State credit union · North Platte, Nebraska · NCUA charter #65528
North Platte Union Pacific Employee
Health score 86/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 86
- Health / 100
- $42.3M
- Total assets
- 3,941
- Members
- 16.3%
- Net-worth ratio
North Platte Union Pacific Employee scores 86/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $42.3M; members 3,941; net-worth ratio 16.26%; health rank #1,769 of 4,374; healthier than 57th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,769 of 4,374 health · 2025Q4North Platte Union Pacific… · health 86/100 · $42.3M · 2025Q4
Call Report peers
North Platte Union Pacific Employee in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
North Platte Union Pacific Employee vs every NCUA-scored credit union
North Platte Union Pacific Employee sits in the busiest band, 85-89, alongside 857 other credit unions.
86 Top 43% higher than 57% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for North Platte Union Pacific Employee
- Net Worth Ratio leads the peer set - 16.26% here, 14.86% peer average (+1.40 pp).
- Largest lag: Loan-to-Share Ratio at 46.15% vs peer 59.80% (-13.65 pp).
Nebraska standing for North Platte Union Pacific Employee
- Nebraska health ordinal: #16 of 50.
- Nebraska assets place: #25 of 50.
- Membership ranks #19 of 50 among Nebraska CUs with a reported count (3,941 members).
- One place up in Nebraska, Union Pacific Streamliner (#15) scores 87/100, 1 point higher; one place down, WOODMEN (#17) ties at 86/100.
North Platte Union Pacific Employee Call Report trajectory
North Platte Union Pacific Employee: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.1% from $42.3M (2025Q4) to $43.2M (2026Q1).
- Net-worth ratio shifted +0.11 pp (16.15% → 16.26%).
16.26% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 86/100 score is built
North Platte Union Pacific Employee gives up 14 points in total. Loan-to-Share Ratio costs the most, 4.8 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 21.7 pts
- Return on Assets 14.1 pts
- Member Growth 10.4 pts
- Loan-to-Share Ratio 9.8 pts
Call Report ratios for North Platte Union Pacific Employee
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.26% | +1.40 pp |
| Delinquency Rate | 0.83% | -0.31 pp |
| Return on Assets | 0.44% | -0.26 pp |
| Member Growth | 1.21% | - |
| Loan-to-Share Ratio | 46.15% | -13.65 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
North Platte Union Pacific… filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $43.2M | - |
| 2025Q4 | $42.3M | 3,941 |
| 2024Q4 | $41.2M | 3,894 |
| 2023Q4 | $40.8M | 4,138 |
Credit Union Details
- Charter Number
- 65528
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Nebraska
- City
- North Platte
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for North Platte Union Pacific Employee.
| Office | City |
|---|---|
| North Plattte Union Pacific Employees Credit Union (Main Office) | North Platte, NE |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Nebraska
A look at other Nebraska credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Using this data
- North Platte Union Pacific Employee ranks #1,769 of 4,374 nationally on financial health and #16 of 50 in NE -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Family Focus is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Family Focus
Frequently Asked Questions
Is North Platte Union Pacific Employee financially healthy?
On its 2025Q4 NCUA 5300 filing, North Platte Union Pacific Employee scores 86/100 (Excellent), with a 16.26% net worth ratio and 0.83% of loans delinquent. It ranks #1,769 of 4,374 nationally on health and #16 of 50 in Nebraska.
How does North Platte Union Pacific Employee compare to other credit unions?
North Platte Union Pacific Employee scores 86/100, higher than 57% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (16.26% vs 14.86%). Its widest shortfall is loan-to-share ratio (46.15% vs 59.80%).
How can I join North Platte Union Pacific Employee?
Membership eligibility for North Platte Union Pacific Employee depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact North Platte Union Pacific Employee directly for current membership requirements and application steps.
Is my money safe at North Platte Union Pacific Employee?
North Platte Union Pacific Employee is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. North Platte Union Pacific Employee's net worth ratio of 16.26% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.