Federal credit union · OMAHA, Nebraska · NCUA charter #10763
Electrical Workers No 22
Health score 74/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 74
- Health / 100
- $13.6M
- Total assets
- 2,108
- Members
- 7.4%
- Net-worth ratio
Electrical Workers No 22 scores 74/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $13.6M; members 2,108; net-worth ratio 7.43%; health rank #3,373 of 4,374; healthier than 23rd of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,373 of 4,374 health · 2025Q4Electrical Workers No 22 · health 74/100 · $13.6M · 2025Q4
- ROA 74/100
- ASSETS 7.4%
- MEM 0.24%
- RANK 0.08%
- PHOTO $13.6M
- BOOK 2,108
- CHARTER #3,373/4,374
- NCUSIF Cherokee County Teachers
- CAMELS 10763
Call Report peers
Electrical Workers No 22 in the assets neighbourhood
Electrical Workers No 22's $13.6M assets sit next to Cherokee County Teachers ($13.6M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Electrical Workers No 22 vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
74 23rd percentile higher than 23% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Electrical Workers No 22 - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #10763, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Electrical Workers No 22: Call Report deltas vs peers
- Largest favorable gap: Delinquency Rate at 0.24% vs peer 1.15% (-0.90 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -18.30 pp (41.50% vs 59.80%).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Electrical Workers No 22 sits in Nebraska
- Nebraska health ordinal: #40 of 50.
- Nebraska assets place: #37 of 50.
- Nebraska membership ordinal: #34 of 50.
In-state ordinals use the live credit_unions table for NE only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Electrical Workers No 22 Call Report trajectory
Electrical Workers No 22: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +3.1% from $13.6M (2025Q4) to $14.0M (2026Q1).
- Net-worth ratio shifted +0.03 pp (7.40% → 7.43%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 7.43%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 74/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 74.
- Net Worth Ratio 23.6 pts
- Delinquency Rate 25.0 pts
- Return on Assets 8.2 pts
- Member Growth 7.6 pts
- Loan-to-Share Ratio 9.6 pts
Electrical Workers No 22 vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 7.43% | -7.43 pp |
| Delinquency Rate | 0.24% | -0.90 pp |
| Return on Assets | 0.08% | -0.62 pp |
| Member Growth | -0.75% | - |
| Loan-to-Share Ratio | 41.50% | -18.30 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Electrical Workers No 22 filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $14.0M | - |
| 2025Q4 | $13.6M | 2,108 |
| 2024Q4 | $13.0M | 2,124 |
| 2023Q4 | $13.3M | 2,265 |
Credit Union Details
- Charter Number
- 10763
- Type
- Federal
- Field of Membership
- Association/Group
- Peer Group
- $10M–$50M
- State
- Nebraska
- City
- OMAHA
- Data Quarter
- 2025Q4
Branch Locations (6)
Per its most recent NCUA branch filing, Electrical Workers No 22 runs 6 offices in 2 different cities.
| Office | City |
|---|---|
| ELECTRICAL WORKERS NO 22 CREDIT UNION (Main Office) | Omaha, NE |
| U-HALL STORAGE | Omaha, NE |
| DISATER RECOVERY LOCATION | Omaha, NE |
| VITAL RECORDS | Omaha, NE |
| HEARTLAND AREA FCU | OMAHA, NE |
| OMAHA FEDERAL CU | OMAHA, NE |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Nebraska
A look at other Nebraska credit unions, ranked by how closely their peer group and asset size match this one.
Electrical Workers No 22 nationwide neighbourhoods
Cross-state asset and health neighbours for Electrical Workers No 22 - kept outside Nebraska; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($13.6M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (74/100 here).
Using this data
- Electrical Workers No 22 ranks #3,373 of 4,374 nationally on financial health and #40 of 50 in NE -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Northeast Nebraska is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Northeast Nebraska
- Rates and health both vary by institution, not just by state -- see how Nebraska credit unions compare overall before assuming this one is typical. Nebraska state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Electrical Workers No 22 financially healthy?
Electrical Workers No 22 has a financial health score of 74/100 (Very Good) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,373 of 4,374; by total assets it ranks #3,381 of 4,374 nationally (same basis as /rankings/largest); and #37 of 50 within Nebraska. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 7.43% and delinquency rate of 0.24%.
How does Electrical Workers No 22 compare to other credit unions?
74/100 is Electrical Workers No 22's score on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Electrical Workers No 22?
Electrical Workers No 22 serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Electrical Workers No 22 directly for the current list of qualifying groups.
Is my money safe at Electrical Workers No 22?
Federal credit unions like Electrical Workers No 22 are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Electrical Workers No 22's net worth ratio of 7.43% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Electrical Workers No 22 offer compared to banks?
Credit unions like Electrical Workers No 22 are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Electrical Workers No 22 directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.