Federal credit union · OMAHA, Nebraska · NCUA charter #2414
Roberts Dairy Employees
Health score 56/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.
- 56
- Health / 100
- $3.7M
- Total assets
- 546
- Members
- 44.0%
- Net-worth ratio
Roberts Dairy Employees scores 56/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $3.7M; members 546; net-worth ratio 44.00%; health rank #4,151 of 4,374; healthier than 5th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#4,151 of 4,374 health · 2025Q4Roberts Dairy Employees · health 56/100 · $3.7M · 2025Q4
- BOOK 56/100
- CHARTER 44.0%
- NCUSIF 1.20%
- CAMELS -0.73%
- HEALTH $3.7M
- NW 546
- DELQ #4,151/4,374
- ROA n/a
- ASSETS 2414
Call Report peers
Roberts Dairy Employees carries $3.7M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Roberts Dairy Employees vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
56 5th percentile higher than 5% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Roberts Dairy Employees - Share Insurance Coverage
Charter #2414's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Peer-gap read for Roberts Dairy Employees
- Strongest edge vs 566 $2M–$10M peers is Loan-to-Share Ratio: +44.99 pp (108.59% vs 63.60%).
- Largest lag: Return on Assets at -0.73% vs peer 0.45% (-1.18 pp).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Nebraska standing for Roberts Dairy Employees
- Nebraska health ordinal: #46 of 50.
- Assets rank #47 of 50 inside Nebraska ($3.7M reported).
- Nebraska membership ordinal: #47 of 50.
In-state ordinals use the live credit_unions table for NE only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Roberts Dairy Employees's 5300 filing moved
Roberts Dairy Employees: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -0.4% from $3.7M (2025Q4) to $3.7M (2026Q1).
- Net-worth ratio shifted -0.88 pp (44.88% → 44.00%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 44.00%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 56/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 56.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 18.5 pts
- Return on Assets 0.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 7.5 pts
Roberts Dairy Employees vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 44.00% | +24.94 pp |
| Delinquency Rate | 1.20% | -0.61 pp |
| Return on Assets | -0.73% | -1.18 pp |
| Member Growth | -5.21% | - |
| Loan-to-Share Ratio | 108.59% | +44.99 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Roberts Dairy Employees filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $3.7M | - |
| 2025Q4 | $3.7M | 546 |
| 2024Q4 | $3.8M | 576 |
| 2023Q4 | $4.0M | 613 |
Credit Union Details
- Charter Number
- 2414
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Nebraska
- City
- OMAHA
- Data Quarter
- 2025Q4
Branch Locations (2)
Roberts Dairy Employees operates 2 offices across 2 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Roberts Dairy Employees Federal Credit Union (Main Office) | Omaha, NE |
| Systronics | Olathe, KS |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Nebraska
Other federally-insured credit unions in Nebraska, closest first by peer group and asset size.
Roberts Dairy Employees nationwide neighbourhoods
Roberts Dairy Employees's nationwide photo peers by assets and by health score, excluding Nebraska charters.
Similar health score
Nearest other-state credit unions by five-factor health composite (56/100 here).
Using this data
- Roberts Dairy Employees ranks #4,151 of 4,374 nationally on financial health and #46 of 50 in NE -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Nebraska Rural Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Nebraska Rural Community
- Rates and health both vary by institution, not just by state -- see how Nebraska credit unions compare overall before assuming this one is typical. Nebraska state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Roberts Dairy Employees financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Roberts Dairy Employees carries a financial health score of 56/100 (Fair). On the national health ranking (same basis as /rankings/healthiest), it sits at #4,151 of 4,374; by total assets it ranks #3,987 of 4,374 nationally (same basis as /rankings/largest); and #47 of 50 within Nebraska. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 44.00% net worth ratio and a 1.20% delinquency rate.
How does Roberts Dairy Employees compare to other credit unions?
Five weighted metrics from NCUA filings produce Roberts Dairy Employees's 56/100 score on PlainCU's health composite, compared to a peer group average for $2M–$10M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Roberts Dairy Employees?
Roberts Dairy Employees operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Roberts Dairy Employees directly for the exact boundaries and application steps.
Is my money safe at Roberts Dairy Employees?
Federal credit unions like Roberts Dairy Employees are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Roberts Dairy Employees's net worth ratio of 44.00% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Roberts Dairy Employees offer compared to banks?
Credit unions like Roberts Dairy Employees are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Roberts Dairy Employees directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.