Federal credit union · OMAHA, Nebraska · NCUA charter #16
WOODMEN
Health score 86/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 86
- Health / 100
- $8.7M
- Total assets
- 866
- Members
- 14.1%
- Net-worth ratio
WOODMEN scores 86/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $8.7M; members 866; net-worth ratio 14.06%; health rank #1,784 of 4,374; healthier than 57th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,784 of 4,374 health · 2025Q4WOODMEN · health 86/100 · $8.7M · 2025Q4
- HEALTH 86/100
- NW 14.1%
- DELQ 0.36%
- ROA 0.29%
- ASSETS $8.7M
- MEM 866
- RANK #1,784/4,374
- PHOTO n/a
- BOOK 16
WOODMEN carries $8.7M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
WOODMEN vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
86 Top 43% higher than 57% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
WOODMEN - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #16: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Where WOODMEN diverges from peer averages
- Delinquency Rate leads the peer set - 0.36% here, 1.81% peer average (-1.45 pp).
- Loan-to-Share Ratio trails the peer set - 48.05% here, 63.60% peer average (-15.55 pp).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
WOODMEN in Nebraska
- In Nebraska, health place is #17 of 50 on the same NCUA-ratio sort used nationally.
- Nebraska assets place: #41 of 50.
- Membership ranks #43 of 50 among Nebraska CUs with a reported count (866 members).
In-state ordinals use the live credit_unions table for NE only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for WOODMEN
WOODMEN: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +5.5% from $8.7M (2025Q4) to $9.2M (2026Q1).
- Net-worth ratio shifted -0.83 pp (14.89% → 14.06%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 14.06% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 86/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 86.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 11.9 pts
- Member Growth 9.0 pts
- Loan-to-Share Ratio 10.1 pts
Call Report ratios for WOODMEN
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.06% | -5.00 pp |
| Delinquency Rate | 0.36% | -1.45 pp |
| Return on Assets | 0.29% | -0.16 pp |
| Member Growth | 0.00% | - |
| Loan-to-Share Ratio | 48.05% | -15.55 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
WOODMEN filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $9.2M | - |
| 2025Q4 | $8.7M | 866 |
| 2024Q4 | $9.4M | 866 |
| 2023Q4 | $9.3M | 929 |
Credit Union Details
- Charter Number
- 16
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Nebraska
- City
- OMAHA
- Data Quarter
- 2025Q4
Branch Locations (3)
WOODMEN operates 3 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Woodmen Federal Credit Union (Main Office) | OMAHA, NE |
| VISIFI | OMAHA, NE |
| Omaha Douglas Federal Credit Union | Omaha, NE |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Nebraska
Other federally-insured credit unions in Nebraska, closest first by peer group and asset size.
WOODMEN nationwide neighbourhoods
WOODMEN's nationwide photo peers by assets and by health score, excluding Nebraska charters.
Similar health score
Nearest other-state credit unions by five-factor health composite (86/100 here).
Using this data
- WOODMEN ranks #1,784 of 4,374 nationally on financial health and #17 of 50 in NE -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Box Butte Public Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Box Butte Public Employees
- Rates and health both vary by institution, not just by state -- see how Nebraska credit unions compare overall before assuming this one is typical. Nebraska state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is WOODMEN financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, WOODMEN carries a financial health score of 86/100 (Excellent). On the national health ranking (same basis as /rankings/healthiest), it sits at #1,784 of 4,374; by total assets it ranks #3,626 of 4,374 nationally (same basis as /rankings/largest); and #41 of 50 within Nebraska. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 14.06% net worth ratio and a 0.36% delinquency rate.
How does WOODMEN compare to other credit unions?
PlainCU's health composite puts WOODMEN at 86/100, compared to a peer group average for $2M–$10M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join WOODMEN?
WOODMEN operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact WOODMEN directly for the exact boundaries and application steps.
Is my money safe at WOODMEN?
Federal credit unions like WOODMEN are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. WOODMEN's net worth ratio of 14.06% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does WOODMEN offer compared to banks?
Credit unions like WOODMEN are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact WOODMEN directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.