State credit union · Eddyville, Nebraska · NCUA charter #66274

Eddyville Cooperative

Health score 83/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.

83
Health / 100
$1.7M
Total assets
113
Members
21.8%
Net-worth ratio

Eddyville Cooperative scores 83/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.7M; members 113; net-worth ratio 21.78%; health rank #2,208 of 4,374; healthier than 46th of scored peers.

Title II Call Report masthead

NCUA 5300 Call Report Masthead

#2,208 of 4,374 health · 2025Q4

Eddyville Cooperative · health 83/100 · $1.7M · 2025Q4

Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.

Eddyville Cooperative vs every NCUA-scored credit union

The busiest band is 85-89 (858 credit unions); Eddyville Cooperative sits in 80-84 with 767 others.

83 46th percentile higher than 46% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

Where Eddyville Cooperative diverges from peer averages

  • Strongest edge vs 243 Under $2M peers is Loan-to-Share Ratio: +8.90 pp (61.60% vs 52.70%).
  • Widest shortfall vs peers is Net Worth Ratio: -1.15 pp (21.78% vs 22.93%).

Nebraska standing for Eddyville Cooperative

  • Nebraska health ordinal: #24 of 50.
  • Assets rank #49 of 50 inside Nebraska ($1.7M reported).
  • Nebraska membership ordinal: #50 of 50.
  • One place up in Nebraska, Local 265 Ibew (#23) scores 84/100, 1 point higher; one place down, Nebraska Energy (#25) ties at 83/100.

Eddyville Cooperative: 2025Q4 → 2026Q1

Eddyville Cooperative: total assets by quarter

2023Q4 to 2026Q1, NCUA 5300

1,600,0001,700,0001,800,0001,900,000 2023Q42024Q42025Q42026Q1 1,688,240 1,835,789 ▲ +8.7%
  • Assets moved +7.7% from $1.7M (2025Q4) to $1.8M (2026Q1).
  • Net-worth ratio shifted -0.89 pp (22.67% → 21.78%).
Net worth ratio vs. NCUA well-capitalized threshold 100.0%

This credit union's 21.78% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.

How the 83/100 score is built

Eddyville Cooperative gives up 17 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 25.0 pts
  • Return on Assets 15.0 pts
  • Member Growth 0.0 pts
  • Loan-to-Share Ratio 13.0 pts

Eddyville Cooperative health metrics

Metric Value vs peer
Net Worth Ratio 21.78% -1.15 pp
Delinquency Rate 0.00% -4.48 pp
Return on Assets 1.22% +1.00 pp
Member Growth -11.02% -
Loan-to-Share Ratio 61.60% +8.90 pp

Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.

Eddyville Cooperative quarterly book

Quarter Assets Members
2026Q1 $1.8M -
2025Q4 $1.7M 113
2024Q4 $1.7M 127
2023Q4 $1.7M 130

Credit Union Details

Charter Number
66274
Type
State
Field of Membership
Other
Peer Group
Under $2M
State
Nebraska
City
Eddyville
Data Quarter
2025Q4

Branch Location

Eddyville Cooperative operates a single office in Eddyville, per its most recent NCUA branch filing.

Office City
Eddyville Cooperative (Main Office) Eddyville, NE

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Nebraska

Other federally-insured credit unions in Nebraska, closest first by peer group and asset size.

Compare Eddyville Cooperative vs OUR FAMILY SOCIAL

Other-state peers near Eddyville Cooperative

Using this data

  • Eddyville Cooperative ranks #2,208 of 4,374 nationally on financial health and #24 of 50 in NE -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • Our Family Social is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Our Family Social

Frequently Asked Questions

Is Eddyville Cooperative financially healthy?

Eddyville Cooperative has a financial health score of 83/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,208 of 4,374 nationally on health and #24 of 50 in Nebraska. Its net worth ratio is 21.78% and its delinquency rate 0.00%.

How does Eddyville Cooperative compare to other credit unions?

Eddyville Cooperative scores 83/100, higher than 46% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is loan-to-share ratio (61.60% vs 52.70%). Its widest shortfall is net worth ratio (21.78% vs 22.93%).

How can I join Eddyville Cooperative?

Membership eligibility for Eddyville Cooperative depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Eddyville Cooperative directly for current membership requirements and application steps.

Is my money safe at Eddyville Cooperative?

Eddyville Cooperative is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Eddyville Cooperative's net worth ratio of 21.78% exceeds the 7% threshold NCUA considers "well capitalized."

Data sourced from the NCUA 5300 Call Report (2025Q4) for Eddyville Cooperative. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.