Federal credit union · Lincoln, Nebraska · NCUA charter #2384
University of Nebraska
Health score 79/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 79
- Health / 100
- $130.9M
- Total assets
- 11,272
- Members
- 10.5%
- Net-worth ratio
University of Nebraska scores 79/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $130.9M; members 11,272; net-worth ratio 10.52%; health rank #2,880 of 4,374; healthier than 33rd of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,880 of 4,374 health · 2025Q4University of Nebraska · health 79/100 · $130.9M · 2025Q4
Call Report peers
University of Nebraska in the assets neighbourhood
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University of Nebraska vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); University of Nebraska sits in 75-79 with 502 others.
79 33rd percentile higher than 33% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
University of Nebraska vs $100M–$500M peers
- Largest favorable gap: Return on Assets at 1.09% vs peer 0.62% (+0.47 pp).
- Loan-to-Share Ratio trails the peer set - 52.99% here, 72.20% peer average (-19.21 pp).
University of Nebraska: in-state Call Report ranks
- In Nebraska, health place is #32 of 50 on the same NCUA-ratio sort used nationally.
- Assets rank #11 of 50 inside Nebraska ($130.9M reported).
- Membership ranks #10 of 50 among Nebraska CUs with a reported count (11,272 members).
- One place up in Nebraska, Neighborhood Community (#31) scores 80/100, 1 point higher; one place down, LINCONE (#33) scores 78/100, 1 point lower.
Quarter path for University of Nebraska
University of Nebraska: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.4% from $130.9M (2025Q4) to $132.8M (2026Q1).
- Net-worth ratio shifted +0.03 pp (10.49% → 10.52%).
10.52% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 79/100 score is built
University of Nebraska gives up 21 points in total. Member Growth costs the most, 11.3 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 19.0 pts
- Return on Assets 15.0 pts
- Member Growth 3.7 pts
- Loan-to-Share Ratio 11.3 pts
Call Report ratios for University of Nebraska
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.52% | -1.59 pp |
| Delinquency Rate | 1.13% | +0.23 pp |
| Return on Assets | 1.09% | +0.47 pp |
| Member Growth | -2.94% | - |
| Loan-to-Share Ratio | 52.99% | -19.21 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
University of Nebraska quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $132.8M | - |
| 2025Q4 | $130.9M | 11,272 |
| 2024Q4 | $131.3M | 11,614 |
| 2023Q4 | $131.6M | 11,372 |
Credit Union Details
- Charter Number
- 2384
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Nebraska
- City
- Lincoln
- Data Quarter
- 2025Q4
Branch Locations (3)
The NCUA branch filing lists 3 physical offices for University of Nebraska, spread across 2 cities.
| Office | City |
|---|---|
| Main (Main Office) | Lincoln, NE |
| Kearney Branch | Kearney, NE |
| East Branch | Lincoln, NE |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Nebraska
A look at other Nebraska credit unions, ranked by how closely their peer group and asset size match this one.
University of Nebraska nationwide neighbourhoods
Similar total assets
Similar health score
Using this data
- University of Nebraska ranks #2,880 of 4,374 nationally on financial health and #32 of 50 in NE -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Mutual First is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Mutual First
Frequently Asked Questions
Is University of Nebraska financially healthy?
On its 2025Q4 NCUA 5300 filing, University of Nebraska scores 79/100 (Very Good), with a 10.52% net worth ratio and 1.13% of loans delinquent. It ranks #2,880 of 4,374 nationally on health and #32 of 50 in Nebraska.
How does University of Nebraska compare to other credit unions?
University of Nebraska scores 79/100, higher than 33% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is return on assets (1.09% vs 0.62%). Its widest shortfall is loan-to-share ratio (52.99% vs 72.20%).
How can I join University of Nebraska?
University of Nebraska operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact University of Nebraska directly for the exact boundaries and application steps.
Is my money safe at University of Nebraska?
University of Nebraska is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. University of Nebraska's net worth ratio of 10.52% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.