Federal credit union · Lincoln, Nebraska · NCUA charter #2384
University of Nebraska
Health score 79/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 79
- Health / 100
- $130.9M
- Total assets
- 11,272
- Members
- 10.5%
- Net-worth ratio
University of Nebraska scores 79/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $130.9M; members 11,272; net-worth ratio 10.52%; health rank #2,880 of 4,374; healthier than 33rd of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,880 of 4,374 health · 2025Q4University of Nebraska · health 79/100 · $130.9M · 2025Q4
- NCUSIF 79/100
- CAMELS 10.5%
- HEALTH 1.13%
- NW 1.09%
- DELQ $130.9M
- ROA 11,272
- ASSETS #2,880/4,374
- MEM Pikes Peak
- RANK 2384
Call Report peers
University of Nebraska in the assets neighbourhood
University of Nebraska's $130.9M assets sit next to Pikes Peak ($130.8M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
University of Nebraska vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
79 33rd percentile higher than 33% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
University of Nebraska - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #2384, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
University of Nebraska vs $100M–$500M peers
- Largest favorable gap: Return on Assets at 1.09% vs peer 0.62% (+0.47 pp).
- Loan-to-Share Ratio trails the peer set - 52.99% here, 72.20% peer average (-19.21 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
University of Nebraska: in-state Call Report ranks
- In Nebraska, health place is #32 of 50 on the same NCUA-ratio sort used nationally.
- Assets rank #11 of 50 inside Nebraska ($130.9M reported).
- Membership ranks #10 of 50 among Nebraska CUs with a reported count (11,272 members).
In-state ordinals use the live credit_unions table for NE only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for University of Nebraska
University of Nebraska: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.4% from $130.9M (2025Q4) to $132.8M (2026Q1).
- Net-worth ratio shifted +0.03 pp (10.49% → 10.52%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
10.52% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 79/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 79.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 19.0 pts
- Return on Assets 15.0 pts
- Member Growth 3.7 pts
- Loan-to-Share Ratio 11.3 pts
Call Report ratios for University of Nebraska
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.52% | -1.59 pp |
| Delinquency Rate | 1.13% | +0.23 pp |
| Return on Assets | 1.09% | +0.47 pp |
| Member Growth | -2.94% | - |
| Loan-to-Share Ratio | 52.99% | -19.21 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
University of Nebraska quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $132.8M | - |
| 2025Q4 | $130.9M | 11,272 |
| 2024Q4 | $131.3M | 11,614 |
| 2023Q4 | $131.6M | 11,372 |
Credit Union Details
- Charter Number
- 2384
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Nebraska
- City
- Lincoln
- Data Quarter
- 2025Q4
Branch Locations (3)
The NCUA branch filing lists 3 physical offices for University of Nebraska, spread across 2 cities.
| Office | City |
|---|---|
| Main (Main Office) | Lincoln, NE |
| Kearney Branch | Kearney, NE |
| East Branch | Lincoln, NE |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Nebraska
A look at other Nebraska credit unions, ranked by how closely their peer group and asset size match this one.
University of Nebraska nationwide neighbourhoods
University of Nebraska's nationwide photo peers by assets and by health score, excluding Nebraska charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($130.9M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (79/100 here).
Using this data
- University of Nebraska ranks #2,880 of 4,374 nationally on financial health and #32 of 50 in NE -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Mutual First is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Mutual First
- Rates and health both vary by institution, not just by state -- see how Nebraska credit unions compare overall before assuming this one is typical. Nebraska state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is University of Nebraska financially healthy?
University of Nebraska scores 79/100 (Very Good) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,880 of 4,374; by total assets it ranks #1,594 of 4,374 nationally (same basis as /rankings/largest); and #11 of 50 within Nebraska. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 10.52% net worth ratio and a 1.13% delinquency rate.
How does University of Nebraska compare to other credit unions?
PlainCU's health composite puts University of Nebraska at 79/100, compared to a peer group average for $100M–$500M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join University of Nebraska?
University of Nebraska operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact University of Nebraska directly for the exact boundaries and application steps.
Is my money safe at University of Nebraska?
Federal credit unions like University of Nebraska are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. University of Nebraska's net worth ratio of 10.52% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does University of Nebraska offer compared to banks?
Credit unions like University of Nebraska are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact University of Nebraska directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.