIS: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.5% from $1.46B (2025Q4) to $1.48B (2026Q1).
- Net-worth ratio shifted -0.07 pp (9.51% → 9.44%).
This credit union's 9.44% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 67/100 score is built
CENTRIS gives up 33 points in total. Member Growth costs the most, 13.9 of its 15; Return on Assets scores full marks.
- Net Worth Ratio 28.6 pts
- Delinquency Rate 13.3 pts
- Return on Assets 15.0 pts
- Member Growth 1.1 pts
- Loan-to-Share Ratio 9.0 pts
Call Report ratios for CENTRIS
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.44% | -1.74 pp |
| Delinquency Rate | 1.90% | +1.02 pp |
| Return on Assets | 0.62% | +0.12 pp |
| Member Growth | -4.36% | - |
| Loan-to-Share Ratio | 103.05% | +19.15 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.48B | - |
| 2025Q4 | $1.46B | 132,339 |
| 2024Q4 | $1.35B | 138,379 |
| 2023Q4 | $1.30B | 130,436 |
Credit Union Details
- Charter Number
- 28
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- Nebraska
- City
- Omaha
- Data Quarter
- 2025Q4
Branch Locations (14)
CENTRIS operates 14 offices across 6 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Corporate Headquarters (Main Office) | Omaha, NE |
| Bellevue Branch | Bellevue, NE |
| Council Bluffs Branch | Council Bluffs, IA |
| East Council Bluffs Branch | Council Bluffs, IA |
| Grand Island Branch | Grand Island, NE |
| LaVista Branch | LaVista, NE |
| North Platte Branch | North Platte, NE |
| South Omaha Branch | Omaha, NE |
| Dodge Branch | Omaha, NE |
| 117th Branch | Omaha, NE |
| Maple Location | Omaha, NE |
| 168th Branch | Omaha, NE |
| Harrison Branch | Omaha, NE |
| North Omaha Branch | Omaha, NE |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Nebraska
More federally-insured credit unions based in Nebraska, ordered by peer group match and asset size.
CENTRIS nationwide neighbourhoods
Similar total assets
Similar health score
Using this data
- CENTRIS ranks #3,776 of 4,374 nationally on financial health and #42 of 50 in NE -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- COBALT is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with COBALT
Frequently Asked Questions
Is CENTRIS financially healthy?
On its 2025Q4 NCUA 5300 filing, CENTRIS scores 67/100 (Good), with a 9.44% net worth ratio and 1.90% of loans delinquent. It ranks #3,776 of 4,374 nationally on health and #42 of 50 in Nebraska.
How does CENTRIS compare to other credit unions?
CENTRIS scores 67/100, higher than 13% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (103.05% vs 83.90%). Its widest shortfall is net worth ratio (9.44% vs 11.18%).
How can I join CENTRIS?
CENTRIS operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact CENTRIS directly for the exact boundaries and application steps.
Is my money safe at CENTRIS?
CENTRIS is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. CENTRIS's net worth ratio of 9.44% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.